Universal Banker II - St. Louis Park

Citizens Independent Bank; Saint Louis Park (MN); On-site; USD 60,000 - 80,000; Full time

Job summary

An established industry player is seeking a Universal Banker II to enhance customer experiences and build meaningful relationships. This role combines sales and teller responsibilities, focusing on identifying customer financial needs and providing tailored solutions. With a commitment to employee growth, this organization fosters a collaborative environment where your contributions can make a significant impact. Join a team dedicated to exceptional service and community engagement, and take advantage of comprehensive benefits and opportunities for advancement.

Benefits

Medical Insurance

Dental Insurance

Vision Insurance

401k with Match

Paid Holidays

Generous PTO

Incentive Compensation Plan

Half-Day Off for Birthday

Employee Education and Training

Community Activities Participation

Qualifications

• 1-3 years of prior banking experience preferred.
• Ability to build rapport with customers and provide outstanding service.
• Experience in managing customer requests and complaints.

Responsibilities

• Identify and satisfy the financial needs of consumers with appropriate products.
• Open consumer and business accounts while processing loan applications.
• Provide fast and accurate transaction processing as a teller.

Skills

Customer Service

Sales Skills

Multi-tasking

Mathematical Aptitude

Time Management

Education

High School Degree or GED

Two-Year College Degree

Job description

Current job opportunities are posted here as they become available.

At Citizens Independent Bank, we believe in the power of community and the importance of building meaningful relationships. Our commitment to providing exceptional customer experiences is at the heart of everything we do, ensuring that every interaction is personal and impactful. We are dedicated to the growth and development of our employees, offering opportunities for training and advancement in a collaborative, supportive environment. If you're passionate about making a difference in your community and helping others thrive, we invite you to explore a role with us. We are seeking a Universal Banker II to join theCIB team!

A Universal Banker II must provide exceptional customer service skills and be a team player who is supportive of the Mission, Vision, and Values of Citizens Independent Bank (CIB). The Universal Banker II will have in-depth knowledge of bank products and services and proactively meet the customer’s needs by providing solutions and recognizing referral opportunities. This position serves in a dual-purpose role which requires fulfilling responsibilities of both a Universal Banker and Teller, based on the needs of the branch. The incumbent would coordinate with both functions in the delivery of efficient, accurate and professional service that defines a great customer experience. This includes both lobby and telephone customers.

PRIMARY RESPONSIBILITIES:

This is a front-line sales position for all consumer products and services. The incumbent will be expected to perform the following duties and responsibilities:

• Identify the financial needs of the consumer and satisfy those needs with appropriate products and services, cross-selling additional products and services as recognized or requested
• Open consumer and business checking and savings accounts, certificates of deposit, IRAs and Safe Deposit Boxes
• Process new accounts or services
• Process loan applications for products such as convenience credit, credit cards and a variety of installment loans, which may include auto, boat, home improvement and vehicle lease paper
• Maintain knowledge of real estate compliance and regulations in order to refer and/or process real estate loan requests.
• Maintain NMLS certification
• Understand and comply with bank’s loan policies and legal and regulatory requirements
• Assist the manager with the daily processing of overdrafts, offering input to determine whether items are to be paid or returned and notifying Customer Service once completed
• Refer nonbank investment product prospects to a licensed representative
• Participate in the opening, closing and securing of the branch based on a rotating schedule
• Approve checks for payment as needed by the tellers
• Manage a self-developed pipeline of clients and prospects for future selling opportunities with the objective of meeting or exceeding assigned sales goals
• Assist customer with requests, complaints, research and follow-up on details to resolve matter to the customer’s satisfaction
• Provide support to Business Banking Department when needed, opening business accounts and selling additional products and services. This requires calling on both existing and prospective customers. Make group sales presentations as assigned.

In this dual-purpose role, the incumbent may occasionally serve as Universal Teller of the branch, performing the following essential duties and responsibilities:

• Perform as a teller in providing fast and accurate processing of transactions at the teller window.

QUALIFICATIONS AND ATTRIBUTES:

• High school degree or GED required.
• A two year college degree or completion of a specialized course of study at a business or trade school preferred
• 1 -3 years prior banking experience preferred
• Prior customer service experience preferred
• Able to build rapport with customers
• Ability to build customer loyalty by seeking long term relationships
• Provide outstanding customer service with a positive attitude
• Ability to work under pressure
• Ability to multi-task
• Ability to keyboard and enter numerical data with speed and accuracy
• Good mathematical aptitude
• Must be able to work under time constraints, use good judgment, and act in a tactful, professional, non-irritated manner while dealing with the public and fellow employees
• Full time M-F schedule with occasional Saturday morning rotation

BENEFITS:

• Rewarding and challenging work
• We strive to promote from within
• Employee education and training is vital
• Full benefits including medical, dental, vision, 401k with match, LTD and STD, employer paid life insurance, paid holidays and half-day off for birthday, generous PTO, Incentive Compensation Plan
• Conveniently located in St. Louis Park, Robbinsdale, Hopkins, and Plymouth
• 75 years of local banking history
• Opportunity to participate in fun community activities
• Salary Range: $22 - $32. Starting salary is dependent on relevant qualifications and experience level.

Note: Job descriptions are not exhaustive lists of all skills, responsibilities or efforts associated with a job. They reflect principal elements essential for performing the job and evaluating performance. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the position.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities