USD Clearing- Product Manager/ SVP

Citi; New York (NY); Hybrid; USD 164,000 - 245,000; Full time

Benefits offered by this job

Hybrid work model

Job summary

Citi is seeking a Senior Vice President, Product Manager in New York to lead next-generation payments, clearing, settlement, and digital money solutions. You will define strategic roadmaps for cross-border payments and real-time liquidity, collaborating with central banks and industry partners.

Senior leadership required to manage strategic priorities and drive growth across Citi's Global Clearing franchise, with a hybrid work model offering in-office and remote days.

Qualifications

• 10+ years in product management or payments.
• Deep knowledge of payments ecosystem and settlement mechanics.
• Translate complex priorities into clear product roadmaps.
• Strong analytical and decision-making capability.
• Clear and concise communicator with senior stakeholders.
• Experience with digital assets or programmable money.
• Experience with central banks or regulatory bodies in payments.
• Knowledge of marketing strategy, pricing, or product commercialization.

Responsibilities

• Define and execute the strategic product roadmap for next-generation payments and real-time settlement.
• Lead Citi's product strategy across digital money frameworks and tokenized assets.
• Develop long-term business strategies for Citi's Global Clearing franchise and revenue growth.
• Drive innovation across tokenized deposits and interoperability models.
• Collaborate with clients, financial institutions, central banks, and fintechs to shape future payments.

Skills

Product management

Payments

Financial market infrastructure

Stakeholder engagement

Strategic planning

Analytical thinking

Communication

Project management

Digital assets

Education

Bachelor's degree

Master's degree

Job description

Citi is looking for a Senior Vice President, Product Manager to join its Global Clearing organization and lead the strategic direction of next-generation payments, clearing, settlement, and digital money solutions. In this role, you will define how money moves across the global financial system — shaping institutional payment infrastructure, driving digital asset innovation, and helping Citi maintain its leadership position in global clearing. This is a rare opportunity to influence the future of cross-border payments and settlement at the scale of one of the world's most connected financial institutions.

Responsibilities

• Define and execute the strategic product roadmap for next-generation payments, encompassing always-on 24/7 payment capabilities, Citi Token Services, and real-time liquidity and settlement solutions.
• Lead Citi's product strategy and engagement across industry-transforming payments and settlement initiatives, with a focus on emerging digital money frameworks, tokenized assets, and the evolution of financial market infrastructure.
• Develop long-term business and product strategies that protect and grow Citi's Global Clearing franchise while identifying opportunities for revenue generation, client acquisition, and market expansion.
• Drive innovation across tokenized deposits, programmable money, digital settlement assets, and interoperability models, bridging traditional financial infrastructure with emerging digital ecosystems.
• Collaborate with clients, financial institutions, central banks, market infrastructures, fintechs, and industry consortia to shape the future of cross-border payments and digital value exchange.
• Partner across Product, Technology, Operations, Risk, Legal, Compliance, Treasury, and Sales to translate strategic priorities into scalable, commercially viable client solutions.
• Represent Citi in industry forums and strategic working groups where the standards and infrastructure of future payments, clearing, and settlement are being defined.
• Analyze competitive market landscapes, client needs, and emerging trends to identify threats, opportunities, and innovation priorities across the payments ecosystem.

Qualifications

• 10+ years of experience in product management, payments, financial market infrastructure, or a closely related field.
• Deep knowledge of the payments ecosystem, including clearing and settlement mechanics, institutional payment flows, and financial market infrastructures.
• Ability to translate complex strategic priorities into clear product roadmaps and commercially viable client solutions.
• Strong analytical and decision-making capability, with a track record of identifying market opportunities and acting on them effectively.
• Clear and concise communicator, able to engage senior stakeholders, clients, and external partners with confidence and credibility.
• Ability to manage competing priorities independently in a fast-moving environment, adjusting focus as circumstances evolve.
• Familiarity with digital assets, tokenized money, programmable payment infrastructure, or decentralized finance concepts as applied to institutional finance.
• Experience engaging with central banks, regulatory bodies, or industry consortia on payments or financial market infrastructure topics.
• Knowledge of marketing strategy, client acquisition, pricing, or product commercialization in a financial services context.
• Master's degree or equivalent postgraduate qualification in a relevant discipline.

Education

• Bachelor's degree or equivalent university-level qualification.

What We Offer

• Strategic ownership over a high-profile product portfolio that sits at the intersection of institutional payments, digital assets, and global financial market infrastructure.
• Direct influence on Citi's competitive position in global clearing, with the scope to shape industry direction through external forums, consortia, and strategic partnerships.
• Hybrid working model with 3 days in the office and 2 days working remotely.
• Cross-functional exposure across Product, Technology, Operations, Risk, Legal, Compliance, Treasury, and Sales at a global scale.

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards.

Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs.

Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays.

For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Primary Location: New York New York United States

Primary Location Full Time Salary Range: $163,600.00 - $245,400.00

Time Type: Full time

Job Family Group: Product Management and Development

Job Family: Product Management

Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Important, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

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