Senior Underwriter: Risk & Growth Partner

Unum; Chattanooga (TN); On-site; USD 53,000 - 101,000; Full time

Benefits offered by this job

Award-winning culture

Inclusion and diversity

Performance Based Incentive Plans

Competitive benefits including Health,

Vision

Dental

Short & Long-Term Disability

PTO including paid time to volunteer

9.5% 401(k) employer contribution

Mental health support

Career advancement opportunities

Student loan repayment options

Tuition reimbursement

Flexible work environments

Job summary

Unum, headquartered in Chattanooga, TN, seeks a Senior Underwriter to evaluate risk, partner with sales teams, and mentor junior underwriters. This role supports profitable acquisition and retention of cases with strong collaboration across internal partners.

The base pay ranges from $53,300 to $100,700, with comprehensive benefits and a culture focused on inclusion, advancement, and work-life balance. This position emphasizes quality, ownership, and customer-focused service.

Qualifications

• Bachelor’s degree or equivalent, relevant business experience
• Demonstrated, consistent proficiency at Underwriter level
• Fully developed knowledge of product provisions, plan designs, pricing and contractual benefits

Responsibilities

• Consult with sales and service partners to provide the products and plan options that best meet the needs of our customers.
• Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in force cases.
• Conduct high quality risk assessments on all cases to assure business guidelines, target profit and metrics are met.
• Maintain a fully developed knowledge of the Company’s products, the sales, implementation, and enrollment processes, and market place influences
• Deliver dependable, accurate, and timely service while maintaining relationships with internal and external partners
• Assist with training, technical development and mentoring more junior underwriters

Skills

Risk assessment

Underwriting

Communication

Teamwork

Analytical thinking

Negotiation

Mentoring

Education

Bachelor's degree or equivalent

Job description

Unum, headquartered in Chattanooga, TN, seeks a Senior Underwriter to evaluate risk, partner with sales teams, and mentor junior underwriters. This role supports profitable acquisition and retention of cases with strong collaboration across internal partners.

The base pay ranges from $53,300 to $100,700, with comprehensive benefits and a culture focused on inclusion, advancement, and work-life balance. This position emphasizes quality, ownership, and customer-focused service.