User Risk Strategist - Data Analytics

Monograph; Chicago (IL); Hybrid; USD 138,000 - 209,000; Full time

Job summary

A leading financial platform seeks a strategic team member to improve risk controls and user experience. Ideal candidates love tackling ambiguity, have strong analytical skills, and excel in cross-functional collaboration, aiming to enhance user satisfaction while managing risks effectively.

Benefits

Equity options

Comprehensive health benefits

401(k) plan

Wellness stipends

Qualifications

• 5+ years in financial services or payments.
• Experience with data analysis and technical background is preferred.

Responsibilities

• Drive risk strategy for company-level initiatives.
• Conduct research and data analysis to evaluate risk performance.
• Utilize quantitative analysis for balancing risk and user satisfaction.

Skills

Analytical thinking

Data analysis

Problem-solving

Collaboration

Communication

Education

Bachelor's degree or equivalent experience

Tools

SQL

Analytical tools

Job description

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About the team

As Stripe continues to develop innovative products that serve businesses of all sizes around the world, risk will increase in complexity and scale. The User Risk Strategy team protects and advances Stripe’s business, brand, and mission by building and deploying industry-leading policies and practices that instill user and partner trust in Stripe while enabling business growth.

What you’ll do

As a member of the User Risk Strategy team, you will partner with cross-functional teams—including Risk, Product, Partnerships, Legal, Sales, and Data Science—to design and execute on strategies and projects to improve Stripe’s risk controls and user experience. Your role will involve providing expert guidance and insightful analyses to both the business and our key customers, enabling Stripe to grow with a strong focus on risk management. You will utilize data and work closely with technical teams to create analytical tools and frameworks that empower our efforts and inform the development of comprehensive solutions. The ideal candidate is passionate about addressing ambiguity, fostering business growth while managing risk, and is skilled at enhancing user experience.

Responsibilities

• Drive risk strategy for company-level strategic initiatives, including partnering with Stripe’s Product, Legal, Operations, Sales, and Partnerships teams to solve risk problems and ensure a positive experience for Stripe’s users
  
• Conduct research and data analysis to evaluate Stripe’s current risk performance, formulating and prioritizing long-term strategic plans for growth.
  
• Utilize quantitative analysis to create optimal solutions that effectively balance risk management and user satisfaction.
  
• Encourage innovation by challenging existing processes and presenting multiple viable solutions along with execution criteria.
  
• Represent Stripe in key external engagements with critical partners and customers
  

Who you are

You are analytical, objective and skilled at using metrics to drive decisions, set goals, and evaluate performance. You are highly motivated and ambitious. You are a problem solver with the ability to navigate large organizations to drive results. We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

• 5+ years of professional experience, preferably in Financial Services, Payments or fintech industries
  
• 5+ years experience in a role with an emphasis on data analysis and/or a strong technical background.
  
• Proficient in SQL or coding
  
• Proven analytical approach to decision-making, leveraging metrics to guide objectives and performance assessments.
  
• Demonstrated track record of deriving insights from complex or technical problem spaces and evangelizing actionable product recommendations
  
• Experience overseeing execution and delivery of highly-strategic programs; proven ability to take complex issues and turn them into actionable next steps, hold others accountable, and meet deadlines
  
• Experience communicating to all levels of management. Including strong writing skills with experience writing strategy documents, one-page project updates, and proposals
  
• Strong collaboration and relationship-building skills, with an ability to influence stakeholders across organizations
  
• A results-driven mindset, capable of leading and motivating teams to achieve ambitious goals.
  
• Comfort and desire to operate in an ambiguous, innovative and quickly changing environment with shifting priorities (this is a must!)
  

Preferred qualifications

• Experience in a client-facing role, managing relationships with large, global, and complex organizations.
  
• Experience in risk management, compliance, or product enablement.
  
• Experience working in payments and/or tech industries
  
• Strong understanding of Stripe’s business and products, with a proactive approach to research and self-starting initiatives.
  

This role is available either in an office or a remote location (typically, 35+ miles or 56+ km from a Stripe office).

Office-assigned Stripes spend at least 50% of the time in a given month in their local office or with users. This hits a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility about how to do this in a way that makes sense for individuals and their teams.

A remote location, in most cases, is defined as being 35 miles (56 kilometers) or more from one of our offices. While you would be welcome to come into the office for team/business meetings, on-sites, meet-ups, and events, our expectation is you would regularly work from home rather than a Stripe office. Stripe does not cover the cost of relocating to a remote location. We encourage you to apply for roles that match the location where you currently or plan to live.

The annual US base salary range for this role is $138,800 - $208,300. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and location. Applicants interested in this role and who are not located in the US may request the annual salary range for their location during the interview process.

Additional benefits for this role may include: equity, company bonus or sales commissions/bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends.

Office locations

Chicago

Remote locations

Remote in United States

Team

Risk

Job type

Full time

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