Universal Banker (McAllen S. 10th)

PlainsCapital Bank; McAllen (TX); On-site; USD 36,000 - 48,000; Full time

Benefits offered by this job

Paid holidays

PTO

401k Matching

Health benefits

Job summary

PlainsCapital Bank is hiring a Universal Banker at the McAllen S. 10th branch. The UB will cross-train in retail banking, handling new accounts and teller duties, building client relationships, and providing personalized financial solutions.

Responsibilities include account onboarding, product cross-selling, and cash handling while maintaining knowledge of the Bank’s offerings. A customer-focused, team player approach with strong communication is essential.

Qualifications

• High School diploma or GED required; Bachelor’s degree a plus.
• Minimum 2 years of banking experience, especially in retail banking sales/new accounts.
• Experience with cash handling is a plus.
• Ability to identify customer needs and provide effective solutions.
• Strong knowledge of PlainsCapital Bank products and services.
• Excellent verbal, written and interpersonal communication skills.

Responsibilities

• Practices excellent customer service with prompt acknowledgment and professional demeanor across in-person, phone, and email interactions.
• Establishes new client relationships through the new account process and identifies multi-product opportunities.
• Explain account options and services based on client needs.
• Build relationships and grow deposits and product adoption through proactive follow-up.
• Handle routine transactions including cashing checks, deposits, withdrawals, transfers, loan payments, and money orders.
• Maintain knowledge of the Bank’s product suite and comply with policies and procedures.

Skills

New accounts

Cash handling

Customer service

Cross-selling

Banking knowledge

Education

High School diploma or GED

Bachelor's degree or some college a plus

Tools

Microsoft Office

Job description

Benefit highlights: 11 Paid Holidays, 15+ days of PTO, 401k Matching, Health Benefits, and more!

PlainsCapital Bank is seeking a Universal Banker at the McAllen S. 10th branch. The UB is a cross-trained retail banking professional, providing both new accounts and teller services. Maintains an in-depth knowledge of products and available services and performs a variety of financial services such as opening and closing accounts, assisting with account inquiries and cash handling duties. The Universal Banker has a passion for meeting and building rapport with new clients and a desire to provide the one-on-one attention our customers expect. A versatile, team-player, the Universal Banker is able to work with minimal direct supervision and may mentor other members of the retail banking team on concepts related to cross-selling bank products and services and deepening customer relationships.

Responsibilities

• Practices excellent customer service which includes prompt acknowledgment of customers, friendly and courteous disposition, customer satisfaction on transaction requests, and consistently maintaining a professional and pleasant image and communications whether in-person, via phone, or via e-mail.
• Establishes new client relationships through the new account process while uncovering potential multi-product opportunities through a customer-needs based approach.
• Explain various account options and services based on uncovering the client’s particular needs.
• Maintain a conversational approach to uncover pertinent financial needs for relationship growth.
• Maintains a proactive approach with customer follow-up.
• Review and explain required account documentation with customer and complete customer onboarding process.
• Maintains a thorough knowledge of the Bank’s product suite.
• Completes customer transactions which may include, but are not limited to: cashing checks, receiving deposits, distributing withdrawals, processing transfers, accepting loan payments, redeeming assorted savings bonds, performing cash advances, selling money orders, and adding stop payments to accounts.
• Actively participates in huddles by engaging in discussions, assisting in leading huddles, or leading huddles, as assigned. Must also attend branch meetings and be available to work assigned hours.
• Maintains a thorough knowledge of and adheres to all applicable policies, procedures, and regulatory practices.
• Follow and excel at Bank’s relationship management and customer service excellence programs.
• Responsive to both internal and external clients on inquiries regarding bank products, services, and operations. Inquiries may be conducted in person, via the telephone or by mail.
• Perform routine maintenance requests or fulfillment needs for clients.
• Complete all assigned training requirements on time.
• Actively participate in one-on-one coaching and feedback on performance for personal and career growth on a regular basis.
• Other duties and responsibilities as required.

Qualifications

• High School diploma, general education degree (GED), or equivalent required; Bachelor’s degree or some college a plus.
• Minimum 2 years of previous banking experience with a strong preference for experience in retail banking sales and/or new accounts.
• Previous cash handling experience a plus.
• Demonstrated ability to identify customer needs and provide effective solutions.
• Must be able to maintain an in-depth knowledge of the Bank’s products and services.
• Excellent verbal, written and interpersonal communication skills.
• Excellent computer skills including proficiency with Microsoft Office suite of products (specifically Word, Excel and PowerPoint) and the ability to learn and utilize custom banking systems and applications in a rapidly changing business and technology environment.
• Excellent time management, organizational and problem-solving skills with the ability to multi-task and work in a deadline-driven environment.
• Must be self-motivated with strong initiative, high level of accountability, and attention to detail.
• Ability to cooperate and work within a team and across the organization.

The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.

About Us

PlainsCapital Bank was founded in 1988 by a group of young bankers who dreamed of bringing relationship banking to their hometown of Lubbock, Texas. With the acquisition of Plains National Bank, a Lubbock financial institution with one branch and approximately $198.8 million in assets, they began growing the bank one relationship at a time.

Over 30 years later, PlainsCapital Bank has held fast to its tried-and-true relationship-based culture and its commitment to financial strength and stability. PlainsCapital Bank ranks sixth among the largest banks headquartered in Texas by deposits and has a statewide presence with approximately 55 locations in markets such as Austin, the Coastal Bend, Dallas, Fort Worth, Houston, Lubbock, the Rio Grande Valley, and San Antonio. Backed by decades of experience, our knowledgeable bankers are renowned for their straightforward approach and for taking exceptional care of their clients. They bring both financial and industry expertise along with vast local market knowledge to each client relationship.

PlainsCapital Bank conducts both commercial and consumer banking, providing a full suite of commercial banking products and services to fit any business model and convenient services, personal attention, and account features to help simplify managing personal finances.

PlainsCapital Bank continues to remain strong and stable, delivering highly personalized service and a single point of contact to help customers reach their financial goals.

To learn more, please visit us online at plainscapital.com/about.