Underwriting Specialist - Retail

Zurich North America; Overland Park (KS); Hybrid; USD 75,000 - 125,000; Full time

Job summary

Zurich North America is seeking an Underwriting Specialist in Overland Park to manage franchised auto dealer accounts. The role includes overseeing risk selection and pricing to ensure profitability. You'll collaborate with business representatives and support sales.

Qualified candidates should have at least 3 years of underwriting experience and a high school diploma or equivalent, with a preference for a bachelor's degree. Compensation ranges from $75,000 to $125,000 annually with bonuses available.

Qualifications

• 3+ years experience in Underwriting or Market Facing area.
• 6+ years experience in Claims or Underwriting Support.
• Knowledge of legal and regulatory guidelines.

Responsibilities

• Manage a portfolio of franchised auto dealer accounts.
• Administer underwriting rules and collaborate with Line of Business.
• Support the organization’s sales culture.

Skills

Knowledge of underwriting rules and guidelines

Relationship building skills

Strong verbal and written communication

Experience with Microsoft Office

Education

Bachelor’s Degree

Zurich Certified Insurance Apprentice (or equivalent)

Job description

Underwriting Specialist – Direct Markets

Zurich is currently looking for an Underwriting Specialist within the Direct Markets area. The role is responsible for managing a portfolio of franchised auto dealer accounts with accountability for risk selection, pricing, and overall profitability.

Key Accountabilities

• Administer and monitor underwriting rules and guidelines, rating manual rules, and insurance laws and regulations.
• Develop, maintain & collaborate with Line of Business representatives and other business-related needs, as appropriate.
• Develop and maintain relationships with distributors (agents & brokers) in support of business retention and acquisition and works with customers and distributors (agents & brokers) to determine their insurance related needs and provide solutions.
• Support the organization’s sales culture by being a Help Point for agents, brokers, and customers.
• Proactively seek renewal and new account opportunities.
• Complete detailed opportunity assessment with key distributors to identify growth opportunities.
• Qualify accounts to meet the organization’s appetite, balanced with sound business opportunity.
• Make broker/customer and on‑site calls with a planned and well‑prepared purpose.
• Mentor team members.

Basic Qualifications

• High School Diploma or Equivalent and 3 or more years of experience in the Underwriting or Market Facing area, OR
• High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area, OR
• Zurich Certified Insurance Apprentice including an associate degree and at least 1 year of experience in the Underwriting or Market Facing area, OR
• Zurich Certified Insurance Apprentice including an associate degree and 4 or more years of experience in the Claims or Underwriting Support area, AND
• Knowledge of line(s) of business and the legal and regulatory guidelines.
• Knowledge of time restraints for quotes on new and renewal business.
• Experience with Microsoft Office.

Preferred Qualifications

• Bachelor’s Degree.
• Strong verbal and written communication skills.
• Strong relationship building skills.

Compensation & Benefits

Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation and may also offer bonuses and merit increases. The proposed salary range for this position is $75,000.00 – $125,000.00, with short‑term incentive bonus eligibility set at 10%.

We offer competitive pay and comprehensive benefits for employees and their families.

Location & Schedule

Location(s): AM - Overland Park
Remote Working: Hybrid
Schedule: Full Time
Employment Sponsorship Offered: No

EEO Statement

Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy, or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets.