Vice President, Financial Institutions Group Corporate Banking

RBC; New York (NY); On-site; USD 203,000 - 248,000; Full time

Benefits offered by this job

401(k) with company matching

Health, dental, vision, life insurance

Paid time-off

Job summary

RBC, a leading bank in New York, seeks an experienced Credit professional to support acquisition financings, leveraged and investment-grade loans, and related credit solutions. You will prepare submissions, model cash flows, and monitor portfolios across Capital Markets products in collaboration with investment banking teams.

The role emphasizes strong analytical skills, writing ability for credit memoranda, and the management of multiple transactions in a fast-paced environment.

Qualifications

• 3+ years of relevant experience in Corporate Lending, Corporate Finance, Financial Institutions Banking, or Credit Analysis.
• Strong financial modeling skills with complex capital structures and covenant frameworks.
• Superior writing and presentation skills for detailed credit memoranda.
• Ability to assess risks such as reimbursement exposure and regulatory risk.

Responsibilities

• Assist in structuring acquisitions, leveraged and investment-grade loans, and other credit solutions.
• Prepare credit submissions and related documentation for transaction approvals.
• Support transactions from underwriting through closing and ongoing monitoring.
• Structure and monitor syndicated and bilateral loan transactions.
• Build and maintain financial models, including cash flow projections and covenant analysis.
• Provide coverage support across Capital Markets products; identify cross-sell opportunities.
• Collaborate with Investment Banking, Debt Capital Markets, Leveraged Finance, and Fixed Income teams.
• Monitor client, industry, and market performance, including regulatory developments.
• Assist with internal credit administration and portfolio monitoring.
• Liaise with middle and back-office functions to ensure smooth execution.

Skills

Adaptability

Critical Thinking

Customer Service

Detail-Oriented

Financial Engineering

Financial Statement Analysis

Investments Analysis

Personal Development

Personal Initiative

Teamwork

Education

Bachelor’s degree in Business, Economics, Finance, Mathematics, or other quantitative discipline

MBA preferred

Job description

• Assist in structuring acquisition financings, leveraged and investment-grade loans, bridge facilities, corporate revolvers, and other credit solutions.
• Prepare credit submissions and supporting documentation related to the transaction approval process, including:
• Loan syndications
• Single-name credit strategies
• Exceptions Committee memoranda
• Support transactions from underwriting through closing and ongoing monitoring
• Structure and monitor syndicated and bilateral loan transactions
• Conduct financial analysis and build/maintain detailed financial models, including cash flow projections, covenant analysis, and downside scenarios
• Provide coverage support for designated clients, identifying cross-sell opportunities across all active Capital Markets products
• Partner closely with Investment Banking, Debt Capital Markets, Leveraged Finance, and Fixed Income Sales & Trading teams
• Monitor client, industry, and market performance, particularly regulatory developments, reimbursement trends, M&A activity, and credit deterioration risks
• Assist with internal credit administration, including ongoing portfolio monitoring and industry trend analysis
• Liaise with middle and back-office functions to ensure seamless execution of wires, settlements, and documentation processes
• Engage Risk Management and Credit Portfolio Management teams in credit underwriting, approvals, amendments, and ongoing monitoring

Job Description

What will you do?

• Assist in structuring acquisition financings, leveraged and investment-grade loans, bridge facilities, corporate revolvers, and other credit solutions.
• Prepare credit submissions and supporting documentation related to the transaction approval process, including:
• Loan syndications
• Pipeline management
• Single-name credit strategies
• Exceptions Committee memoranda
• Support transactions from underwriting through closing and ongoing monitoring
• Structure and monitor syndicated and bilateral loan transactions
• Conduct financial analysis and build/maintain detailed financial models, including cash flow projections, covenant analysis, and downside scenarios
• Provide coverage support for designated clients, identifying cross-sell opportunities across all active Capital Markets products
• Partner closely with Investment Banking, Debt Capital Markets, Leveraged Finance, and Fixed Income Sales & Trading teams
• Monitor client, industry, and market performance, particularly regulatory developments, reimbursement trends, M&A activity, and credit deterioration risks
• Assist with internal credit administration, including ongoing portfolio monitoring and industry trend analysis
• Liaise with middle and back-office functions to ensure seamless execution of wires, settlements, and documentation processes
• Engage Risk Management and Credit Portfolio Management teams in credit underwriting, approvals, amendments, and ongoing monitoring

What do you need to succeed?

• Bachelor’s degree in Business, Economics, Finance, Mathematics, or other quantitative discipline
• Minimum 3+ years of relevant experience in Corporate Lending, Corporate Finance, Financial Institutions Banking, or Credit Analysis
• Strong financial modeling skills, including experience with complex capital structures and covenant frameworks
• Superior writing and presentation skills with ability to prepare detailed credit memoranda
• Strong analytical skills with ability to assess risks (e.g., reimbursement exposure, regulatory risk, payer mix dynamics)
• Excellent interpersonal and relationship management skills
• Ability to take initiative, operate independently, and thrive in a team-oriented environment
• Demonstrated ability to manage multiple transactions and competing deadlines
• Formal credit training
• Nice to have: Master’s degree (MBA or related field), CFA or other relevant professional designation, prior sector experience

What’s in It for you?

We are committed to fostering a dynamic, collaborative, and high-performing work environment where you can thrive and make a lasting impact. By joining our team, you will benefit from:

• A comprehensive Total Rewards Program, including competitive compensation, bonuses, flexible benefits, and stock options (where applicable).
• Access to leaders who are invested in your development through coaching and growth opportunities.
• The chance to make a meaningful difference in our communities.
• Opportunities to work on challenging and impactful projects.
• The ability to build strong, enduring relationships with clients.

The expected salary for this position is $225,000, based on factors such as experience, skills, registration status, market conditions, and business needs. This salary range does not include other elements of total compensation, such as:

• A discretionary bonus.
• Benefits, including a 401(k) program with company-matching contributions, health, dental, vision, life, and disability insurance, and a paid time-off plan.
• Our compensation philosophy recognizes the importance of attracting and retaining top talent by offering a competitive rewards program that:
• Supports a high-performance culture.
• Enables the achievement of strategic organizational goals.
• Generates sustainable shareholder value.

Job Skills

Adaptability, Critical Thinking, Customer Service, Detail-Oriented, Financial Engineering, Financial Statement Analysis, Investments Analysis, Personal Development, Personal Initiative, Teamwork

Additional Job Details

Address

BROOKFIELD PLACE FKA 3 WORLD FINANCIAL CENTER, 200 VESEY STREET:NEW YORK

City

New York

Country

United States of America

Work hours/week

40

Employment Type

Full time

Platform

CAPITAL MARKETS

Job Type

Regular

Pay Type

Salaried

Posted Date

2026-08-05

Application Deadline

2026-11-01

Note

Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.