Underwriter - Small Business Habitational

Crum & Forster Insurance; Chicago (IL); Remote; USD 50,000 - 96,000; Full time

Job summary

Join a forward-thinking company as a Small Business Habitational Underwriter, where you will leverage your underwriting expertise to build and maintain a profitable book of business. This role emphasizes collaboration, continuous learning, and relationship management within a dynamic environment. Enjoy the flexibility of remote work while contributing to a company recognized for its commitment to diversity and employee wellness. With competitive compensation and a range of benefits, this position offers a unique opportunity to grow your career in the insurance industry.

Benefits

Flexible work arrangements

Generous 401K employer match

Employee Stock Purchase plan

Generous Paid Time Off

Excellent health, dental & vision benefits

Tuition reimbursement

Professional training opportunities

Volunteer opportunities

Matching donation program

Qualifications

• 3+ years of underwriting experience or equivalent training preferred.
• Pursuing or having insurance industry designations such as AINS, CPCU, CRIS.

Responsibilities

• Review and analyze underwriting data for primary liability business.
• Manage wholesale broker relationships and achieve departmental goals.

Skills

Underwriting Experience

Analytical Skills

Communication Skills

Organizational Skills

Time Management Skills

Education

Bachelor's Degree

Tools

Underwriting Software

Job description

Crum & Forster Company Overview

Crum & Forster (C&F), with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of "A" (Excellent) by AM Best and is proud of our superior customer service platform. Our claims and risk engineering services are recognized as among the best in the industry.

Our most valuable asset is our people: more than 2000 employees in locations throughout the United States. The company is increasingly winning recognition as a great place to work, earning several workplace and wellness awards, including the 2024 Great Place to Work Award for our employee-first focus and our steadfast commitment to diversity, equity, and inclusion.

C&F is part of Fairfax Financial Holdings, a global, billion-dollar organization. For more information about Crum & Forster, please visit our website: www.cfins.com.

Job Description

Small Business Habitational Underwriter - Remote in Chicago, Denver, Atlanta, Phoenix preferred.

Job Summary:

Responsible for review and analysis of underwriting data to build and maintain a profitable book of primary liability business under direct supervision within the Small Business Habitational department. Continues training and educational activities to build underwriting knowledge base. Manages wholesale broker relationships through continued customer service and marketing activities. Collaborates with colleagues to achieve departmental goals.

Minimum Duties & Responsibilities:

1. Works with manager/mentor to meet profitability, retention, and written premium goals determined by the department.
2. Builds skills to make independent underwriting decisions and maintain proper file documentation.
3. Works within assigned letter of authority.
4. Develops knowledge of department products and services.
5. Gains analytical and strategic decision-making skills by working closely with mentor.
6. Participates in training and initiatives to develop knowledge base.
7. May participate in projects.
8. Effectively displays ability to build and foster wholesale broker relationships through marketing activities.
9. Manages assigned territory, wholesale brokers, and accounts.
10. Travel required. Expected quarterly.
11. Other duties as assigned.

Recommended Education & Skill Requirements:

• Bachelor's degree and 3+ years of underwriting experience or equivalent training program preferred. Habitational GL experience preferred, not required.
• Pursuing or having insurance industry designations such as AINS, CPCU, CRIS, etc. a plus.
• Possesses strong communication and analytical skills to pursue new business and manage a renewal book.
• Proficient in software needed to succeed in department.
• Strong organizational and time management skills.

What C&F will bring to you

At C&F you will BELONG

We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodation, please let us know.

For California Residents Only: Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit https://www.cfins.com/onlineprivacypolicy/ca/noticeatcollection/ for more information.

Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws. Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market, and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $50,600 to a maximum of $95,300. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee’s contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs.

• Flexible work arrangements.
• Competitive compensation package.
• Generous 401K employer match.
• Employee Stock Purchase plan with employer matching.
• Generous Paid Time Off.
• Excellent benefits that go beyond health, dental & vision. Our Wellness programs focus on your family’s complete wellness, including your physical and mental wellbeing.
• A core C&F principle is that you manage your career. To support your development, we have a wealth of ways for you to keep learning, including tuition reimbursement, industry-related certifications, and professional training available to you.
• A dynamic, ambitious, fun, and exciting work environment.
• A spirit of social responsibility, matching donation program, volunteer opportunities, and an employee-driven corporate giving.

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