VP Commercial Lending

Socket.dev; Orland Park (IL); On-site; USD 125,000 - 135,000; Full time

Benefits offered by this job

Health insurance

Term life and disability insurance

401(k) Salary Savings Plan

Employee Stock Ownership Plan (ESOP)

Free FunRewards checking account

Job summary

Marquette Bank is seeking a Vice President of Commercial Lending to lead the expansion and management of a commercial/real estate loan portfolio in the Chicago metro area. You will develop client relationships, structure and underwrite loans, and drive profitability while maintaining safety and soundness.

The role requires 7+ years in commercial lending, strong communication skills, and proficiency in CRE financing and banking regulations.

Qualifications

• Bachelor’s degree or formal credit training in a financial institution.
• Minimum of 7 years of experience in commercial lending, including business development and portfolio management.
• Strong verbal and written communication skills.
• Proficiency in commercial real estate financing, banking regulations, and loan documentation.
• Ability to analyze and understand customer borrowing needs and provide tailored solutions.
• Proficiency in Microsoft Excel and Word; familiarity with bank computer systems.
• Strong client relationship‑building skills and a results‑oriented mindset.
• Ability to travel locally within the Chicago metropolitan area as needed.

Responsibilities

• Develop and manage a commercial/real estate loan portfolio between $55MM and $95MM.
• Meet or exceed annual goals for loans, deposits, services, portfolio management, and non-interest income.
• Proactively build new business relationships through referrals and prospecting efforts.
• Collaborate with departments, particularly retail branches, to promote awareness of commercial loan products.
• Analyze customer needs and identify business solutions using the bank’s products and services.
• Review financial data to assess creditworthiness and make recommendations to senior management.
• Negotiate loan terms, including rates, fees, and repayment schedules.
• Monitor existing loan portfolio, including reviewing overdrafts and performing site visits as necessary.
• Approve or recommend loan applications within established lending authority and present loan requests exceeding authority to the Executive Loan Committee.
• Conduct site inspections for real estate-related loans, including follow‑up inspections for construction loans.
• Work with environmental firms, title companies, and legal counsel to facilitate credit requests.
• Participate in department and bank‑wide projects and committees as assigned by senior leadership.
• Engage in community activities and contribute to the bank’s CRA initiatives to increase visibility and generate new business.
• Actively comply with all applicable laws and regulations to include the Bank Secrecy Act, the Community Reinvestment Act, and all other deposit, lending, or non‑deposit service regulations; adhering to the Bank’s internal policies, procedures, and risk management responsibilities contained in the Employee Handbook, the Employee Code of Conduct, and other applicable policies.
• Perform job‑related responsibilities that support departmental and organizational goals, consistent with the scope and purpose of the position

Skills

Verbal communication

Written communication

Client relationships

Credit analysis

Commercial lending knowledge

Education

Bachelor’s degree in Business, Finance, Economics, or related field

Tools

Excel

Word

Job description

About Marquette Bank

If making an impact is important to you, you belong with the Marquette Bank Team. You'll enjoy the opportunity to make a difference for our customers and in our neighborhoods. You'll love our welcoming, supportive, friendly, team-centered work environment - including perks like an expansive benefits package, growth opportunities, gym subsidy, tuition reimbursement and community involvement opportunities!

Come be a part of something bigger at Marquette Bank.

Founded by John F. McCarthy in 1945, the bank has been committed to providing financial services to meet the savings and borrowing needs of southwest Chicagoland. We have continued to grow and are proud to be a modern neighborhood bank with 20 branch locations to serve our customers and communities.

Pay Range: $125,000 - $135,000

The pay range is based on consideration of criteria such as required qualifications, experience, education and skills. Marquette Bank reserves the right to offer the selected applicant a salary commensurate with the applicant’s qualification, experience, education and skills.

Position Summary

Marquette Bank is seeking a Vice President of Commercial Lending to join our team. In this role, you will be responsible for developing and managing commercial Banking relationships, including acquiring new business, structuring, underwriting, and closing commercial real estate loans, and maintaining an existing loan portfolio. You will be expected to deliver high-quality service to clients while achieving profitability targets and ensuring the bank’s safety and soundness.

Essential Duties and Responsibilities

• Develop and manage a commercial/real estate loan portfolio between $55MM and $95MM.
• Meet or exceed annual goals for loans, deposits, services, portfolio management, and non-interest income.
• Proactively build new business relationships through referrals and prospecting efforts.
• Collaborate with departments, particularly retail branches, to promote awareness of commercial loan products.
• Analyze customer needs and identify business solutions using the bank’s products and services.
• Review financial data to assess creditworthiness and make recommendations to senior management.
• Negotiate loan terms, including rates, fees, and repayment schedules.
• Monitor existing loan portfolio, including reviewing overdrafts and performing site visits as necessary.
• Approve or recommend loan applications within established lending authority and present loan requests exceeding authority to the Executive Loan Committee.
• Conduct site inspections for real estate-related loans, including follow‑up inspections for construction loans.
• Work with environmental firms, title companies, and legal counsel to facilitate credit requests.
• Participate in department and bank‑wide projects and committees as assigned by senior leadership.
• Engage in community activities and contribute to the bank’s CRA initiatives to increase visibility and generate new business.
• Actively comply with all applicable laws and regulations to include the Bank Secrecy Act, the Community Reinvestment Act, and all other deposit, lending, or non‑deposit service regulations; adhering to the Bank’s internal policies, procedures, and risk management responsibilities contained in the Employee Handbook, the Employee Code of Conduct, and other applicable policies.
• Perform job‑related responsibilities that support departmental and organizational goals, consistent with the scope and purpose of the position

Knowledge/Abilities/Experience and Training Required

• Bachelor’s degree in Business, Finance, Economics, or related field, or formal credit training at a financial institution.
• Minimum of 7 years of experience in commercial lending, including business development and portfolio management.
• Strong verbal and written communication skills.
• Proficiency in commercial real estate financing, banking regulations, and loan documentation.
• Ability to analyze and understand customer borrowing needs and provide tailored solutions.
• Proficiency in Microsoft Excel and Word; familiarity with bank computer systems.
• Strong client relationship‑building skills and a results‑oriented mindset.
• Ability to travel locally within the Chicago metropolitan area as needed.

Physical Demands: The physical demands described here are representative of those that must be met by employees in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Ability to sit for extended periods while performing desk work.
• Ability to travel for client meetings and business site visits.
• Ability to lift up to 15 lbs. when necessary.

Work Environment/Conditions

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. The noise level in the work environment is usually moderate.

We Care About You. Marquette Bank’s total rewards package, for eligible employees, will vary based on the pay type of the position and may include variable pay such as performance‑based incentives, commissions, target bonus and discretionary bonus. Marquette Bank also offers health insurance, term life and disability insurance, generous time off and two retirement plans: 401(k) Salary Savings Plan and Employee Stock Ownership Plan (ESOP), as well as other perks including a FREE FunRewards checking account. Available rewards may vary by location, job level, employment status, and years of service. To learn more about our rewards package, please visit: https://emarquettebank.com/about-us/benefits.

Equal Opportunity Employer