Universal Banker I

United Community Banks Inc.; Birmingham (AL); On-site; USD 32,000 - 45,000; Full time

Job summary

United Community Banks Inc. in Birmingham, AL is seeking a Universal Banker I to deliver exceptional customer experiences and support financial wellness.

You will assist with everyday transactions, engage in needs-based conversations, and educate customers on banking tools and technology to help them reach their goals. As part of the team, you’ll grow relationships through service and sales, process routine transactions accurately, and ensure compliance with regulations.

Qualifications

• 1+ years of banking, cash handling, or retail experience.
• Demonstrated analytical, accuracy, and problem-solving skills.
• Strong verbal and written interpersonal communication skills.

Responsibilities

• Drive needs-based sales conversations across service and sales, teller interactions, and appointments.
• Maintain understanding of retail banking products and services.
• Identify opportunities to strengthen relationships and cross-sell bank products.
• Deliver loan products with accurate packages to minimize exceptions.
• Educate customers on banking options and using technology.
• Process deposits, withdrawals, and routine transactions with accuracy.
• Ensure compliance with banking regulations and internal policies.

Skills

Customer service

Sales experience

Communication skills

Cash handling

Regulatory knowledge

Tools

Banking tools

Job description

Overview

United Community is looking for a Universal Banker I to deliver exceptional customer experiences while supporting financial wellness. In this role, you will assist with everyday transactions and engage in needs-based conversations to identify solutions tailored to each customer. You’ll combine service and sales expertise to strengthen relationships, educate customers on banking tools and technology, and ensure compliance with regulations. This position offers the opportunity to make a meaningful impact by helping customers achieve their financial goals.

What You’ll Do

• Drive proactive needs-based sales conversations through interactions, including service to sales, teller interactions, and appointment setting.
• Maintain a comprehensive understanding of retail banking products and services.
• Identify opportunities to enhance existing customer relationships and cultivate new ones by thoroughly understanding and addressing customers’ needs, while considering their unique perspectives and priorities.
• Assist customers financially by delivering loan products, while ensuring packages are correct and complete to minimize exceptions.
• Identify opportunities and make referrals to cross-sell banking products and services to other areas of the bank.
• Educate customers on options for managing transactions using technology and all other tools and resources available.
• Apply product and service knowledge to effectively solve customer problems.
• Process deposits, withdrawals, and other routine transactions with accuracy and confidentiality.
• Ensure adherence to banking regulations and internal policies.

Requirements For Success

• 1+ years of previous banking, cash handling, or retail experience.
• Demonstrated analytical, accuracy, and problem-solving skills.
• Strong verbal and written interpersonal communication skills.

Conditions of Employment

• Must be able to pass a criminal background and credit check
• This is a full-time, non-remote position

FLSA Status:

• Non-Exempt

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Pay Range

USD $32,146.00 - USD $45,185.00 /Yr.