Underwriting Rating Analyst

Sompo International; Charlotte (NC); Hybrid; CAD 85,000 - 135,000; Full time

Benefits offered by this job

Medical plans

Dental benefits

401(k) Retirement Savings Plan

Paid holidays

Parental Leave

Job summary

Sompo International in Charlotte, NC is seeking an Underwriting Rating Analyst to support the North America Insurance Operations team. You will perform rating for multiple lines of admitted and non-admitted business and assist in ongoing initiatives.

The role requires 2–4 years of related experience, strong Excel/Office skills, and attention to detail. Hybrid work with collaboration across the organization is offered, with a pay range of $62,000–$98,000 per year.

Qualifications

• Minimum of 2–4 years of experience in an underwriting/ rating role.
• Bachelor’s degree preferred.
• Proficiency with Excel, Word, PowerPoint, Outlook; familiarity with insurance systems.

Responsibilities

• Collect information to prepare and perform rating for quotes, requotes, issues, and endorsements.
• Review underwriting info for completeness and accuracy, incl. binders and plans.
• Handle complex accounts while ensuring compliance with rating rules and policies.
• Maintain service standards and produce high-quality work per procedures.
• Support audits, QA, testing, and process improvements to boost efficiency.
• Train and mentor new team members for team success.

Skills

Rating analysis

Underwriting support

Attention to detail

Communication skills

Education

Bachelor’s degree preferred

Tools

Microsoft Office

Excel

Power BI

MicroStrategy

Guidewire

Job description

Hybrid - Charlotte, North Carolina, United States

Sep 3, 2026

$62,000 - $98,000/year

Job Description

Sompo has a unique opportunity for a Underwriting Rating Analyst in our North America Insurance Operations team.

Sompo offers comprehensive multi-line insurance capabilities, serving middle market and large accounts domiciled in the U.S. We work through a dedicated network of brokers who share our commitment to building long-term partnerships and delivering exceptional service. The Underwriting Rating Analyst will perform rating functions for multiple lines of admitted and non-admitted business and support the continued success of the North America Insurance Operations team.

Location : This position will be based out of our Charlotte, NC office. We strive for collaboration which is why we offer a work environment where our employees thrive and develop long lasting careers.

Our business, your impact, our opportunity

What you’ll be doing

• Collect account-specific and policy-related information to prepare and perform rating for new quotes, requotes, issues, endorsements, and other transactions across multiple lines of business.
• Review underwriting information and instructions for completeness and accuracy, including binders, payment plans, commissions, and related documentation.
• Handle complex, unique, or unusual accounts while ensuring compliance with rating rules, department guidelines, Sompo systems, and applicable regulatory requirements.
• Maintain service standards by responding timely to requests and producing accurate, high-quality work consistent with departmental policies and procedures.
• Support audits, quality control, User Acceptance Testing, workflow improvements, process standardization, and special projects to improve team performance and operational efficiency.
• Train and mentor new team members by providing guidance, support, and knowledge sharing to help ensure team success.

What you’ll bring

• Minimum of 2–4 years of experience as a technical assistant, underwriting assistant, rating analyst, or in a similar insurance operations role; bachelor’s degree preferred.
• Experience supporting rating, underwriting review, policy processing, or admitted and non-admitted insurance business preferred.
• Proficiency with Microsoft Office applications, including Excel, Word, PowerPoint, Outlook, Adobe Acrobat, and ImageRight.
• Familiarity with Guidewire, Policy Decisions, Power BI, MicroStrategy, or other insurance systems is a plus.
• Strong problem-solving, decision-making, time management, organization, and attention to detail.
• Excellent written and verbal communication skills, with the ability to manage multiple priorities, adapt to changing procedures, and collaborate effectively within a team structure.

Salary Range: $62,000 – $98,000. Actual compensation for this role will depend on several factors including the cost of living associated with your work location, your qualifications, skills, competencies, and relevant experience.

At Sompo, we recognize that the talent, skills, and commitment of our employees drive our success. This is why we offer competitive, high-quality compensation and benefit programs to eligible employees.

Our compensation program is built on a foundation that promotes a pay-for-performance culture, resulting in higher incentive awards, on average, when the Company does well and lower incentive awards when the Company underperforms. The total compensation opportunity for all regular, full-time employees is a combination of base salary and incentives that gets adjusted upfront based on overall Company performance with final awards based on individual performance.

We continuously evaluate and update our benefit programs to ensure that our plans remain competitive and meet the needs of our employees and their dependents. Below is a summary of our current comprehensive U.S. benefit programs:

• Two medical plans to choose from, including a Traditional PPO & a Consumer Driven Health Plan with a Health Savings account providing a competitive employer contribution
• Pharmacy benefits with mail order options
• Dental benefits including orthodontia benefits for adults and children
• Health Care & Dependent Care Flexible Spending Accounts
• Company-paid Life & AD&D benefits, including the option to purchase Supplemental life coverage for employee, spouse & children
• Company-paid Disability benefits with very competitive salary continuation payments
• 401(k) Retirement Savings Plan with competitive employer contributions
• Competitive paid-time-off programs, including company-paid holidays
• Competitive Parental Leave Benefits & Adoption Assistance program
• Employee Assistance Program
• Tax-Free Commuter Benefit

Who we are and what we stand for

At Sompo, our shared purpose is to create meaningful value for clients, communities, and each other. We strive to foster a workplace where everyone feels respected, included, and empowered to excel. As a global organization, we embrace diversity and champion equal opportunity. Guided by our core values—Accountability, Agility, Collaboration, Development, and Integrity—we build trust and support one another to achieve our goals worldwide. Life at Sompo page

Our values come to life in how we hire and grow talent. Employment decisions are based on qualifications, merit, and organizational need, and we strive to ensure equitable access to opportunities so everyone can do their best work.

Sompo is a global leader in property, casualty, and specialty insurance, dedicated to simplifying risk management through expertise and innovative solutions.