US Mortgage Underwriter 4Cs END To END UW/Live US mortgage UW

Serving Skill; United States; Remote; USD 60,000 - 90,000; Full time

Job summary

A leading company in the mortgage industry is seeking a candidate with US Mortgage underwriting experience. The ideal candidate should possess knowledge of Debt-to-Income and Loan-to-Value ratios and have experience dealing with various account types. Additional opportunities in other underwriting areas may be available.

Qualifications

• US Mortgage experience in Underwriting, including all 4 C's.
• Experience with various types of accounts and loan processes.

Skills

Knowledge of Debt-to-Income (DTI)

Knowledge of Loan-to-Value (LTV)

Experience with past due accounts

Experience with revolving accounts

Experience with timeshare accounts

Experience with tax extension forms (IRS 4868)

Experience with wage income

Experience with self-employment income

Experience with business income

Job description

US Mortgage experience in Underwriting, including all 4 C's: Credit, Capacity, Collateral, and Capital or Income review experience, Conditions Clearing, Closing Review, and Loan Set Up review process.

Additional Opportunities: Group health, Liability, Commercial, and Crop Underwriting openings are also available.

Required Candidate Profile: Experience with past due accounts, revolving accounts, timeshare accounts, 30-day loan accounts, tax extension forms (IRS 4868), wage income, self-employment income, and business income. Knowledge of Debt-to-Income (DTI) and Loan-to-Value (LTV) ratios is also necessary.