(USA) Staff, Product Manager - Financial Services

Walmart Inc.; San Bruno (CA); Hybrid; USD 143,000 - 286,000; Full time

Benefits offered by this job

Health benefits

Stock purchase plan

401(k)

Paid time off

Job summary

Walmart Inc. in California is seeking a Staff Product Manager to lead enterprise financial services initiatives, shaping strategy for co-brand cards, wallet integrations, and lending enablement across Walmart's ecosystem.

You will collaborate with Technology, Risk, Legal, Compliance, and Business partners to deliver secure, scalable financial products, leverage AI to drive growth, and communicate vision to executives. This role requires experience at platform scale and regulatory awareness.

Qualifications

• Bachelor’s degree in computer science, engineering, or related area and 7 years’ PM experience.
• Option 2: 9 years’ experience in product management or related area.
• Experience building platform-level products serving multiple markets.

Responsibilities

• Own enterprise financial services roadmap including co-brand programs and wallet integrations.
• Build shared payment infrastructure and define APIs and platform standards.
• Champion AI-first product development and track KPIs across acquisition, activation, and revenue.
• Align cross-functional teams around product strategy and execution.

Skills

Leadership

AI fluency

Product strategy

Platform-scale

Regulatory compliance

Executive communication

Growth frameworks

Global product experience

Accessibility knowledge

Stakeholder management

Education

Bachelor’s degree in CS/Engineering

Tools

APIs

Generative AI tools

Copilot tooling

Job description

Position Summary

We are looking for a Staff Product Manager to lead high-impact product initiatives within the Enterprise Financial Services organization—a strategic function at the intersection of retail, technology, and financial innovation. You will own the end-to-end product strategy for enterprise-scale financial capabilities spanning co-brand card programs, third-party wallet integrations, and lending enablement, powering how our customers and members transact, manage money, and engage with financial products across our ecosystem. This role demands a leader who can operate at platform scale, navigate regulatory complexity, and drive measurable outcomes through strategic thinking, AI fluency, and relentless execution.

About the Team

The Enterprise Financial Services team develops and manages the financial infrastructure supporting one of the world's largest retail ecosystems. Collaborating with Technology, Risk, Legal, Compliance, Operations, Data Science, and Business partners, the team delivers secure, scalable, and member-focused financial products. Their scope includes: Co-brand credit card partnerships Third-party wallet integrations Lending enablement Payments infrastructure Innovation in emerging financial services. The team emphasizes data-driven decision-making, experimentation, and AI to advance product strategy and execution, ensuring impactful solutions that align with business goals and customer needs.

What You’ll Do

• Product Strategy & Vision: Own the roadmap for enterprise financial services, including co-brand card programs, wallet integrations, and lending. Translate regulatory and business requirements into phased delivery plans aligned with risk and compliance.
• Platform & Partnerships: Build shared payment infrastructure. Own wallet provider integrations (Apple Pay, Google Pay, and PayPal). Execute co-brand card programs with payment networks and issuing banks. Define APIs and platform standards that accelerate downstream teams.
• AI & Growth Champion: Champion AI-first product development across fraud prevention, credit decisioning, and personalization. Track KPIs across customer acquisition, activation, and revenue. Run structured experiments to identify and scale successful initiatives.
• Leadership: Align Engineering, Design, Finance, and Legal teams around product strategy and execution. Influence executive stakeholders. Communicate product vision and strategy with clarity.

What You’ll Bring

• 8+ years of product management experience, including 3+ years in fintech, credit, lending, or financial services at scale.
• Demonstrated experience building or scaling platform-level products that serve multiple downstream consumers or markets.
• Proven track record building platform-level products serving multiple markets, with hands‑on AI tool usage—including generative AI, experimentation platforms, and copilot tooling—over the past two years.
• Experience partnering with banking partners, card networks, or fintech vendors in a product management capacity.
• Strong command of growth frameworks, including acquisition funnels, activation, and lifecycle management.
• Exceptional executive communication and storytelling skills.
• Global product experience, including exposure to multi-market product localization, is a strong plus.
• We value candidates with a background in creating inclusive digital experiences, demonstrating knowledge in implementing Web Content Accessibility Guidelines (WCAG) 2.2 AA standards, assistive technologies, and integrating digital accessibility seamlessly. The ideal candidate would have knowledge of accessibility best practices and join us as we continue to create accessible products and services following Walmart’s accessibility standards and guidelines for supporting an inclusive culture.

Benefits and Compensation

At Walmart, we offer competitive pay as well as performance-based bonus awards and other great benefits for a happier mind, body, and wallet. Health benefits include medical, vision and dental coverage. Financial benefits include 401(k), stock purchase and company-paid life insurance. Paid time off benefits include PTO (including sick leave), parental leave, family care leave, bereavement, jury duty, and voting. Other benefits include short-term and long-term disability, company discounts, Military Leave Pay, adoption and surrogacy expense reimbursement, and more. You will also receive PTO and/or PPTO that can be used for vacation, sick leave, holidays, or other purposes. The amount you receive depends on your job classification and length of employment. It will meet or exceed the requirements of paid sick leave laws, where applicable. For information about PTO, see https://one.walmart.com/notices. Live Better U is a Walmart-paid education benefit program for full-time and part-time associates in Walmart and Sam's Club facilities. Programs range from high school completion to bachelor's degrees, including English Language Learning and short-form certificates. Tuition, books, and fees are completely paid for by Walmart. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to a specific plan or program terms. For information about benefits and eligibility, see One.Walmart.

The annual salary range for this position is $143,000.00 - $286,000.00. Additional compensation includes annual or quarterly performance bonuses. Additional compensation for certain positions may also include: Stock.

Minimum Qualifications

• Option 1: Bachelor’s degree in computer science, engineering, or related area and 7 years’ experience in product management.
• Option 2: 9 years’ experience in product management or related area.

Preferred Qualifications

• Master’s degree in Computer Science, Engineering, Business Administration, or related area and 6 years’ experience as a product manager, ideally working on consumer-facing, large-scale, highly complex B2B/C products.

Primary Location

850 Cherry Ave, San Bruno, CA 94066-3031, United States of America.

Walmart and its subsidiaries are committed to maintaining a drug-free workplace and has a no tolerance policy regarding the use of illegal drugs and alcohol on the job. This policy applies to all employees and aims to create a safe and productive work environment. Fifty years ago, Sam Walton started a single mom‑and‑pop shop and transformed it into the world’s biggest retailer. Since those founding days, one thing has remained consistent: our commitment to helping our customers save money so they can live better. Today, we’re reinventing the shopping experience and our associates are at the heart of it. You’ll play a crucial role in shaping the future of retail, improving millions of lives around the world. This is that place where your passions meet purpose. Join our family and create a career you’re proud of.