Underwriter, Products Liability & Contractors

Hamilton; Richmond (VA); Hybrid; USD 70,000 - 90,000; Full time

Benefits offered by this job

Matching 401K plan

Generous time off

Additional personal days

Job summary

A premium insurance firm in Richmond, VA, is seeking an Underwriter for its Products Liability & Contractors team. The role demands a solid background in underwriting, ability to negotiate, and strong relationships in the wholesale broker community. Candidates should have excellent communication skills and a focus on customer service. This position offers a competitive salary and a comprehensive benefits package, including a matching 401K plan and generous time off policies.

Qualifications

• Demonstrable underwriting experience specializing in Products Liability or Contractors.
• Deep technical knowledge of casualty and other liability lines of insurance.
• Ability to build effective relationships within the wholesale broker community.

Responsibilities

• Underwrite new and renewal submissions within underwriting guidelines.
• Negotiate terms and conditions consistent with underwriting strategies.
• Market insurance products through various communications channels.

Skills

Underwriting experience

Technical knowledge of casualty lines

Communication skills

Analytical competence

Customer service focus

Education

Bachelor’s degree (preferred)

CPCU designation (preferred)

Job description

We’re looking for an Underwriter, Products Liability & Contractors

Hamilton Select is looking for an underwriter to join our Products Liability & Contractors team, underwriting a wide array of general, trade and specialty contractors as well as products manufacturers, importers, and distributors.

We prefer to base the position in Richmond, VA, but we will consider a remote working location for appropriately qualified candidates.

Hamilton Select, a subsidiary of Hamilton Insurance Group, LTD, is an Excess and Surplus Lines (E&S) insurance company headquartered in Richmond, Virginia. Hamilton Select writes hard-to-place and distressed accounts in the small and middle-market space through an appointed wholesale broker network.

What you will do

• Underwrite challenging and complex new and renewal submissions within underwriting guidelines and make sound risk decisions that balance our growth and profitability targets.
• Negotiate terms and conditions consistent with our coverage-focused underwriting strategies.
• Market our insurance products through various communications channels and occasional business travel.
• Develop mutually beneficial partnerships and nurture relationships with our appointed wholesale brokers.
• Monitor key metrics and ratios with an eye on efficiency and profitability.
• Assist in training and mentoring of less experienced employees.
• Participate in special projects and corporate initiatives.

What you require for the role

• Demonstrable underwriting experience specializing in Products Liability or Contractors
• Deep technical knowledge of casualty and other liability lines of insurance
• Existing relationships within the wholesale broker community and the demonstrated ability to build effective relationships
• Strong internal and external communication skills, both verbal and written
• Keen attention to detail, sharp analytical competence, and advanced problem-solving skills
• Acute focus on customer service to meet and exceed our best-in-class service aspirations
• Bachelor’s degree preferred, but not required, with commensurate work experience considered
• CPCU designation or other industry coursework preferred, but not required
• Ability to travel from time to time to promote our corporate interests

Conduct Standards

• You must act with integrity
• You must act with due skill, care and diligence
• You must be open and cooperative with the FCA, the PRA and other regulators
• You must pay due regard to the interests of customers and treat them fairly
• You must observe proper standards of market conduct
• You must act to deliver good outcomes for retail customers

What you can expect from us

At Hamilton, we offer a vibrant, entrepreneurial and collaborative workplace shaped by our values: Be Smart, Be Sensible, Be Open and Be More.

Our employees consistently say they would recommend Hamilton as a great place to work — a testament to the inclusive, supportive, and empowering culture we’ve built together. We embrace individuality, value diverse perspectives, and recognise the unique contribution each person makes to our continued success.

Hamilton offers a competitive salary with an annual performance-based target bonus and a comprehensive benefits package, to include:

• Matching 401K plan
• Generous time off (including parental leave)
• My day (additional days leave for personal interests/wellness/charity work

Hamilton (NYSE: HG) underwrites specialty insurance and reinsurance risks on a global basis through its wholly owned subsidiaries. Its three underwriting platforms: Hamilton Global Specialty, Hamilton Select and Hamilton Re, each with dedicated and experienced leadership, provide access to diversified and profitable business around the world.

Headquartered in Bermuda, Hamilton has over 600 employees with key underwriting operations in London, Bermuda, the US and Dublin. We work collaboratively, we share a passion for the service and results we deliver, and we know that what we do each day is meaningful – to our customers and our business. We believe we are ‘In good company.’ with everyone we interact with.