Underwriter Senior, Geisinger Health Plan (Eastern United States EST / CST)

Direct Jobs; Danville (PA); Remote; USD 75,000 - 100,000; Full time

Job summary

A staffing agency is seeking a Senior Underwriter with expertise in risk evaluation, Premium rate calculation, and administrative services. The ideal candidate will possess at least an Associate's Degree and a minimum of 7 years of related experience. The role involves analyzing risk, premium rates, and providing management reports. This position typically operates in an office environment and supports a positive workplace diverse and inclusive culture.

Qualifications

• Minimum of 7 years of related work experience is required.
• Certification(s) and License(s) as applicable, not specified.

Responsibilities

• Analyze the risk and calculate premium rates for new and renewal clients.
• Complete Request for Proposals providing explanations of rate action.
• Conduct conference calls to interpret renewal and new business proposal rating.

Skills

Risk analysis

Premium rate calculation

Excel expertise

Education

Associate's Degree

Job description

Overview

Senior Underwriter with expertise in Administrative Services Only (ASO), Stop Loss, and pharmacy risk evaluation to join our team. This role is critical in evaluating risk, pricing strategies, and ensuring sustainable growth across self-funded product lines.

Responsibilities

• Analyze the risk of a group and calculate premium rates for new and renewal clients adhering to regulatory requirements, underwriting guidelines and pricing strategies to achieve target financial results.
• Analyze claims experience, demographics, benefit plans, group attributes and competitor data. Apply underwriting judgment as appropriate.
• Complete Request for Proposals providing explanations of rate action, configuration of benefits and market position to sales, client, broker, or consultant. Organize proposal questionnaire responses to consulting firms.
• Presents key accounts to all levels of management providing an explanation of premium rating strategies, product offerings and market position specific to the account.
• Conducts conference calls with the clients and sales to interpret the renewal and new business proposal rating, negotiating premium reductions as part of these calls.
• Assist with designing and implementing rating models. Recommends measures to improve efficiency and ensure accuracy.
• Act as a department resource for co-workers, sales, and inter-departmental projects.
• Assist in preparing various management reports to analyze the financial risk for the health plan. Utilize a high level of experience in Excel and reporting programs for special analysis.

Qualifications

• Education: Associate's Degree (Required).
• Experience: Minimum of 7 years - related work experience (Required).
• Certification(s) and License(s): Certification(s) and License(s) as applicable (not specified).

Work Environment and Additional Info

Work is typically performed in an office environment. Accountable for satisfying all job-specific obligations and complying with all organization policies and procedures. The specific statements in this profile are not intended to be all-inclusive. They represent typical elements considered necessary to successfully perform the job.

#LI-REMOTE

We are an Affirmative Action, Equal Opportunity Employer. Women and Minorities are Encouraged to Apply. All qualified applicants will receive consideration for employment and will not be discriminated against on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, disability or status as a protected veteran.