Underwriter or Underwriting Specialist - E&S Property

Zurich 56 Company Ltd; New York (NY); Hybrid; USD 60,000 - 125,000; Full time

Benefits offered by this job

Hybrid work model

Job summary

Zurich North America is seeking an Underwriter or Underwriting Specialist for E&S Property, based in NY, Chicago or Atlanta with hybrid work options. The role involves underwriting new and renewal business, interfacing with national wholesalers, and applying The Zurich Way of Underwriting framework under delegated authority.

The ideal candidate has 1+ year in underwriting/market facing roles or related experience, and may come from an apprentice path or hold a Bachelor’s degree.

Qualifications

• HS diploma or equivalent with 1+ year in underwriting/market facing
• HS diploma or equivalent with 2+ years in claims or underwriting support
• Zurich Certified Insurance Apprentice + Associate Degree + 1+ year in underwriting/market facing
• Zurich Certified Insurance Apprentice + Associate Degree + 4+ years in claims or underwriting support
• Bachelor’s Degree with 1+ year underwriting/underwriting support

Responsibilities

• Serve as a customer industry advocate focusing on risk understanding and end-to-end insurance solutions.
• Apply disciplined exposure evaluation, risk assessment and pricing.
• Utilize risk insights, data and models to drive decisions at the point of sale.
• Engage in market-facing production within the E&S Standard Property group.
• Administer underwriting rules, guidelines, laws and rating manual rules.
• Operate within broad limits on highly complex assignments.

Skills

Negotiation

Communication

Broker relationships

Education

High School Diploma or Equivalent with 1+ year underwriting/market facing

High School Diploma or Equivalent with 2+ years in claims/underwriting support

Zurich Certified Insurance Apprentice + Associate Degree + 1 year underwriting/market facing

Zurich Certified Insurance Apprentice + Associate Degree + 4+ years claims/underwriting support

Bachelor’s Degree with 1+ year underwriting/underwriting support

Tools

Microsoft Office

Job description

Underwriter or Underwriting Specialist - E&S Property

Zurich E&S is currently looking to hire an E&S Property Underwriter for our Property team in one of the following locations: Chicago, New York or Atlanta. While this position will be based out of one of those offices, you will have the flexibility to work on a hybrid basis. You will partner with your manager to set a flexible work schedule that supports you, our customers, and our brokers and agents. This role may require you to be visible in the marketplace to meet with our agents and brokers and be in the office/market three days per week.

The E&S Property Underwriter will analyze and underwrite new and renewal business, regularly interacting and facing the market, under limited supervision, utilizing The Zurich Way of Underwriting Framework within delegated authority levels on assignments of moderate technical complexity ensuring a high-level service to customers. In this role you will be working with national wholesalers to drive growth with a focus on profitability.

Responsibilities include:

• Serving as a customer industry advocate with a focus on improving the customer experience by understanding their risk and offering the best end to end solution for their insurance needs.
• Using a disciplined approach to exposure evaluation, risk assessment and pricing
• Using risk insights, data, and models to drive informed decisions at point of sale
• Market facing and production within the E&S Standard Property group
• Administering and monitoring underwriting rules and guidelines, insurance laws and regulations and rating manual rules
• Working within broad limits and authorities on highly complex assignments

This role will be filled at either theUnderwriting or Underwriting Specialist level.The hiring manager will determine the appropriate level based upon the selected applicant’s experience and skill set relative to the qualifications listed for this position.

• High School Diploma or Equivalent and 1 or more years of experience in the Underwriting or Market Facing area.
  OR
• High School Diploma or Equivalent and 2 or more years of experience in the Claims or Underwriting Support area
  OR
• Zurich Certified Insurance Apprentice including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing area
  OR
• Zurich Certified Insurance Apprentice including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support area
  AND
• Knowledge of line/s of business and the legal and regulatory guidelines
• Knowledge of time restraints for quotes on new and renewal business
• Experience with Microsoft Office

OR

• High School Diploma or Equivalent and 3 or more years of experience in the Underwriting or Market Facing area.
  OR
• High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area
  OR
• Zurich Certified Insurance Apprentice including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing area
  OR
• Zurich Certified Insurance Apprentice including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support area
  AND
• Knowledge of line/s of business and the legal and regulatory guidelines
• Knowledge of time restraints for quotes on new and renewal business
• Experience with Microsoft Office

Preferred Qualifications:

• Bachelor’s Degree with 1 or more years of experience in Underwriting with emphasis on E&S Property Underwriting or Underwriting Support
• Strong negotiation skills and wholesale broker relationships nationwide
• Strong verbal and written communication skills

Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply—your unique background matters to us. The pay range shown is a national average and may vary by location. The combined salary range for this position is $60,000.00 - $125,000.00. The proposed salary range for the Underwriter is $60,000.00 - $95,000.00, with short-term incentive bonus eligibility set at 10%.The proposed salary range for the Underwriting Specialist is $75,000.00 - $125,000.00, with short-term incentive bonus eligibility set at 10%.

We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here .]

At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment—so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500®.

Join us for a brighter future—for yourself and our customers.

Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets.

Zurich complies with 18 U.S. Code § 1033.

Location(s): AM - Chicago, AM - Atlanta, AM - New York
Remote Working: Hybrid
Schedule: Full Time
Employment Sponsorship Offered:No
Linkedin Recruiter Tag: #LI-WL1 #LI-ASSOCIATE