VP Business Banker

WNB Financial, N.A.; Onalaska (WI); On-site; USD 90,000 - 120,000; Full time

Job summary

WNB Financial, N.A. is looking for a Vice President Business Banker to service clients seeking commercial loans. In this role, you will develop strong relationships with business clients, analyze financial information to provide funding recommendations, and promote banking products. Required qualifications include a degree in finance or business and extensive banking experience. The position involves regular client contact and occasional travel. Key skills needed are customer service, problem-solving, and communication.

Qualifications

• Four-year degree in accounting, finance, business or equivalent required.
• Three to five years of business banking experience required.
• Strong verbal and written communication skills.

Responsibilities

• Develop strong client relationships with key business clients.
• Analyze complex financial information and make funding recommendations.
• Promote products and services that support client goals.

Skills

Customer service

Financial analysis

Loan processing

Cross-selling

Communication

Problem-solving

Education

Bachelor's degree in accounting, finance, or business

Tools

Microsoft Office

Jack Henry Experience / Synergy

Job description

Description

Vice President Business Banker provides service to current and prospective clients seeking commercial loans. Makes loans and services accounts dealing in relatively large, complex loans, or those involving greater risk. Understands and completes job responsibilities in accordance with federal and state regulations.

Essential Functions

Business Banker 90%

• Develops strong client relationships with Bank’s key business clients
• Analyzes complex financial information and makes funding recommendations that adhere to the bank’s loan policy and aligns with the bank’s risk appetite
• Develops new business by actively calling on existing and prospective clients
• Promotes products and services that support client goals
• Closes loans, opens accounts, and makes intradepartmental referrals
• Monitors the inherent risk of his or her loan portfolio
• Possesses thorough working knowledge of business deposit accounts, cash management, online banking, merchant processing and other business banking products
• Analyzes clients’ product needs and makes the appropriate recommendations
• Can act as the client’s first point of contact when they have questions or problems with their accounts/services
• Actively participates in outside events and organizations

Additional Duties and Responsibilities

• Serves on Bank committees as needed
• Other job related duties necessary to carry out the responsibilities of this position
• Participates in internal and external training and development opportunities as required

Requirements

Work Relationships and Scope

Works regularly with clients and co-workers. Occasional contact with trade/professional affiliations and federal/state regulatory agencies. Works regularly with highly confidential business and client information. Occasionally participates in bank events.

Performance Dimensions

Quality, accuracy, reliability, thoroughness and timeliness of work performed and services provided to clients and co-workers; utilizes knowledge of bank products and services to effectively cross-sell; customer satisfaction with services provided; keeps Bank and client information confidential; demonstrates friendly and helpful approach and attitude toward internal and external clients. Effectively communicates and develops good working relationships with all co-workers and clients; professional workplace appearance and conduct; honesty and integrity in all client and co-worker communications; reliability in reporting to work regularly and on time; understands Bank policies and procedures and applicable state and federal regulations. Stays current in field and utilizes that information where practical; participates in training and appropriate professional development. Demonstrates professionalism, commitment to the job, and loyalty to the Bank.

Knowledge, Skills And Abilities

A four-year degree in accounting, finance, business or equivalent is required. Three to five years of business banking experience required, five plus years preferred. Must possess courteous and professional customer service attitude; excellent verbal and written communication skills; strong management skills; ability to maintain the integrity of highly confidential client and Bank information. Must possess strong computer skills, technical ability to input and retrieve computerized information; strong mathematical skills up to and including statistical analysis; legible handwriting; cross-selling skills. Must be able to deal effectively with time pressures and stress that can change hourly depending on level of activity; highly effective problem solving and technical research skills. Must be a self-starter and independent thinker and meet goals as outlined by the bank strategic plan.

Working Conditions

Work is performed largely in an office environment with minimal chance for personal injury. Regular contact with clients and co-workers. Frequent in-town/local travel required for business meetings. Occasional out-of-town and overnight business travel (air or auto) is required for business and education. Regular mental and visual concentration for computer usage required. Frequent use of telephone. Frequent use of keyboard for approximately 5 hours per day. Receive and provide detailed information through verbal communication. Requires near vision. Will alternate sitting, standing, and walking throughout work shift. Stoop, lift and carry up to 10 pounds in documents and office supplies. Climbs stairs. Hours of work are generally during regular business hours. There will be some variation in work hours due to special projects, deadlines, community events, and other concerns.

Equipment Used

Operates personal computer in a Windows environment for word processing, spreadsheets, e-mail, internet, and other bank specific software. Operates Jack Henry Experience / Synergy on the core system. Utilizes a variety of office equipment including computer, printer, ten-key calculator, fax, copy machine, and multi-line telephone.

EEO/AA Employer/Vets/Disability