Universal Banker I - Denver Tech Center

SouthState Bank; Denver (CO); On-site; USD 37,000 - 57,000; Full time

Job summary

A leading regional bank seeks a Universal Banker to serve as the primary contact for customers' financial needs. This role combines teller and customer service responsibilities to foster customer relationships and ensure compliance with banking regulations. Ideal candidates will have customer service and cash handling experience, with a focus on sales and relationship building.

Qualifications

• 1 year of teller or cash handling experience required.
• Experience in building customer relationships or sales preferred.
• Knowledge of banking regulations and familiarity with financial products is necessary.

Responsibilities

• Serve customers promptly and confidentially according to service standards.
• Process transactions for savings, checking, and loans.
• Open new deposit accounts and assist with problem resolution.

Skills

Customer Service

Cash Handling

Sales

Interpersonal Skills

Computer Skills

Education

High School diploma or equivalent

Job description

As a leading regional bank, SouthState has been providing financial solutions to individuals, families, and businesses in the Southeast for more than 100 years. SouthState team members strive to create remarkable experiences while building meaningful and lasting relationships. We are proud to be a reflection of the communities we serve, and our team members share core values that make SouthState a great place to bank, and a great place to work.

SUMMARY / OBJECTIVES

The Universal Banker serves as a full service, single point of contact in the branch for SouthState customers' financial needs. The position operates in the dual capacity of a Teller and FSR providing exceptional customer service in both transactional and account management. The Universal Banker seeks to attract, expand, and retain customer relationships and is responsible for contributing to the financial growth of the bank.

ESSENTIAL FUNCTIONS

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Serves customers quickly, accurately, efficiently, and confidentially according to the South State Bank Service Standards.
• Knows and understand the products and services offered by the Bank. These include facts and features, benefits and advantages, rules and regulations, price structure, and a simple definition of each service offered.
• Able to identify customer needs and expectations by listening for clues. Seeks the opportunity to expand customer relationships by making referrals as outlined in the goals for this position.
• Presents a neat and professional personal appearance, in accordance with bank policy.
• Knows and ensures compliance to all banking regulations to include Regulation CC and Bank Secrecy Act.
• Develop a strong understanding of customer facing technology with the ability to discuss with and enroll customers in self-service options.

Processes transactions for savings, checking, and loan accounts.

Maintains a neat and orderly work area.

May assist in guiding and training new tellers.

May allow customers access to safe deposit boxes.

Cashes checks and processes savings withdrawals within assigned limits and in accordance with prescribed procedures.

May service / balance ATM.

May utilize the branch capture system.

Knows and follows policies and procedures in completing transactions, minimizing operational errors, and maintaining a proper workflow.

Knows and follows the branch's security and audit procedures and understands the function and operation of the security devices.

• FSR Duties :

Opens new deposit accounts and understands the products and financial services offered by the bank. Also handles other services such as stop payments, wire transfers, and other maintenance functions within assigned limits.

• Explains policies and procedures as necessary, keeping in mind most customers' unfamiliarity with them.
• Resolves customer problems and complaints with courtesy and discretion and direction and directs customers with difficult problems to other sources for assistance. Considers problems and complaints as opportunities to satisfy the customer and promote additional services.
• Is knowledgeable of financial services offered by the bank.
• Shows sincere appreciation for each customer's time and business. Gives business card if not already given.
• Knows and follows the branch's security and audit procedures and understands the function and operation of the security devices.
• Assures that branch records, reports and other correspondence resulting from customer development attempts are correct, timely and are properly distributed.

UNIVERSAL BANKER FUNCTIONS

• One year of teller or cash handling experience and six months customer relationship building or sales experience
• Demonstrated expertise in the Teller II and basic FSR job functions
• Additional Responsibilities may include Vault Responsibilities or Back-Up Vault Responsibilities
• Other duties as assigned

Qualifications, Education, and Certification Requirements

• Education : High School diploma or equivalent
• Experience : Cash handling, sales, customer service. Previous banking experience preferred.
• Specific Knowledge : Good interpersonal skills, good computer skills, ability to read, write, speak, and understand English

TRAINING REQUIREMENTS / CLASSES

• The SouthState Way New Team Member Orientation
• Teller Foundations
• Banker Foundations
• All assigned Regulatory Compliance Training
• Acknowledgement of all policies through DocuSign as assigned
• Additional training may be required dependent upon experience

PHYSICAL DEMANDS

• Must be able to lift, up to 50 pounds, must be able to stand and / or sit for long periods of time. Must be able to effectively access and interpret information on computer screens, documents, reports, and cash denominations, and identify customers.

WORK ENVIRONMENT

This position is most likely in an open lobby area with an individual workstation. The position is located inside a cooled and heated facility with ability to go to a break room or rest room during breaks.

TRAVEL

Travel may be required to come to meetings or training as needed.

In accordance with Colorado law : Colorado pay for this position is anticipated to be between $37,579.00 - $56,369.00 , actual offers to be determined based on applicant's skills, experience and education.

While the anticipated deadline for the job posting is 07-12-2025, we encourage you to submit your application as we may still consider qualified candidates beyond this date.