US Compliance Operations Lead — Fintech & AML

DolarApp; New York (NY); On-site; USD 120,000 - 180,000; Full time

Benefits offered by this job

Competitive salary

Stock options

Discretionary bonus

Latest tools

World-class team

Build fintech app in LATAM

Office: 3 days in NYC

Job summary

ARQ is seeking a compliance professional to lead U.S. compliance initiatives within our operations team in New York. You will handle AML investigations, transaction monitoring, and risk assessments while coordinating with product, legal, and engineering for compliant launches and improvements.

Join a fast-growing fintech with a global impact, where you will influence controls, governance, and stakeholder communications, including audits and regulatory requests. Office presence in NYC is expected.

Qualifications

• 3-5 years in US financial crime or compliance operations at a fintech, bank, MSB, payments company, or a consultancy's practice
• Hands-on alert disposition experience: transaction monitoring, sanctions screening, or KYC/CDD case review
• Knowledge and ability to drive US consumer protection rules across the product offering

Responsibilities

• Transaction Monitoring and Financial Crime Investigations: Review and disposition transaction-monitoring alerts; investigate unusual or potentially suspicious activity; and prepare well-supported SAR recommendations and escalation memos. Review sanctions, PEP, and other high-risk escalations, maintaining clear and audit-ready case documentation.
• Consumer Compliance: Translate applicable U.S. federal and state consumer-financial laws, regulations and card-network requirements into practical procedures and controls. Provide guidance on customer communications, disclosures, marketing, complaints, disputes, error resolution and servicing practices.
• Product Compliance Advisory: Advise Product, Operations, Legal and Engineering throughout product development and change-management processes. Identify compliance risks, define requirements, review proposed customer experiences and controls, and support the compliant launch of new products, features and partnerships.
• Control and Process Improvement: Identify gaps and improve KYC/KYB, transaction-monitoring, sanctions-screening and regulatory-reporting processes. Use alert volumes, false-positive rates, QA findings and emerging typologies to recommend more effective and scalable controls.
• Stakeholder Management: Support audits, examinations and information requests, and act as a day-to-day compliance contact for banking partners and internal stakeholders. Prepare accurate, audit-ready documentation and elevate material issues to Compliance leadership.

Skills

Financial crime ops

Alert disposition

US consumer protection

Job description

ARQ is seeking a compliance professional to lead U.S. compliance initiatives within our operations team in New York. You will handle AML investigations, transaction monitoring, and risk assessments while coordinating with product, legal, and engineering for compliant launches and improvements.

Join a fast-growing fintech with a global impact, where you will influence controls, governance, and stakeholder communications, including audits and regulatory requests. Office presence in NYC is expected.