Vice President, Chief Underwriter

Superior Dental Care, Inc.; Cleveland (OH); On-site; USD 120,000 - 160,000; Full time

Benefits offered by this job

Employee bonus program

401(k) with company match

Health Savings Account

Excellent medical, dental, vision, life and disability insurance

Tuition reimbursement up to $5,250 per year

Job summary

Superior Dental Care, Inc. is seeking a VP, Chief Underwriter to lead the enterprise underwriting strategy and governance. The position involves establishing underwriting policies, promoting profitability, and working closely with various departments.

The ideal candidate holds a Master’s degree and has over 12 years of experience in underwriting, including managerial responsibilities. We offer comprehensive benefits and support for professional development.

Qualifications

• 12 years progressive experience in group health underwriting techniques, with 8 years in a managerial/leadership role.

Responsibilities

• Leads underwriting strategy, policies, standards, and decisions.
• Partners with various departments to support profitable growth.
• Evaluates underwriting implications of product design and competitive market dynamics.
• Directs underwriting practices to ensure compliance and consistency.
• Drives continuous improvement through data and analytics.

Skills

Advanced Underwriting & Risk Assessment

Analytical and actuarial fluency

Education

Master’s Degree in Accounting, Actuarial, Finance, Business, Math, Systems or related field

Job description

Founded in 1934, Medical Mutual is the oldest and one of the largest health insurance companies based in Ohio. We provide peace of mind to more than 1.2 million members through our high-quality health, life, disability, dental, vision and indemnity plans. We offer fully insured and self-funded group coverage, including stop loss, as well as Medicare Advantage, Medicare Supplement, and individual plans.

The VP, Chief Underwriter leads Medical Mutual’s enterprise underwriting strategy, governance, and pricing discipline. This role establishes underwriting policies, risk-selection standards, and decision frameworks that promote rate adequacy, portfolio profitability, regulatory compliance, and alignment with acceptable risk levels. The VP partners with Actuarial, Finance, Sales, Product, Compliance, and business leaders to support profitable growth, market competitiveness, and sustainable financial performance.

Responsibilities

• Provides executive leadership for MMO’s underwriting strategy, policies, standards, and decision. Establishes underwriting principles, authority levels, risk‑selection guidelines, and governance practices that support profitable growth, financial strength, regulatory compliance, and consistent with acceptable risk levels.
• Leads underwriting’s role in rate adequacy, pricing discipline, medical cost trend evaluation, MLR performance, and portfolio profitability. Partners with Actuarial, Finance, Product, Sales, and business leaders to monitor experience, identify emerging risk, evaluate corrective actions, and ensure pricing and underwriting decisions support sustainable financial performance.
• Serves as a strategic partner to commercial, individual, stop‑loss, and related product teams to support market competitiveness, profitable membership growth, product modernization, broker/employer value, and territory or segment expansion. Evaluates underwriting implications of product design, funding arrangements, network strategies, distribution opportunities, and competitive market dynamics.
• Directs underwriting and rating practices to ensure consistent application of policies, compliance with applicable state and federal requirements, and adherence to MMO’s contract, filing, audit, and control expectations. Supports regulatory readiness by maintaining sound documentation, defensible underwriting practices, and effective coordination with Compliance, Legal, Actuarial, Finance, and Product.
• Leads underwriting teams by setting priorities, clarifying decision rights, developing talent, and ensuring effective execution of underwriting responsibilities. Drives continuous improvement through data, analytics, automation, process simplification, and cross‑functional collaboration to improve speed, consistency, quality, and strategic value delivered by the underwriting function.
• Performs other duties as assigned.

Qualifications

• Education and Experience: Master’s Degree in Accounting, Actuarial, Finance, Business, Math, Systems or related field or equivalent combination of education and experience. 12 years progressive experience in group health underwriting techniques, 8 years of which are in a managerial/leadership capacity.

Technical Skills and Knowledge

• Advanced Underwriting & Risk Assessment
• Analytical and actuarial fluency

Benefits

A Great Place to Work:

• We will provide the equipment you need for this role, including a laptop, monitors, keyboard, mouse and headset.
• Whether you are working remote or in the office, employees have access to on‑site fitness centers at many locations, or a gym membership reimbursement when there is no Medical Mutual facility available. Enjoy the use of weights, cardio machines, locker rooms, classes and more.
• On‑site cafeteria, serving hot breakfast and lunch, at the Brooklyn, OH headquarters.
• Discounts at many places in and around town, just for being a Medical Mutual team member.
• The opportunity to earn cash rewards for shopping with our customers.

Excellent Benefits and Compensation:

• Employee bonus program.
• 401(k) with company match up to 4% and an additional company contribution.
• Health Savings Account with a company matching contribution.
• Excellent medical, dental, vision, life and disability insurance — insurance is what we do best, and we make affordable coverage for our team a priority.
• Access to an Employee Assistance Program, which includes professional counseling, personal and professional coaching, self‑help resources and assistance with work/life benefits.
• Company holidays and up to 16 PTO days during the first year of employment with options to carry over unused PTO time.
• After 120 days of service, parental leave for eligible employees who become parents through maternity, paternity or adoption.

An Investment in You:

• Career development programs and classes.
• Mentoring and coaching to help you advance in your career.
• Tuition reimbursement up to $5,250 per year, the IRS maximum.
• Diverse, inclusive and welcoming culture with Business Resource Groups.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.