Underwriter - Stop Loss

National Association of Mutual Insurance Companies; Concord (NH); Remote; USD 54,000 - 160,000; Full time

Job summary

A leading health solutions company seeks an experienced Underwriter to join their Stop-Loss team. The role involves underwriting analysis, risk assessment, and collaboration to support financial goals. Ideal candidates will possess significant stop-loss underwriting experience, with opportunities for professional growth and development.

Benefits

Affordable medical options

401(k) with matching

Flexible work schedules

Tuition assistance

Qualifications

• 3+ years of underwriting experience in Stop Loss.
• 5-7 years of relevant experience.
• Experience coaching junior colleagues.

Responsibilities

• Perform underwriting analysis and risk assessment.
• Review work for accuracy and recommend pricing.
• Conduct audits on premiums and claims.

Skills

Problem-solving

Decision-making

Coaching

Education

Bachelor's degree or equivalent experience

Job description

At CVS Health, we're building a world of health around every consumer and surrounding ourselves with dedicated colleagues who are passionate about transforming health care.

As the nation's leading health solutions company, we reach millions of Americans through our local presence, digital channels, and more than 300,000 purpose-driven colleagues — caring for people where, when, and how they choose in a way that is uniquely more connected, more convenient, and more compassionate. And we do it all with heart, each and every day.

Position Summary:

CVS is seeking an experienced Underwriter to support our Stop-Loss team! As an Underwriter for Stop-Loss, this role is part of the Stop Loss Center of Excellence. You will support the organization's financial and strategic goals through effective underwriting by identifying and managing risk focused on stop-loss risk to maximize revenue, membership, and earnings. Your responsibilities will include performing underwriting analysis and risk assessment for new and renewal of large group contracts and accounts.

Responsibilities:

• Apply in-depth knowledge of underwriting to offer feedback for decisions and innovation strategies that enhance organizational growth and visibility for Stop Loss.
• Review work for accuracy and recommend pricing and/or accounting alternatives based on financial analysis, underwriting principles, and business strategy.
• Conduct audits on premiums, fees, and claim wires to ensure all receivables are accurate and properly accounted for.
• Utilize business intelligence tools effectively.
• Demonstrate problem-solving and decision-making skills.
• Collaborate effectively with team members.

Required Qualifications:

• Must have at least 3+ years of underwriting experience in Stop Loss (please include this on your resume).
• Bachelor's degree or equivalent experience.
• At least 3+ years of experience coaching junior colleagues in techniques, processes, and responsibilities.
• Total of 5-7 years of relevant experience.

Preferred Qualifications:

• Experience establishing and implementing results-based programs and innovative initiatives in underwriting.
• Exposure to stop-loss rating tools, processes, and risk evaluation related to Stop Loss products.
• Experience delivering complex new business Stop Loss quotes and renewals to manage risk while growing and retaining membership.

Education:

• Bachelor's degree preferred.

This remote role does not support sponsorship at this time.

Candidates lacking stop-loss underwriting experience will not be considered.

Additional Details:

• Anticipated weekly hours: 40
• Time type: Full-time
• Pay range: $54,300 - $159,120 (dependent on experience, education, and location)

Our colleagues are our future. We are committed to fostering a workplace where everyone feels valued and belongs.

Benefits Include:

• Affordable medical options, 401(k) with matching, employee stock purchase plan.
• No-cost wellness, counseling, and financial programs.
• Flexible work schedules, family leave, dependent care resources, tuition assistance, and more.

For more information, visit https://jobs.cvshealth.com/us/en/benefits

Application deadline: 07/28/2025

Qualified applicants with arrest or conviction records will be considered in accordance with all applicable laws.