Underwriter, Primary Casualty Large Commercial, USRM

AXA XL; San Francisco (CA); On-site; USD 102,000 - 170,000; Full time

Job summary

AXA XL in San Francisco, CA seeks an Underwriter II for Primary Casualty to deliver profitable underwriting services for new and renewal business. You will build strong broker and client relationships and support the West Zone underwriting team.

You will analyze risks, determine terms and pricing within authority, negotiate terms, and develop strategies for renewals and growth while collaborating across AXA XL to meet underwriting guidelines.

Qualifications

• Moderate to extensive underwriting large risk management accounts.
• Knowledge of workers compensation, general liability and automobile lines of business.
• Ability to develop and maintain relationships with customers and producers.
• Analytical and problem-solving skills as well as sales and marketing abilities.

Responsibilities

• Produce, underwrite, manage and service a profitable book of new and renewal business per AXA XL underwriting guidelines.
• Underwriter conducts risk review and analysis. Determines terms & conditions and appropriate pricing per authority.
• Negotiate and secure policy terms aligned with AXA XL directives.
• Cultivate broker relationships in the region to maintain steady business within our appetite.
• Collaborate with accounts and internal service providers for long-term relationships and governance.

Skills

Underwriting large risks

Workers compensation

General liability

Automobile lines

Relationship building

Analytical skills

Sales skills

Communication skills

Time management

Strategic thinking

Problem solving

Initiative

Job description

Underwriter II, Primary Casualty (West Region)

San Francisco, CA

U.S. Risk Management has an exciting opportunity to join the West Zone underwriting team. AXA XL provides customized risk management programs for major businesses and institutions operating in the U.S. Underwriters have deep expertise and broad authority for quick execution. Your focus is to establish robust relationships internally and externally and to act as the critical interface between our brokers, clients and the company. You are expected to continuously contribute towards improving our current working and underwriting practices.

As an Underwriter II, you will be responsible for delivering a profitable ‘Underwriting’ service to your clients. You’ll be joining an established team of underwriters as part of AXA XL’s West Zone.

You will report to the Head of West, Primary Casualty.

What You’ll Be Doing

• Produce, underwrite, manage and service a profitable book of new and renewal business per AXA XL underwriting guidelines.
• Underwriter conducts risk review and analysis. Also, determines terms & conditions and appropriate pricing in accordance with granted authority and AXA XL underwriting guidelines.
• Underwriter effectively negotiates and secures policy terms that align with AXA XL directives.
• Underwriter cultivates key broker relationships in the region to maintain a steady stream of business within our underwriting appetite.
• Underwriter cultivates effective business relationship with accounts, providing risk stewardship including initial setup of service commitments and ongoing consultation. Completes all required steps on account setup, documentation, and account management. Partners with internal service providers to build long-term relationships between customers/brokers and AXA XL, managing expectations of all parties.
• Underwriter cross-markets with other AXA XL lines; meets with brokers and insureds as required.
• Develop and manage underwriting strategies for both renewals and targets within his/her portfolio of accounts, including knowledge of the current penetration by product, cross marketing penetration and specific plans to increase company share.

What You Will BRING

We’re looking for someone who has these abilities and skills:

Required Skills And Abilities

• Moderate to extensive underwriting large risk management accounts with focus on high deductible, self-insured retentions, captives, group captives, bundled and unbundled claims.
• Knowledge of workers compensation, general liability and automobile lines of business.
• Ability to develop and maintain relationships with customers and producers.
• You should possess robust analytical and problem-solving skills as well as robust sales and marketing abilities.
• Excellent organizational, time-management and multi-tasking skills.
• Excellent Communication: Excellent verbal and written communication, collaboration and presentation skills.
• Strategic Thinking: Visualize what doesn’t exist and know how to get there. Can invent, design and build.
• Mental Agility: Innovative thinker, willing to turn ideas on their head. Bright and can handle highly complex situations.
• Outstanding demonstration of initiative, interpersonal skills, integrity, and a professional demeanor are critical.

Who WE Are

AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it.

How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business − property, casualty, professional, financial lines and specialty.

With an innovative and flexible approach to risk solutions, we partner with those who move the world forward.

Learn more at axaxl.com

What we OFFER

Inclusion

AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential. It’s about helping one another — and our business — to move forward and succeed.

• Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe.
• Robust support for Flexible Working Arrangements
• Enhanced family-friendly leave benefits
• Named to the Diversity Best Practices Index
• Signatory to the UK Women in Finance Charter

Learn more at Inclusion & Diversity at AXA XL | AXA XL. AXA XL is an Equal Opportunity Employer.

Total Rewards

AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do. We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence.

Sustainability

At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called “Roots of resilience”, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations.

Our Pillars

• Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society – are essential to our future. We’re committed to protecting and restoring nature – from mangrove forests to the bees in our backyard – by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans.
• Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We\'re building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions.
• Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting.
• AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s “Hearts in Action” programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day – the Global Day of Giving.

For more information, please see Sustainability at AXA XL.

The U.S. base salary range for this position is USD (102,000-170,000).

Actual pay will be determined based upon the individual’s skills, experience and location. We strive for market alignment and internal equity with our colleagues’ pay.

At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as a competitive retirement savings plan, health and wellness programs, and many other benefits. We also believe in fostering our colleagues\' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers. For more details about AXA XL’s benefits offerings, please visit US Benefits at a Glance 2026.

AXA XL is an Equal Opportunity Employer.