US Corporates - Credit Analyst, Director - Retail & Consumer - Chicago

Fitch Group, Inc., Fitch Ratings, Inc., Fitch Solutions Group; Chicago (IL); On-site; USD 135,000 - 170,000; Full time

Job summary

Join a forward-thinking organization as a Director focusing on the Retail and Consumer sectors. This role offers the opportunity to analyze credit quality, develop financial models, and engage with industry leaders. You'll mentor junior team members while presenting your insights at industry events. With a commitment to diversity and professional growth, this position allows you to make a significant impact in a global network. If you have a passion for finance and a strong analytical background, this is the perfect opportunity for you.

Qualifications

• 8+ years of experience in credit analysis or capital markets.
• Strong understanding of Retail & Consumer sectors.

Responsibilities

• Analyze credit quality factors in Retail & Consumer sectors.
• Develop financial models and present analysis to committees.

Skills

Analytical Skills

Communication Skills

Organizational Skills

Financial Modeling

Excel Proficiency

Education

Bachelor's Degree

MBA

CFA/CPA

Tools

Excel

Word

Job description

Job Description: US Corporates - Credit Analyst, Director - Retail & Consumer

Requisition ID: 48079

Business Unit: Fitch Ratings

Category: Credit Analysis & Research

Location: Chicago, IL, US

Date Posted: May 7, 2025

About Fitch

Fitch has an open culture encouraging idea exchange across all levels. We value diversity, authenticity, and inclusivity, supported by Employee Resource Groups (ERGs) that foster community and support. Our expertise combines data, insights, and innovation to influence decision-making in a competitive market. Join us to make an impact.

Position Overview

We are seeking a Director for the North American Corporates Group, focusing on Retail and Consumer sectors, based in New York, Chicago, or Toronto. The role involves analyzing credit quality, developing financial models, engaging with industry management, and representing Fitch at industry events. Leadership and mentorship responsibilities may be included.

Key Responsibilities

1. Analyze key quantitative and qualitative factors affecting credit quality in Retail & Consumer sectors.
2. Develop and maintain financial models.
3. Meet with industry management teams.
4. Present analysis to credit rating committees.
5. Communicate rating rationale to external audiences.
6. Write research reports on topical issues.
7. Participate in credit evaluations within and outside the sector.
8. Represent Fitch at industry panels and conferences.
9. Mentor junior team members.

Minimum Requirements

• Bachelor's degree required; MBA or higher preferred.
• CFA/CPA preferred.
• 8+ years relevant experience, including sector coverage or knowledge.
• Experience in capital markets or credit analysis is a plus.
• Proficiency in Excel and Word.
• Strong analytical, organizational, and communication skills.
• Ability to manage multiple projects and work collaboratively.

Preferred Qualifications

• Deep understanding of Retail & Consumer sectors.
• Financial statement analysis skills.
• Experience interpreting legal documents such as bank agreements and bond indentures.
• Leadership qualities and stakeholder management skills.

Why Join Fitch?

Be part of a global network that values diverse perspectives and ideas. We are committed to inclusion, professional growth, and making a meaningful impact in financial markets. Fitch Group operates in over 30 countries and is owned by the Hearst Corporation.

Additional Information

Fitch adheres to strict conflict-of-interest policies. Successful candidates will need to disclose holdings and potential conflicts. We are an Equal Opportunity Employer, considering all qualified applicants without discrimination. For Chicago roles, the expected base salary ranges from $135,000 to $170,000, with additional compensation components possible.