Underwriting Consulting Director (Commercial Middle Market)

CNA Insurance; Radnor (Delaware County); On-site; USD 70,000 - 90,000; Full time

Job summary

Join a leading insurance company as an Underwriter, where you will apply your expertise in evaluating risk and managing a diverse portfolio. Collaborate with a dedicated team and enjoy ample promotional opportunities while contributing to the company's success in commercial insurance.

Benefits

Comprehensive benefits package

Qualifications

• Knowledge of underwriting processes and tools.
• Ability to identify customer needs and offer solutions.
• Strong problem-solving skills and ability to manage multiple projects.

Responsibilities

• Apply underwriting expertise to determine risk acceptability.
• Analyze adverse underwriting decisions and drive results.
• Manage assigned portfolio to achieve premium and growth goals.

Skills

Effective communication

Judgment

Negotiation skills

Problem-solving skills

Education

3+ years of related experience

Tools

RST

BPMT

Merlin

Job description

2 days ago Be among the first 25 applicants

You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential.

CNA seeks to offer a comprehensive and competitive benefits package to our employees that helps them — and their family members — achieve their physical, financial, emotional and social wellbeing goals.

For a detailed look at CNA’s benefits, check out our Candidate Guide.

Job Description

Grow your underwriting career at a company that offers access and collaboration with the home office, ample promotional opportunities, and evolving underwriting centers that allow you to focus on larger accounts.

CNA’s Commercial Middle Markets team provides standard lines commercial property and casualty insurance products such as General Liability, Property, Inland Marine, Commercial Auto, Workers' Compensation, and Umbrella to businesses of all sizes. Our Middle Markets team underwrites a diverse mix of business and industry classes including Manufacturing, Professional Services, Financial Institutions, Real-estate, Distributors, Technology, Wholesale, and Retail. Typical account sizes range from $75,000 up to $2,000,000 and over in premium on a multi-line basis.

Essential Duties and Responsibilities

• Apply underwriting expertise by reviewing applications and financial requirements to determine risk acceptability according to CNA’s guidelines and standards.
• Understand pricing components, rating methodology, and use predictive modeling tools; price risk based on financial and competitive analysis.
• Utilize all appropriate underwriting tools (e.g., RST, BPMT, Merlin) and strategies to ensure guidelines are followed.
• Demonstrate technical underwriting skills through thorough account reviews and detailed file documentation.
• Analyze adverse underwriting decisions, rate appeals, and declinations to drive results within the territory.
• Follow CAT guidelines and underwriting discipline to minimize exposure and ensure proper pricing.
• Stay current on state/territory issues, regulations, and industry trends.
• Manage assigned portfolio to achieve premium, profitability, rate, retention, and growth goals.
• Prioritize resources to effectively manage and optimize producer performance.
• Identify cross-sell opportunities and foster growth within other lines of business and customer segments.
• Communicate CNA’s product offerings and position clearly at the point of sale.

Driven by our commitment to our customers, CNA’s core behaviors—externally focused, accountable, collaborative, innovative, and continuously learning—distinguish us from competitors. Employees exemplify these behaviors in all responsibilities and interactions.

Knowledge, Skills, and Abilities

• Knowledge of underwriting processes, coverages, and tools to evaluate information for decisions on renewals and new business.
• Effective communication skills with all levels of internal and external partners within responsibility scope.
• Ability to identify customer needs, offer solutions, handle objections, and close deals.
• Judgment, negotiation skills, and ability to make sound business decisions within authority levels.
• Strong problem-solving skills, ability to learn quickly, adapt to change, influence others, and manage multiple projects.

Depending on experience and qualifications, candidates may be hired into one of three positions: Underwriting Specialist, Underwriting Consultant, or Underwriting Consulting Director, typically with 3+ years of related experience.

CNA is committed to providing reasonable accommodations for individuals with disabilities. To request an accommodation, contact [e-mail].