Underwriting Specialist

Brown & Brown; Town of Florida (NY); On-site; USD 75,000 - 105,000; Full time

Job summary

Oxford Risk Management Group seeks an Underwriting Specialist to execute critical thinking, communicate clearly, stay organized, and multitask while delivering world-class service to clients.

The role focuses on Property & Casualty lines including Commercial Property, Auto, General Liability, and GAP Coverage, with independent project work from conception to completion in a confidential environment.

Qualifications

• Analytical thinking, strong communication, and organizational skills are required.
• Ability to multitask often and provide world-class customer service.
• Experience with Property & Casualty insurance programs is beneficial.

Responsibilities

• Analyze Property & Casualty insurance policies, including Commercial Property, Commercial Auto, General Liability, and GAP Coverage, for completion and to identify gaps in coverage.
• Analyze loss runs and claims history and propose appropriate underwriting terms, conditions, and risk mitigation recommendations as necessary.
• Complete commercial policy intake forms and gather underwriting information related to P&C exposures.
• Conduct underwriting calls with clients to discuss uninsured or underinsured risks across property, liability, auto, and GAP programs, and obtain appropriate data for actuarial pricing.
• Review policy renewal information, develop and underwrite a renewal position, and provide a quote summary with supporting documentation to be approved for sign-off.
• Submit case files for risk analysis reporting and actuarial pricing.
• Review large amounts of information and raw data for accuracy and completeness.
• Evaluate client exposures and recommend appropriate coverage enhancements to address property, casualty, auto liability, physical damage, general liability, and GAP-related risks.
• Send underwriting documents to clients to support suggested eligible coverages for the current policy year.
• Explain definitions and applications of Oxford’s various lines of coverage, with an emphasis on Property & Casualty, Auto, General Liability, and GAP Coverage solutions.
• Review and coordinate with the Claims Department for underwriting sign-off and claims trend analysis.

Skills

Analytical thinking

Strong communication

Organizational skills

Multitasking

Job description

Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers.

As an Underwriting Specialist at Oxford Risk Management Group, you will be required to execute critical thinking and should have strong communication skills, a high level of organization, the ability to multitask often, and be able to consistently provide world-class customer service to our clients. The Underwriting Specialist must be creative and enjoy working within a small, entrepreneurial environment that is mission-driven, results-driven, and community oriented. The ideal candidate will have extensive knowledge of Property & Casualty insurance programs, including Commercial Property, Auto, General Liability, and GAP Coverage, and the ability to exercise good judgment in a variety of situations, with strong written and verbal communication, administrative and organizational skills, and the ability to maintain a realistic balance among multiple priorities. The Underwriting Specialist will have the ability to work independently on projects, from conception to completion, and must be able to work under pressure at times to handle a wide variety of activities and confidential matters with discretion.

Your Impact

• Analyze Property & Casualty insurance policies, including Commercial Property, Commercial Auto, General Liability, and GAP Coverage, for completion and to identify gaps in coverage.
• Analyze loss runs and claims history and propose appropriate underwriting terms, conditions, and risk mitigation recommendations as necessary.
• Complete commercial policy intake forms and gather underwriting information related to P&C exposures.
• Conduct underwriting calls with clients to discuss uninsured or underinsured risks across property, liability, auto, and GAP programs, and obtain appropriate data for actuarial pricing.
• Review policy renewal information, develop and underwrite a renewal position, and provide a quote summary with supporting documentation to be approved for sign-off.
• Submit case files for risk analysis reporting and actuarial pricing.
• Review large amounts of information and raw data for accuracy and completeness.
• Evaluate client exposures and recommend appropriate coverage enhancements to address property, casualty, auto liability, physical damage, general liability, and GAP-related risks.
• Send underwriting documents to clients to support suggested eligible coverages for the current policy year.
• Explain definitions and applications of Oxford’s various lines of coverage, with an emphasis on Property & Casualty, Auto, General Liability, and GAP Coverage solutions.
• Review and coordinate with the Claims Department for underwriting sign-off and claims trend analysis.