Underwriting Trainee

Liberty Mutual Insurance; Stamford (CT); Hybride; USD 52 000 - 66 000; Plein temps

Résumé du poste

Liberty Mutual Insurance is seeking an entry-level underwriter in a hybrid role, working under supervision to learn treaty underwriting across US Standard, Specialty Casualty and US Property lines. You will develop foundational underwriting skills, build cross-functional relationships, and gain familiarity with Salesforce, Power BI, data warehouses, and dashboards.

You’ll support risk assessment, pricing analyses, portfolio monitoring, and renewals, while pursuing professional qualifications and

Qualifications

• Bachelor's degree in business, finance, actuarial science, risk management, or related field.
• 0–2 years of experience; internship or exposure to insurance or financial services is a plus.
• Strong analytical and critical thinking with a willingness to learn underwriting fundamentals.
• Good written and verbal communication; organized and detail-oriented.
• Potential pursuit of a professional underwriting qualification.

Responsabilités

• Assist in risk assessment and underwriting decisions across US Standard/Specialty Casualty and/or US Property lines.
• Support pricing analyses, risk assessments, and underwriting documentation for internal approvals.
• Develop familiarity with operations, product exposures, and treaty structures.
• Learn internal processes and tools (Salesforce, Power BI, ARMMS).
• Support portfolio data maintenance and renewals under senior guidance.
• Assist with market awareness, data analysis, and generating actionable insights.

Connaissances

Analytical thinking

Communication skills

Attention to detail

Organizational skills

Initiative

Formation

Bachelor's degree in business, finance, actuarial science, risk management, or related field

Outils

Salesforce

Power BI

ARMMS

Description du poste

Description

This is a hybrid position. Candidates are expected in-office Twice a Week

Role

This is an entry-level underwriting role, typically suited for a college hire, trainee, or graduate scheme participant. Under the direct supervision of your manager, you will support the underwriting and management of treaties across LMRe US Standard/ Specialty Casualty and/or US Property segments through the following:

• Develop foundational underwriting skills, build relationships with internal and external stakeholders, and gain familiarity with GRS/LMRe’s business plan, underwriting guidelines, associated processes and procedures
• Secure strong familiarity with all US underwriting/actuarial/claims systems, Salesforce, Data warehouses, Power BI tools, etc. to provide teamwide support across such.
• Assist in the development of comprehensive portfolio monitoring tools and dashboards to track key performance indicators (KPIs) across property and casualty lines. This includes using available internal and external data/analytics to assist underwriting teams to optimize the portfolios and establish a regular cadence with them to assess trends, risks, and opportunities.
• Provide comprehensive support for addressing and detailing internal portfolio-related queries that underwriting managers receive from various internal departments (OOU, GRS product leaders, etc.), including tasks such as quarterly business reviews (QBRs) and ad hoc requests.

Key Responsibilities

Risk Assessment & Underwriting Support

• Under direct supervision, assist in assessing treaty risks by providing supporting information on recommendations for underwriting decisions across US Standard/Specialty Casualty and/or US Property lines of business.
• Support senior underwriters in preparing pricing analyses, risk assessments, and underwriting documentation for internal approvals.
• Begin developing familiarity with primary operations, product exposures, and treaty structures to build foundational underwriting judgment.

Underwriting Process Management

• Learn and adhere to internal underwriting processes, systems, and tools (e.g., Salesforce, PowerBI, ARMMS underwriting system).
• Assist in maintaining accurate pipeline and portfolio data; support compliance with underwriting authorities and controls.
• Support documentation of underwriting decisions and timely processing of renewals under senior guidance.

Market & Data Awareness

• Begin developing awareness of market trends, competitor positioning, pricing dynamics, and policy language across US LOB lines.
• Support data analysis tasks and assist in translating information into actionable insights, including leveraging GenAI tools as directed.
• Familiarization with internal reporting suite/KPI requirements and provide on-going support as well as enhancement to such.
• Access relevant external data sources to increase market intelligence

Relationship Building

• Begin building relationships with key external parties, including brokers and cedants, under manager supervision.
• Develop strong working relationships with internal stakeholders and partners including UW Support, Claims, Actuarial, and Directors of Underwriting in GRS North America.
• Attend client/broker meetings and industry events to develop external market awareness (travel as required).

Cross-Functional Collaboration

• Support cross-functional coordination efforts with claims, actuarial, finance, legal, and operations teams.
• Actively participate in all Account Huddles and renewal discussions.
• Contribute to team knowledge sharing and process improvement initiatives.

Qualifications

• Bachelor's degree in business, finance, actuarial science, risk management, or related field.
• 0–2 years of experience; prior internship or exposure to insurance, reinsurance, or financial services is a plus.
• Strong analytical and critical thinking skills with a curiosity and eagerness to learn underwriting fundamentals.
• Strong initiative and confidence take ownership of necessary tasks
• Excellent written and verbal communication skills.
• Strong organization and attention to detail.
• May be undertaking or willing to pursue a professional Underwriting qualification.

About Us

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.

Fair Chance Notices

• California
• Los Angeles Incorporated
• Los Angeles Unincorporated
• Philadelphia
• San Francisco