Universal Banker

Self-Help Services Corp; Wilmington (DE); On-site; USD 36,000 - 41,000; Full time

Job summary

Self-Help is seeking a Universal Banker to join our Wilmington, CA team. The role involves managing the consumer loan process from initiation to closing, providing friendly member service, opening accounts, promoting products, and handling daily cash operations, including vault and ATM balancing.

Bilingual Spanish is preferred and prior banking experience is valued. We require a high school diploma or equivalent and the ability to travel to cover other branches as needed.

Qualifications

• Spanish Fluency, verbal and written preferred.
• Three to five years of experience in banking or exposure to Consumer Lending.
• Ability to form and maintain strong relationships with internal and external stakeholders; may travel to cover other branches.

Responsibilities

• CONSUMER LENDING: Manage the entire consumer loan process from initiation through closing, including interviewing loan applicants, determining loan eligibility, reviewing applications for accuracy, and providing timely and accurate disclosures while operating with moderate credit authority and complying with the credit union's lending policies.
• MEMBER SERVICING: Greet and welcome members and visitors to the credit union in a friendly and professional manner. Open consumer and business accounts according to credit union policies. Promote credit union products and services based on member’s needs.
• CASH HANDLING AND BALANCING: Open, close, and balance the cash drawer daily. Maintain drawer cash levels within prescribed amounts. Balance ATM daily. (Part of dual control team).

Skills

Spanish Fluency

Education

High school diploma or equivalent

Job description

Job Description: WHO We Are: Self-Help started in 1980 with a focus on economic inequality especially in communities that have faced systemic barriers in building wealth. At the core of what Self-Help does is a drive to create and protect ownership and economic opportunity. In other words, we’re committed to economic justice! Economic Justice means that all communities have the basic infrastructure they need to thrive, from high-quality schools to grocery stores selling fresh food resources that support opportunity at a neighborhood level regardless of demographics, income, or wealth. Since our founding, we’ve constantly sought to find new ways to pursue greater economic justice: from providing fair and affordable loans to working with partners to demand that lawmakers change unjust policies. We are seeking a Universal Banker to join our Wilmington, CA team!

WHAT You’ll Do:

CONSUMER LENDING Manage the entire consumer loan process from initiation through closing, including interviewing loan applicants, determining loan eligibility, reviewing applications for accuracy, and providing timely and accurate disclosures while operating with moderate credit authority and complying with the credit union's lending policies. MEMBER SERVICING Greet and welcome members and visitors to the credit union in a friendly and professional manner. Provide prompt, efficient and accurate service. Open consumer and business accounts according to credit union policies. Promote credit union products and services based on member’s needs. Perform account transactions and maintenance as authorized, including processing share deposit payments, loan payments, CD transactions, lines of credit advances, and account transfers; disbursing cash and check withdrawals, counting cash and performing reconciliations; adding joint owners, completing address changes and competing any other necessary teller functions. CASH HANDLING AND BALANCING Open, close, and balance the cash drawer daily. Maintain drawer cash levels within prescribed amounts. Handle Vault Teller responsibilities, managing, balancing, and balancing cash flow in and out of the vault. Balance ATM daily. (Part of dual control team.)

WHAT You’ll Need:

Spanish Fluency, verbal and written preferred Three (3) to five (5) years of experience in banking or exposure to Consumer Lending Ability to form and maintain strong relationships with internal and external May be required to travel to cover other branches High school diploma or equivalent If you are interested in who we are and what we do; have a strong desire to work in an organization that places a high priority on teamwork and collaboration; and are interested in working to help create economic opportunity for all – THIS is the place for you!

Hourly Range: $26.25 - $30.43

Self-Help is committed to providing equal employment opportunities to all persons, regardless of race, religion, religious creed, color, national origin, ancestry, physical disability, mental disability, medical condition, genetic information, marital status, sex, gender, gender identity, gender expression (including transgender status), age, sexual orientation, military and veteran status, class or family status. Self-Help is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Company Disclaimer:

Self-Help is committed to providing equal employment opportunities to all persons, regardless of race, religion, religious creed, color, national origin, ancestry, physical disability, mental disability, medical condition, genetic information, marital status, sex, gender, gender identity, gender expression (including transgender status), age, sexual orientation, military and veteran status, class or family status.

Welcome to Self Help Careers!

Self-Help is a family of Mission Driven non-profit financial organizations. Our national foot-print means we offer strong benefits and opportunities across the country. Our inclusive collegial culture means that no matter where you're located, you're part of a shared mission. At Self-Help we don't just go to work. We create change - and we do it together. Join Us!

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