Universal Banker I

Salem Five Bank; Beverly (MA); On-site; USD 40,000 - 50,000; Full time

Benefits offered by this job

Health Insurance

401k Matching

Tuition Reimbursement

Summer Family Outing

Annual Holiday Reception

Job summary

A regional financial services organization is hiring a Universal Banker I in Beverly, MA. This entry-level position involves business development, exceptional customer service, and proficiency in banking operations. Candidates with a high school diploma and a desire to grow in the banking sector are encouraged to apply. Benefits include health insurance, 401k matching, and a salary range of $40,000 - $50,000 plus incentives. Join a community-focused organization dedicated to supporting local businesses and families.

Qualifications

• Some experience in a retail environment preferred, but not required.
• Desire to develop skills in the banking industry.
• Strong ability to deliver a superior customer experience.

Responsibilities

• Identify sales opportunities and deepen relationships in the community.
• Deliver exceptional customer experience through personal connections.
• Adhere to all branch operations policies and procedures.

Skills

Business development

Customer experience

Technical knowledge

Banking operations

Education

High school diploma or equivalent

Tools

MS Office

Digital technology

Job description

Universal Banker I at Salem Five Bank

Salem Five is a growing regional financial services organization with a rich history of over 160 years. As an independent bank, we are deeply rooted in the communities we serve and offer our employees successful and rewarding careers.

Salem Five has more than 30 retail banking branches throughout Essex, Middlesex, Norfolk and Suffolk counties, strong business banking capabilities, an Insurance division, a Wealth Management & Trust organization and a Mortgage Company that has provided homeownership to generations of families.

Salem Five believes deeply in supporting the communities in which we reside. Donations through our Charitable Foundation or events at the branch or location-level are an important part of our DNA. We would not be the company we are without our commitment to businesses and organizations that help the region thrive and to our employees. Come see what we’re all about.

Job Duties and Responsibilities

• Business Development
  • Identify sales opportunities, deepen existing relationships, and grow Salem Five’s market share in the communities it serves.
  • In collaboration with branch management and internal business partners, uncover needs and make referrals to cross-sell products and services such as business loans, merchant, insurance, and investment services.
  • Engage in defined sales activities to include uncovering customer needs, offering solutions, closing the business, onboarding, follow‑up, outbound calling, and recording each point of customer contact in the Bank’s system of record.
  • Participate in team meetings, contribute toward branch sales goals, engage in divisional campaigns, and celebrate team successes.
• Customer Experience
  • Deliver an exceptional customer experience every time by:
  • Making a personal connection with every customer.
  • Uncovering their financial needs through meaningful discussion and exploration.
  • Making educated product and service recommendations based on expert knowledge of same.
  • Providing financial solutions that meet the customer’s needs.
• Business Acumen and Technical Knowledge
  • Have a good understanding of the business of banking to include income and expense streams and portfolio of products and services.
  • Able to quickly learn all functionalities and related benefits inherent in the products and services offered by the Bank.
  • Demonstrate the ability to build relationships and alliances with customers and colleagues.
  • Able to demonstrate a high level of proficiency with Salem Five’s digital technology offerings.
  • Proficient with mobile smart phones and downloading applications. This includes the basics of texting, email and application management.
  • Proficient with desktop applications such as MS Office (Excel, Word, PowerPoint, Outlook).
  • Proficient using the Internet (mobile and desktop) to search for and locate information.
  • Eager to embrace new and emerging technologies.
• Banking Operations
  • Able to quickly learn and adhere to all policies and procedures related to branch operations to include, but not be limited to, check cashing, deposit taking, settlement, account opening, debit card issuance, branch opening and closing, audit requirements, compliance requirements, vault and ATM management, and other such functions.
  • All Salem Five retail positions are required to have ‘universal’ branch banking skills, must have / develop a full working knowledge of both the traditional ‘sales’ and ‘teller’ functions and routinely perform both.

Education and Experience

High school diploma or equivalent required. Some experience in a retail environment preferred, but not required. Has or exhibits desire to develop skills in the banking industry and displays the qualities and attributes necessary to deliver a superior customer experience.

Salem Five requires each Universal Banker to be federally registered through the National Mortgage Licensing System and individual records to be in good standing. Individual NMLS IDs renew annually.

Physical Demands

While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand; walk; sit; use hands to finger, handle, or feel; and reach with hands and arms. The employee is occasionally required to climb or balance; stoop, kneel, crouch, or crawl; and taste or smell. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision.

Benefits and Incentives

Health Insurance, Dental, Vision, Flexible Spending Account, Health Savings Account, 401k Matching, Tuition Reimbursement, Employee Referral Program, Summer Family Outing, Annual Holiday Reception and more.

Salary Range

$40,000 - $50,000 plus incentives.

Ready to Apply

If this job sounds like a fit for you, click "Apply" or "Apply Now" in this posting. We look forward to talking with you.

Qualified candidates may also submit a resume and application online at salemfive.com/careers or mail your resume to Human Resources, 210 Essex Street, Salem, MA 01970.

No unsolicited resumes accepted from agencies.

Seniority level

Entry level

Employment Type

Full‑time

Job Function

Finance and Sales