Underwriting Rating Analyst

Sompo; Charlotte (NC); On-site; USD 62,000 - 98,000; Full time

Benefits offered by this job

Two medical plans

Dental benefits

Vision benefits

401(k) Retirement Savings Plan

Paid time-off

Parental Leave Benefits

Tuition Reimbursement

Job summary

Sompo seeks an Underwriting Rating Analyst for its North America Insurance Operations team in Charlotte, NC. You will perform rating for multiple lines of business and support the ongoing success of the unit.

Responsibilities include preparing ratings, reviewing underwriting data, handling complex accounts, and mentoring junior staff. Collaboration and attention to detail are essential for success in this role.

Qualifications

• 2–4 years in technical assistant, underwriting assistant, rating analyst, or similar role.
• Bachelor’s degree preferred.
• Experience supporting rating, underwriting review or policy processing preferred.

Responsibilities

• Collect information to prepare and perform rating for quotes, requotes, issues, and endorsements.
• Review underwriting information for completeness and accuracy, including binders and payment plans.
• Handle complex accounts while ensuring compliance with rating rules and regulations.
• Maintain service standards and produce high-quality work per policies.
• Support audits, QA, testing, and process improvements.
• Train and mentor new team members to promote team success.

Skills

Excel

Word

PowerPoint

Outlook

Adobe Acrobat

ImageRight

Problem solving

Attention to detail

Time management

Education

Bachelor's degree

Tools

Guidewire

Policy Decisions

Power BI

MicroStrategy

Job description

Underwriting Rating Analyst in our North America Insurance Operations team. Sompo offers comprehensive multi-line insurance capabilities, serving middle market and large accounts domiciled in the U.S. We work through a dedicated network of brokers who share our commitment to building long-term partnerships and delivering exceptional service. The Underwriting Rating Analyst will perform rating functions for multiple lines of admitted and non-admitted business and support the continued success of the North America Insurance Operations team.

Location: This position will be based out of our Charlotte, NC office. We strive for collaboration which is why we offer a work environment where our employees thrive and develop long lasting careers.

Our Business, Your Impact, Our Opportunity

What you’ll be doing:

• Collect account-specific and policy-related information to prepare and perform rating for new quotes, requotes, issues, endorsements, and other transactions across multiple lines of business.
• Review underwriting information and instructions for completeness and accuracy, including binders, payment plans, commissions, and related documentation.
• Handle complex, unique, or unusual accounts while ensuring compliance with rating rules, department guidelines, Sompo systems, and applicable regulatory requirements.
• Maintain service standards by responding timely to requests and producing accurate, high-quality work consistent with departmental policies and procedures.
• Support audits, quality control, User Acceptance Testing, workflow improvements, process standardization, and special projects to improve team performance and operational efficiency.
• Train and mentor new team members by providing guidance, support, and knowledge sharing to help ensure team success.

What You’ll Bring

• Minimum of 2–4 years of experience as a technical assistant, underwriting assistant, rating analyst, or in a similar insurance operations role; bachelor’s degree preferred.
• Experience supporting rating, underwriting review, policy processing, or admitted and non-admitted insurance business preferred.
• Proficiency with Microsoft Office applications, including Excel, Word, PowerPoint, Outlook, Adobe Acrobat, and ImageRight.
• Familiarity with Guidewire, Policy Decisions, Power BI, MicroStrategy, or other insurance systems is a plus.
• Strong problem-solving, decision-making, time-management, organization, and attention to detail.
• Excellent written and verbal communication skills, with the ability to manage multiple priorities, adapt to changing procedures, and collaborate effectively within a team structure.

Salary Range: $62,000 – $98,000. Actual compensation for this role will depend on several factors including the cost of living associated with your work location, your qualifications, skills, competencies, and relevant experience.

At Sompo, we recognize that the talent, skills, and commitment of our employees drive our success. This is why we offer competitive, high-quality compensation and benefit programs to eligible employees.

Our compensation program is built on a foundation that promotes a pay-for-performance culture, resulting in higher incentive awards, on average, when the Company does well and lower incentive awards when the Company underperforms. The total compensation opportunity for all regular, full-time employees is a combination of base salary and incentives that gets adjusted upfront based on overall Company performance with final awards based on individual performance.

Summary

We continuously evaluate and update our benefit programs to ensure that our plans remain competitive and meet the needs of our employees and their dependents. Below is a summary of our current comprehensive U.S. benefit programs:

• Two medical plans to choose from, including a Traditional PPO & a Consumer Driven Health Plan with a Health Savings account providing a competitive employer contribution
• Pharmacy benefits with mail order options
• Dental benefits including orthodontia benefits for adults and children
• Vision benefits
• Health Care & Dependent Care Flexible Spending Accounts
• Company-paid Life & AD&D benefits, including the option to purchase Supplemental life coverage for employee, spouse & children
• Company-paid Disability benefits with very competitive salary continuation payments
• 401(k) Retirement Savings Plan with competitive employer contributions
• Competitive paid-time-off programs, including company-paid holidays
• Competitive Parental Leave Benefits & Adoption Assistance program
• Employee Assistance Program
• Tax-Free Commuter Benefit
• Tuition Reimbursement & Professional Qualification benefits

Who We Are And What We Stand For

At Sompo, our shared purpose is to create meaningful value for clients, communities, and each other. We strive to foster a workplace where everyone feels respected, included, and empowered to excel. As a global organization, we embrace diversity and champion equal opportunity. Guided by our core values—Accountability, Agility, Collaboration, Development, and Integrity—we build trust and support one another to achieve our goals worldwide.

Our values come to life in how we hire and grow talent. Employment decisions are based on qualifications, merit, and organizational need, and we strive to ensure equitable access to opportunities so everyone can do their best work. If you need an accommodation for any part of the application process, please contact the recruiter in charge.