Valuation & Data Quality Lead, Consumer Lending QRM

Citizens; Johnston (RI); On-site; USD 133,000 - 174,000; Full time

Benefits offered by this job

Medical benefits

Dental benefits

Vision benefits

Retirement plan

Paternity leave

Flexible work arrangements

Education reimbursement

Wellness programs

Job summary

Citizens is seeking a mid-level HM & Consumer Lending QRM Valuation Manager to help build and maintain family of consumer lending products within QRM for the originate-to-distribute model. You will assist with product setup, model inputs, testing, and monitor data accuracy across pipeline and market pricing.

Collaboration with Capital Markets, QRM, product, operations and tech is essential. Responsibilities include data quality reviews, UAT, and ad-hoc analyses for leadership, with opportunities

Qualifications

• Strong analytical aptitude and attention to detail; identify data anomalies and resolve root causes.
• Working knowledge of mortgage or consumer lending products, pricing inputs, and pipeline reporting.
• Experience with QRM, valuation, or risk models; direct QRM experience preferred.
• Ability to understand model inputs, cash flow assumptions, and downstream reporting impacts.
• Intermediate to advanced Excel; working knowledge of SQL and data tools.

Responsibilities

• Support configuration, testing, and maintenance of new consumer lending products within the QRM framework to support the originate-to-distribute model.
• Monitor originate-to-distribute pipeline data for completeness, accuracy, and consistency; investigate data exceptions and coordinate remediation with stakeholders.
• Upload, validate, and maintain market pricing and related inputs used for valuation, pipeline management, risk measurement, and reporting.
• Perform recurring data quality reviews across asset-level data, model assumptions, and reports; maintain documentation and control evidence.
• Support QRM production processes, testing, and implementation of process improvements or new reporting capabilities.
• Produce ad-hoc analysis and clear summaries for Capital Markets leadership related to pipeline activity, product setup, data quality, pricing accuracy, and OTD execution readiness.

Skills

Financial analytics

Data reconciliation

Mortgage knowledge

SQL

Excel

Data governance

Stakeholder comms

Education

Bachelor’s degree in Finance or related field

Tools

SQL

Excel

Power BI

Tableau

Job description

Citizens is seeking a mid-level HM & Consumer Lending QRM Valuation Manager to help build and maintain family of consumer lending products within QRM for the originate-to-distribute model. You will assist with product setup, model inputs, testing, and monitor data accuracy across pipeline and market pricing.

Collaboration with Capital Markets, QRM, product, operations and tech is essential. Responsibilities include data quality reviews, UAT, and ad-hoc analyses for leadership, with opportunities