Universal Banker 2

First Mutual Holding Company; Centerburg (OH); On-site; USD 32,000 - 46,000; Full time

Job summary

First Mutual Holding Company seeks a Universal Banker to be the core client-facing role in retail branches, with three levels offering progression. The incumbent delivers outstanding front-line customer service and executes sales within the branch.

The Universal Banker 2 may direct others, approve transactions, and lead duty assignments, including check verifications and facilitating team meetings, while maintaining compliance with banking regulations.

Qualifications

• 1-3 Years of banking experience is required, including cash handling and customer service.
• 1-2 years of experience as a supervisor, mentor or team leader preferred.
• Strong understanding of banking laws and regulations required.
• Notary Public preferred.
• High School Diploma or equivalent required.
• Proficiency in MS Office (Outlook, Excel, Word) or similar; Cleartouch, Nautilus and investor software preferred; CRM preferred.
• Driver's license required for float positions.

Responsibilities

• Provides excellent customer service by processing transactions and handling account maintenance; answers inquiries in person and by phone; follows up with customers as needed.
• Monitors activities; approves transactions; assists staff; leads team meetings and training.
• Maintains vault by ordering cash, distributing cash, and reconciling; ensures cash availability for transactions.
• Opens and closes accounts; cross-sells products and makes referrals for investments, mortgages and business banking.
• Handles check verification and wire transfers; maintains wire transfer certification.
• Meets individual, team and branch metrics and sales goals; leads staff training and stays current with systems.
• Performs branch opening/closing duties; prepares and monitors reports accurately.
• May float to other bank branches as needed.
• Keeps compliant with bank policies, BSA, USA Patriot Act, anti-money laundering statutes and related regulations.
• Other duties as assigned.

Skills

Active Listening

Communication

Coaching

Customer Service

Team Leadership

Education

High School Diploma or equivalent

Tools

MS Office

Cleartouch

Nautilus

CRM

Job description

Job Type

Full-time

Description

Position Summary:

The Universal Banker is the core role within the retail branches. There are 3 levels within the Universal Banker job family with progressive responsibilities. All Universal Bankers provides exceptional front line customer service and sales within the branch.

The Universal Banker 2, as directed, provides day-to-day direction to other Universal Bankers, approves transactions and assigns work. Performs primary and advanced duties including check verification, wire transfers, and facilitation of team meetings.

Duties and Responsibilities:

1. Provides excellent customer service by processing customer transactions and handling account maintenance; answers customer inquiries both in person and on the telephone including Customer Relationship Center Support; follows-up with customers as necessary.
2. Monitors activities and acts as a resource for assigned staff; approves transactions; ensures procedures are being followed; monitors over/short reports. As needed, operates teller window following Branch Operation Guidelines, policies and procedures.
3. Maintains vault by ordering cash, distributing cash to assigned staff, and reconciling the vault; ensures adequate cash is available for customer transactions.
4. Opens and closes accounts and services with accuracy and in accordance to bank policies and applicable regulations. Cross-sells bank's products and services and makes referrals for investment, mortgage and business banking products.
5. Handles check verification and wire transfers as needed. Keeps up to date with related system and maintains wire transfer certification.
6. Understands and strives to meet individual, team and branch performance metrics and sales goals. Facilitates teamwork and shared responsibility for success. Participates in and may lead team meetings, completes all assigned training and leads staff training as necessary. Learns/keeps up to date with all assigned systems, software and procedures including Digital Banking system, online service procedures, wire transfer certification and Webcapture system.
7. Able to perform all branch opening and closing duties. Prepares, updates and monitors assigned reports in a timely manner and with accuracy.
8. May float to other bank branches as needed.
9. Keeps up to date and complies with all bank policies/procedures as well as applicable banking laws and regulations, including, but not limited to the Bank Secrecy Act, USA Patriot Act, and related anti-money laundering statutes, and federal consumer protection legislation and regulations.
10. Other Duties as assigned.

The duties outlined above are a summary and may not be an exhaustive or comprehensive list of all possible responsibilities, tasks, and duties. All job descriptions may be amended at any time at the sole discretion of FMHC.

We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Requirements

Qualifications and Skills:

1. 1-3 Years of banking experience is required. Experience must include cash handling and customer service.
2. 1-2 years of experience as a supervisor, mentor or team leader is preferred.
3. Strong understanding of banking laws and regulations is required.
4. Notary Public is preferred.
5. High School Diploma or equivalent is required.
6. Proficiency in MS Office [Outlook, Excel, Word] or similar software is required. Cleartouch, Nautilus, various government and investor software/web portals is preferred. CRM is preferred.
7. Driver's license is required (for float positions)

Necessary competencies:

1. Active Listening
2. Change Champion
3. Coaching
4. Communication
5. Conflict Resolution
6. Organizational Savvy
7. Process Oriented
8. Service Orientation

Physical Environment:

• While performing the duties of this job, the employee is regularly required to lift, walk, stand, sit, bend, reach with hands and arms, climb, push/pull, use hands, and see, hear and speak.
• The employee must occasionally lift and/or move up to 25 pounds.
• The noise level in the work environment is usually quiet to moderate.
• This position is performed in a retail bank setting.
• Employee must be able to work days and hours that branch is open including weekends and overtime as needed.