Underwriter: Risk & Profit Specialist (Flexible Work)

Unum Ireland; Portland (TN); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Health insurance

Vision

Dental

Short & Long-Term Disability

Generous PTO

401(k) employer contribution

Mental health support

Tuition reimbursement

Flexible work environments

Job summary

Unum seeks an underwriter to evaluate risk, select profitable cases, and work closely with sales, brokers and internal partners in Chattanooga and Portland. The role emphasizes collaboration, rigorous risk assessment, and ongoing learning.

You will adjudicate cases within authority limits, monitor risk trends, and support training for junior underwriters while delivering timely service to agents and customers. This position offers career growth and a comprehensive benefits package.

Qualifications

• Bachelor's degree or equivalent, relevant business experience.
• Demonstrated, consistent proficiency at Associate Underwriter level.
• Developed knowledge of product provisions, plan designs, pricing and contractual benefits.
• Solid technical expertise in risk selection.
• Demonstrated understanding of top-line and bottom-line objectives.
• Exhibit solid working knowledge of sales/distribution process and market trends.
• Solid creative problem solving skills.
• Strong critical thinking/analytical reasoning skills.
• Strong communication skills, both verbal and written.
• Strong organizational skills and ability to handle multiple priorities.
• Demonstrated ability to be persuasive and to negotiate.
• Demonstrated ability to work both independently and in a team environment.
• Exhibit a commitment to quality and personal ownership of results.

Responsibilities

• Consult with sales and service partners to provide the products and plan options that best meet the needs of our customers.
• Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in force cases.
• Conduct high quality risk assessments on all cases to assure business guidelines, target profit and metrics are met.
• Identify and analyze risk trends, making recommendations for addressing these.
• Exhibit an understanding of the Company’s products, the sales, implementation, and enrollment processes, and market place influences.
• Deliver dependable, accurate, and timely service while building relationships with internal and external partners.
• May assist with training, technical development and mentoring associate underwriters

Skills

Risk assessment

Underwriting

Analytical reasoning

Negotiation

Communication

Team collaboration

Education

Bachelor's degree or equivalent in business or related field

Tools

Underwriting software

Job description

Unum seeks an underwriter to evaluate risk, select profitable cases, and work closely with sales, brokers and internal partners in Chattanooga and Portland. The role emphasizes collaboration, rigorous risk assessment, and ongoing learning.

You will adjudicate cases within authority limits, monitor risk trends, and support training for junior underwriters while delivering timely service to agents and customers. This position offers career growth and a comprehensive benefits package.