Underwriter

MEM

United States

On-site

USD 70,000 - 110,000

Full time

14 days+

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Benefits offered by this job

Medical, Dental, Vision

Fertility benefits

Life Insurance

Disability benefits

Employee Wellness program

Health Savings Account

Paid time off

Paid holidays

Volunteer Time Off

Parental Leave

Employee Assistance Programs

401(k) with employer match

Job summary

MEM Insurance is seeking an Underwriter II to join our underwriting team. You’ll manage your own book of business, applying workers compensation knowledge and MEM’s strategy to drive profitable growth and exceptional service.

We foster trust, collaboration, and continuous learning, supporting your professional development and career growth within MEM Insurance.

Qualifications

Bachelor’s degree or equivalent combination of education and underwriting experience.
3–5 years of workers compensation or property & casualty insurance experience.
Valid driver’s license.
Insurance designations such as RWCS, AINS, AU, or CPCU are encouraged.

Responsibilities

Independently manage an assigned book of business, applying MEM’s underwriting philosophy and guidelines.
Evaluate, select, and price new and renewal business within authority.
Analyze risk exposures, trends, and loss history using underwriting tools and forecasting.
Collaborate with producers and policyholders to build consultative relationships.
Communicate underwriting decisions clearly, ensuring regulatory and company standards.

Skills

Underwriting

Relationship building

Risk analysis

Education

Bachelor’s degree in Business Administration, Insurance and Risk Management

Job description

Are you an experienced insurance professional with a passion for evaluating risk and building strong relationships? MEM Insurance is seeking a detail-oriented and collaborative Underwriter II to join our Underwriting team. In this role, you’ll manage your own book of business, applying your knowledge of workers compensation and MEM’s underwriting strategy to drive profitable growth and deliver exceptional service to our customers and partners.

At MEM, we believe in doing more than just protecting businesses—we’re here to support the people behind them. That includes our employees. We foster a culture of trust, collaboration, and continuous learning. If you’re looking for a place where your expertise is valued and your growth is supported, we’d love to meet you.

Essential Duties and Responsibilities:

Independently manage an assigned book of business, applying MEM’s underwriting philosophy, rating methodology, and guidelines.
Evaluate, select, and price new and renewal business within granted underwriting authority.
Analyze risk exposures, trends, and loss history using underwriting tools, predictive modeling, and forecasting.
Collaborate with producers and policyholders—both virtually and in person to build strong, consultative relationships.
Communicate underwriting decisions clearly and professionally, ensuring alignment with regulatory rules and company standards.
Partner with Safety and Risk Services to assess and mitigate risk.
Refer business outside of authority as appropriate and support sound underwriting decisions.
Participate in cross-functional projects and committees to support company and departmental goals.
Serve as a mentor and technical resource for less experienced underwriters and underwriting assistants.

Qualifications:

Bachelor’s degree in Business Administration, Insurance and Risk Management, or a related field—or equivalent combination of education and underwriting experience.
3–5 years of workers compensation or property and casualty insurance experience required.
Valid driver’s license required.
Insurance designations such as RWCS, AINS, AU, or CPCU are highly encouraged.

Company Culture and Values:

At MEM Insurance, we’re more than a workers compensation carrier—we’re a team of people who care deeply about protecting businesses and empowering employees. We live our values every day by fostering a culture of integrity, service, and innovation. We believe in investing in our people, encouraging professional development, and celebrating success together. Join a company where your voice matters and your work makes a difference.

Total Rewards:

Health Plans