Underwriting Development Program - Global Risk Solutions - June 2027 Start

CLM Dallas Chapter; Cincinnati (OH); On-site; USD 48,000 - 64,000; Full time

Job summary

Liberty Mutual Insurance in Cincinnati is seeking an Associate Underwriter to join the Underwriting Development Program beginning in June 2027. The program builds technical, analytical, and business skills for a successful underwriting career.

You will develop expertise in risk assessment, pricing, and coverage analysis while learning from underwriting professionals, with coaching and mentorship to grow within underwriting.

Qualifications

• 0-2 years of related professional experience.
• Bachelor's degree in Risk Management & Insurance, Economics, Finance, Business or related discipline.
• Cumulative 3.0 GPA preferred.
• Strong analytical, decision-making, and negotiating skills.
• Solid interpersonal skills and a passion for customer service.
• Willing to complete professional designation(s) and continued insurance education.
• Permanent work authorization in the United States.
• Valid driver's license for regular travel to customer locations.

Responsibilities

• Analyze business information, financial data, and industry trends to evaluate risk.
• Learn how insurance products and risk management solutions support businesses across industries.
• Partner with brokers, customers, and internal teams to understand client needs and develop tailored insurance solutions.
• Build strong communication, negotiation, and relationship management skills.
• Develop expertise in risk selection, coverage analysis, and pricing strategies.
• Make informed business decisions balancing customer needs with profitable growth.

Skills

Analytical

Decision-making

Negotiation skills

Interpersonal skills

Customer service oriented

Education

Bachelors in RM&I

Job description

Description

Are you curious, analytical, and energized by solving complex business challenges? Do you enjoy building relationships, making informed decisions, and asking thoughtful questions to understand the full picture?

Position

Company : Liberty Mutual Insurance

Location : Cincinnati, Ohio

Posted On : 10/29/2026

What You'll Do

• Analyze business information, financial data, and industry trends to evaluate risk.
• Learn how insurance products and risk management solutions support businesses across a variety of industries.
• Partner with brokers, customers, and internal teams to understand client needs and develop tailored insurance solutions.
• Build strong communication, negotiation, and relationship management skills.
• Develop expertise in risk selection, coverage analysis, and pricing strategies.
• Make informed business decisions that balance customer needs with profitable growth objectives.

Training & Development

As an Associate Underwriter, you'll participate in the Underwriting Development Program starting in June 2027, a blended learning experience designed to build the technical, analytical, and business skills needed for a successful underwriting career.

Responsibilities

• Build a foundation in underwriting principles, risk assessment, coverage analysis, and pricing.
• Gain hands-on experience evaluating risks and developing insurance solutions for commercial customers.
• Learn alongside a cohort of peers while building your professional network.
• Receive ongoing coaching, mentorship, and field support from underwriting professionals.
• Develop the knowledge and skills needed to grow your career within underwriting.

This position may have in-office requirements depending on candidate location.

Qualifications

What you've got

• You have 0-2 years of related professional experience.
• You hold, or will be completing, a Bachelors degree in Risk Management & Insurance, Economics, Finance, Business or a related discipline.
• A strong academic record with a cumulative 3.0 GPA preferred.
• You possess strong analytical, decision-making, and negotiating skills.
• You have solid interpersonal skills and demonstrate a passion for customer service.
• You must be willing to complete professional designation(s) and continued insurance education.
• You must have permanent work authorization in the United States.
• You must possess and maintain a valid driver's license for regular travel to customer locations.

About Us

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well‑being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or any basis prohibited by federal, state or local law.

Fair Chance Notices

• California
• Los Angeles Incorporated
• Los Angeles Unincorporated
• Philadelphia
• San Francisco