Commercial Underwriter III - Infrastructure Finance Portfolio Management

PNC Financial Services Group, Inc.; Pittsburgh (Allegheny County); On-site; USD 60,000 - 80,000; Full time

Benefits offered by this job

Time off

Benefits

Learning and career development

Wellness programs

Job summary

PNC Financial Services Group, Inc. is seeking a qualified candidate to independently manage loan offerings and perform credit risk analysis. The role involves preparing loan offerings, interacting with customers, and ensuring compliance with regulations. A university degree and at least 3 years of relevant experience are required. The position offers a comprehensive rewards package, including benefits and career development opportunities.

Qualifications

• Proven ability to make sound credit decisions based on financial assessment.
• Experience in managing complex loan portfolios.
• Strong analytical skills to assess risk and collateral strength.

Responsibilities

• Prepare loan offerings for various transactions independently.
• Analyze credit and financial worthiness of loan parties.
• Ensure compliance with regulatory requirements.

Skills

Credit risk analysis

Financial analysis

Risk management

Customer interaction

Education

University/college degree

3+ years relevant industry experience

Job description

* Works independently with little or no oversight. Exercises exception and elevated approval authority. Prepares loan offerings for all types of transactions at any level of complexity or in management of a portfolio as assigned. Interacts with internal/external customers. Serves as a subject matter expert for certain asset classes, and may represent or lead the department on special projects or assignments.* Using independent judgment to identify risks and mitigants, prepares offerings and/or scorecards, such as risk ratings, by analyzing credit, collateral strength and financial worthiness of loan/transaction parties. If relevant, performs ongoing credit risk management for assigned portfolio. May coach and/or review the work of other underwriters and fill in for manager as required.* Contacts internal/external customers and other parties as appropriate to gather information and to clarify inconsistent, incorrect or missing information. Performs relevant pre-approval and post-approval activities.* Identifies and/or confirms all external regulatory requirements. Ensures internal policies/procedures are followed.* Makes recommendations on credit decisions or makes credit decisions directly, as appropriate.* Roles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education and experience (including military service) may be considered.PNC’s total rewards package includes things like time off, benefits, learning and career development, wellness programs, recognition and much more. The benefits and programs highlighted below are just a sampling of what PNC offers its employees. To learn more, visit our .