Underwriter - Stop Loss

Virginia Tech; Atlanta (GA); Remote; USD 54,000 - 160,000; Full time

Job summary

CVS Health seeks an experienced Underwriter to join the Stop-Loss team, focusing on risk management and financial analysis for group contracts. The role involves significant decision-making, collaboration, and expertise in Stop-Loss underwriting, ideal for candidates with strong analytical and problem-solving skills.

Benefits

Affordable medical plan options

401(k) plan with company matching

Employee stock purchase plan

No-cost wellness programs

Tuition assistance

Qualifications

• 3+ years of Underwriting experience in Stop Loss.
• Bachelor's degree or equivalent experience.
• Experience coaching junior colleagues in techniques and responsibilities.

Responsibilities

• Offer feedback for pricing decisions and growth strategies.
• Conduct audits on premiums and fees to ensure accuracy.
• Review work for accuracy and recommend adjustments.

Skills

Collaboration

Problem Solving

Decision Making

Business Intelligence

Education

Bachelor's degree or equivalent experience

Job description

At CVS Health, we're building a world of health around every consumer and surrounding ourselves with dedicated colleagues who are passionate about transforming health care.

As the nation's leading health solutions company, we reach millions of Americans through our local presence, digital channels and more than 300,000 purpose-driven colleagues - caring for people where, when and how they choose in a way that is uniquely more connected, more convenient and more compassionate. And we do it all with heart, each and every day.

Position Summary:
CVS is looking for an experienced Underwriter supporting our Stop-Loss team! As a Underwriter for Stop-Loss, this role is part of the Stop Loss Center of Excellence. In this role, you will support the organization's ability to achieve its financial and strategic goals through effective underwriting by identifying and manages risk focused on stop loss risk to maximize revenue, membership, and earnings. In this role you will perform underwriting analysis and risk assessment for new and/or renewal of large group contracts and accountings.

Responsibilities:

• Applies in-depth knowledge of the Underwriter field to offer feedback for decisions and innovation strategies that enhance organizational growth and visibility for Stop Loss.
• Reviews work for accuracy and recommends pricing and/or accounting alternatives based on financial analysis, underwriting principals, and business strategy.
• Conducts audits on premiums, fees and claim wires to ensure all receivables are accounted for and accurate.
• Working knowledge of business intelligence
• Working knowledge of problem solving and decision-making skills
• Adept at collaboration and teamwork

Required Qualifications

• Must have: 3+ years of UW work experience in Stop Loss: please have this on your resume.
• Bachelor's degree or equivalent experience
• 3+ years experience coaching more junior colleagues in techniques, processes, and responsibilities.
• 5 - 7 years experience

Preferred Qualifications

• 3+ years experience with establishing and implementing results-based programs and innovative initiatives for the Underwriter area, under general supervision.
• Experience and/or exposure to stop loss rating tools and processes as well as evaluating risk associated with the Stop Loss product.
• Experience delivering complex, new business Stop Loss quotes and existing business renewals to manage risk while growing and retaining membership.

Education

• Bachelor's degree preferred.

**This remote role does not support sponsorship at this time.**

Candidates who do not have experience in underwriting for stop loss on their resume will not be considered at this time.

Anticipated Weekly Hours
40

Time Type
Full time

Pay Range

The typical pay range for this role is:

$54,300.00 - $159,120.00

This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors. This position is eligible for a CVS Health bonus, commission or short-term incentive program in addition to the base pay range listed above.

Our people fuel our future. Our teams reflect the customers, patients, members and communities we serve and we are committed to fostering a workplace where every colleague feels valued and that they belong.

Great benefits for great people

We take pride in our comprehensive and competitive mix of pay and benefits - investing in the physical, emotional and financial wellness of our colleagues and their families to help them be the healthiest they can be. In addition to our competitive wages, our great benefits include:

• Affordable medical plan options, a 401(k) plan (including matching company contributions), and an employee stock purchase plan.
• No-cost programs for all colleagues including wellness screenings, tobacco cessation and weight management programs, confidential counseling and financial coaching.
• Benefit solutions that address the different needs and preferences of our colleagues including paid time off, flexible work schedules, family leave, dependent care resources, colleague assistance programs, tuition assistance, retiree medical access and many other benefits depending on eligibility.

For more information, visit https://jobs.cvshealth.com/us/en/benefits

We anticipate the application window for this opening will close on: 07/28/2025

Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws.