Virtual Branch Member Service Advisor | Pueblo

Bellco; Colorado; On-site; USD 40,000 - 70,000; Full time

Job summary

An established industry player is seeking a Virtual Branch Member Service Advisor to provide outstanding member service through various remote channels. In this role, you will engage with members, assist with account openings, and conduct financial consultations, all while adhering to regulatory policies. The ideal candidate is tech-savvy, motivated, and passionate about helping members achieve their financial goals. This position offers the chance to be part of a not-for-profit organization that values community and employee engagement, all while providing a comprehensive benefits package and opportunities for bonuses based on performance.

Benefits

Medical Insurance

Dental Insurance

Vision Insurance

401(k) with Company Match

Paid Vacation

Paid Sick Days

Paid Holidays

Qualifications

• Two years of sales and three years of customer service experience required.
• Ability to interact positively via phone, email, and in person.

Responsibilities

• Provide exceptional member service through remote channels.
• Identify cross-sell opportunities and recommend appropriate solutions.

Skills

Customer Service

Sales

Communication Skills

Data Entry

Bilingual (Spanish)

Education

High School Graduate or Equivalent

Tools

TELLERphone

Bellco Online Banking

Core System (DNA)

Job description

Pueblo Branch, Pueblo, Colorado, United States of America

Job Description

Posted Monday, March 24, 2025 at 8:00 AM

Application deadline is 5 days after the date the role was posted.

Thank you for your interest in Bellco Credit Union! We’re a local not-for-profit organization that has been giving back to our members, the communities we serve, and of course, our employees since 1936. Offering one of the best employee benefits packages around, Bellco is a leader in fostering, developing, and engaging staff to become expert financial-service ambassadors. You’re a part of something more at Bellco—a place you can be proud of.

Virtual Branch Member Service Advisor

______________________________________________________________________________

LOCATION: Corporate/Branch DIVISION: Branch Sales & Service

FUNCTION DESCRIPTION:

The Virtual Branch Member Service Advisor is responsible for providing exceptional member service and building lasting relationships through remote channels. This role encompasses a wide range of banking services, including deposit and loan account openings, needs-based financial consultations, and adherence to all regulatory and credit union policies. The ideal candidate will be a highly motivated, tech-savvy individual with a strong commitment to member satisfaction and a passion for helping members achieve their financial goals.

ORGANIZATIONAL RELATIONSHIPS:

Reports to: Virtual Branch Manager

Contacts: Credit union members, other credit union departments, credit union officials and appropriate external financial service providers

QUALIFICATIONS/REQUIREMENTS:

Education: High school graduate or equivalent work experience is preferred.

Experience: Two years of sales and three years of customer service experience and/or demonstrating in current Bellco role the ability to consistently meet and exceed sales and service goals. Lending experience preferred.

Skills: Ability to interact with others in a positive manner both in person, by email and by phone using strong, oral and written communication skills.

Ability to accurately and efficiently enter data and update member financial records.

Ability and willingness to identify needs and sell appropriate products and services.

Bilingual (Spanish) strongly preferred.

Additions or modifications to these requirements may be made as needed to maintain high service standards.

ESSENTIAL FUNCTIONS:

• Demonstrates Bellco’s WOW philosophy in all interactions with members, prospective members, vendors, visitors and personnel in other Bellco departments.
• Delivers a consistently positive and personalized member experience through phone, video, and other virtual communication channels.
• Identify cross-sell opportunities by conducting thorough financial assessments to understand member financial goals and recommend appropriate solutions.
• Analyze credit bureau reports and/or member profiles to accurately identify member financial needs and sales opportunities.
• Assists members via inbound phone calls from members with inquiries about lending solutions and borrowing needs. Products include Home Equity loans, auto loans and other consumer loans.
• Understands and communicates key features and benefits of all Bellco products and services to members and deepens member relationships by matching products to meet members’ needs and referring members to the appropriate team member/partner if necessary.
• Proactively addresses member inquiries and resolves issues efficiently and effectively.
• Handles online new account decisioning determining potential risk for monetary loss/fraudulent activity and onboarding new members by deepening member relationships by cross-selling products and services.
• Accesses and navigates devices and systems including TELLERphone, Bellco online banking, core system (DNA), the shared branching network and various web-based systems used in daily operations.
• Opens and maintains personal, estate and business accounts for potential and existing members following the established account opening procedures.
• Completes IRA, HSA and Coverdell account openings, maintenance and transactions.
• Precisely and confidently processes international and domestic wire transfers for members following established guidelines and within the prescribed wire limits.
• Maintains thorough knowledge of lending process, Security and Fraud procedures, and functions of all automated equipment. Knowledge of credit union operating procedures in order to provide necessary support as needed.
• Maintain a thorough understanding of all applicable banking regulations, including BSA/AML, KYM, and privacy laws.
• Adhere to Bellco’s policies and procedures, ensure all transactions and activities are conducted in a compliant and confidential manner.
• Regular and punctual attendance.
• Must possess a valid NMLS registration or be willing to obtain one.

Management retains the discretion to add to or change the duties of this position at any time.

WORKING CONDITIONS:

In order to meet the financial service needs of our members, position may necessitate changes in location or working from home during weather events/or by need.

May require changes in hours to meet business needs.

Bellco Credit Union provides a comprehensive benefits package to employees, including: Medical, Dental, Vision, 401 (k) with company match, Supplemental Life Insurance, Paid Vacation, Paid Sick Days, and Paid Holidays.

In addition to base compensation, Bellco Credit Union offers bonuses for the following roles:
Non-exempt branch roles may earn monthly bonuses for meeting production goals and quarterly bonuses for meeting team goals.
Exempt branch roles may earn quarterly bonuses for production and team goals.
Exempt non-branch management roles may be eligible for an annual managerial bonus.
Non-branch non-management roles may be eligible for on-the-spot bonuses for extraordinary performance.