AVP Consumer Relationship Manager

First Financial Bank Texas; Magnolia (TX); On-site; USD 65,000 - 95,000; Full time

Job summary

First Financial Bank Texas in Magnolia, TX seeks an experienced consumer lending officer to manage direct consumer and Home Equity loan opportunities. You will assess creditworthiness, extend financing within bank policies, and contribute to sales and service objectives.

Strong communication and relationship-building skills are essential, with a background in consumer and retail lending, marketing, and leadership.

Qualifications

• Minimum of five years of Consumer Lending experience.
• Bachelor’s degree in Finance or related field.
• Excellent communication and human relations skills.
• Seasoned in consumer and retail lending, marketing, and management.

Responsibilities

• Direct consumer and Home Equity loan origination aligned with bank standards for safety and profitability.
• Evaluate credit requests and approve or deny within lending limits and policies.
• Support Customer Service First sales and service culture and follow company policies.
• Represent the bank at social and community events to promote growth and relationships.

Skills

Consumer Lending

Home Equity Loans

Credit Analysis

Sales & Service

Education

Bachelor's degree in Finance or related field

Job description

Address

We’re always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you’re challenged, valued and empowered every day. We strive to be the best destination for the industry’s top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.

Job Description

Office Location:

Magnolia, Texas, United States

Scope/Contacts

Incumbent has frequent contact with directors, top management, employees and community leaders. Performs business development activities in retail market area. This officer must represent the bank in a variety of social and business events.

Essential Functions

• To make all types of direct consumer and Home Equity loans which are consistent in quality to satisfy Bank standards for safety and profitability; to promote good customer relations; and to seek and develop quality new business including profitable depository accounts.
• Incumbent is responsible for the sound extension or denial of credit to customers seeking loans on a direct basis and is accountable for the terms extended on such credit.
• This position is guided by the Bank's policies, procedures and lending limits.
• Must actively participate in Customer Service First sales and service culture, support the values of the organization and follow established company policies and procedures.

Minimum Qualifications

• This position requires a minimum of five years of Consumer Lending experience and a bachelor’s degree in Finance or related field.
• Excellent communication and human relation skills also required.
• Incumbent should be seasoned in consumer and retail lending, marketing, and management.

The above statements reflect the general details considered necessary to decide the principal functions of the job identified and shall not be construed as a detailed description of all work requirements that may be inherent in the job.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)