Universal Banker- East 149th Street

Apple Bank for Savings; New York (NY); On-site; USD 30,307 - 45,460; Full time

Job summary

Apple Bank for Savings seeks a customer-focused Teller/Customer Service Representative in Bronx, NY. The role emphasizes delivering exceptional service, accurately processing transactions, and building lasting banking relationships with clients.

The position requires 1–2 years of retail banking experience, strong communication skills, and the ability to cross-train in other branch functions. Weekend hours and occasional travel may be required; visa sponsorship is not available.

Qualifications

• High School Diploma or GED required.
• 1–2 years retail banking experience (Teller/CSR) preferred.
• General understanding of banking operations (risk, compliance, fraud, loss).
• Experience in developing strong customer relationships.
• Ability to learn banking products and services in detail.
• Weekend work and extended hours may be required; cross-training possible.

Responsibilities

• Provide exceptional customer service by engaging clients in a friendly and professional manner.
• Explain features and benefits of Apple Bank products and services to customers.
• Identify opportunities to deepen banking relationships and refer to licensed representatives when needed.
• Establish and maintain relationships to achieve team goals and referrals.
• Handle Teller transactions accurately following policies and procedures; safeguard cash and negotiables.
• Assist in opening/closing vaults, ATM operations, and maintain a organized customer area.
• Communicate disclosures and FDIC protections at account openings; ensure record-keeping integrity.
• Adhere to regulatory, compliance, security, and audit policies; protect Bank assets.
• Provide training and mentoring to new Tellers and CSRs; stay updated on industry knowledge.
• Support ongoing learning through workshops and training; take on additional duties as needed.

Skills

Customer service

Communication

Problem solving

MS Office

Education

High School Diploma or GED

Tools

Banking software

Job description

Bronx NY (East 149th Street)
Salary Range: $21.98/hr - $32.97/hr

ESSENTIAL DUTIES & RESPONSIBILITIES

• Provide exceptional customer service by engaging clients in a friendly and professional manner and also resolving service-related issues timely and efficiently.
• Conduct business ethically, thoroughly communicating to current and prospective clients the facts/features of the various products, accounts, and services that Apple Bank has to offer.
• Recognize opportunities to acquire new or additional banking relationships by engaging in discussions with both customers, as well as prospects, to understand their needs and offer suitable products and services that add value; make appropriate referrals to licensed representatives of ABS Associates of NY, Inc.
• Establish, retain, and deepen relationships with existing and potential customers to achieve team sales and referral goals while providing quality customer service.
• Handle all aspects of Teller operations by processing transactions in accordance with established policies and procedures; prove daily transactions within a reasonable timeframe and safeguard assigned cash and negotiable instruments.
• Assist in the opening and closing of vault, safe, and ATM machine and ensure the customer area is kept orderly and properly supplied (deposit and withdrawal tickets, ATM envelopes, changing the rate boards, dates on writing desks, etc.).
• Communicate all disclosures, rules, and regulations covering transactions, as well as FDIC protection to customers upon the opening of new accounts.
• Ensure accurate new account record keeping practices and perform timely follow‑up as needed.
• Adhere to regulatory, compliance, security, and audit policies/procedures, as well as our code of conduct and operational controls to ensure the safety and security of the client, as well as Bank assets.
• Protect Bank against loss by ensuring that all new account procedures including CIP and BSA requirements are adhered to.
• Assist in training and mentoring of newly hired Tellers, Customer Service Representatives, and Universal Bankers.
• Build and maintain technical and professional knowledge by attending educational workshops.
• Perform additional duties as requested.

SKILLS, EDUCATION, & EXPERIENCE

• High School Diploma or GED required.
• Must have at least 1‑2 years retail banking experience in the combined experience of Teller/ Customer Service Representative.
• General understanding of banking operations (Risk, Compliance, Fraud, Loss, etc.) preferred.
• Prior experience in fostering and developing strong customer relationships.
• Ability to develop, as well as maintain a detailed level of knowledge of banking products and services.
• Display willingness to be cross‑trained in other branch functions.
• Excellent problem‑solving skills with the ability to provide solutions to customer issues.
• Must present a confident, professional, and positive demeanor to customers.
• Excellent interpersonal and communication (verbal + written) skills; must have excellent phone skills.
• Strong organizational skills and detailed oriented.
• Basic knowledge of Microsoft Office suite of products (Word, Excel, & PowerPoint).
• Display sound judgment and discretion when utilizing confidential information.
• Weekend work and extended hours or filling in at neighboring branch locations may be required.
• Mandatory training may require occasional travel.

Visa sponsorship not available.

We are an equal opportunity employer and do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, disability, military and/or veteran status, or any other Federal or State legally-protected classes.