Underwriter I, II, III, Senior, or Lead

Cambia Health Solutions; Utah; Remote; USD 50,000 - 90,000; Full time

Job summary

An established industry player is seeking dedicated Underwriters to join their mission of creating a sustainable health care system. This role offers the opportunity to evaluate risks, determine rates, and support sales staff in a collaborative environment. With a focus on analytical skills and effective communication, you will contribute to innovative underwriting guidelines and methodologies. The position allows for remote work flexibility, making it an ideal fit for those passionate about serving others while enjoying a balanced work-life dynamic. Join a team committed to making health care easier and lives better.

Benefits

Competitive Base Salary

Bonuses

401(k)

Health Benefits

Paid Time Off

Parental Leave

Wellness Programs

Qualifications

• Bachelor’s degree in business, math, statistics, or related discipline.
• 2-8 years related experience depending on the level of Underwriter.

Responsibilities

• Approve renewal changes, verify rates, and prepare rate filings.
• Audit groups and determine rates for benefit variations.

Skills

Analytical Skills

Problem Solving

Finance Principles

Accounting Principles

Economics Principles

Risk Management

Effective Communication

Customer Interaction

Task Prioritization

Technology Proficiency

Education

Bachelor's Degree in Business

Bachelor's Degree in Math

Bachelor's Degree in Statistics

Tools

Excel

Word

Complex Computer Software

Job description

Join to apply for the Underwriter I, II, III, Senior, or Lead role at Cambia Health Solutions

Work from Home within Oregon, Washington, Idaho or Utah

Build a career with purpose

Join our Cause to create a person-focused and economically sustainable health care system.

Who We Are Looking For

Every day, Cambia’s dedicated team of Underwriters lives our mission to make health care easier and lives better. As part of the Underwriting team, our Underwriters evaluate each assigned group’s risk and attach the appropriate rate— all in service of creating an economically sustainable health care system.

If you have a passion for serving others and learning new things, and thrive as part of a collaborative, caring team, then this role may be the perfect fit.

Qualifications

What You Bring to Cambia:

• The Underwriter I would have a Bachelor’s degree in business, math, statistics or related discipline or an equivalent combination of education and experience.
• The Underwriter II would have a Bachelor’s degree in business, math, statistics or related discipline and a minimum of 2 years related experience or an equivalent combination of education and experience.
• The Underwriter III would have a Bachelor’s degree in business, math, statistics or related discipline and a minimum of 4 years related experience or an equivalent combination of education and experience.
• The Underwriter Senior would have a Bachelor’s degree in business, math, statistics or related discipline and a minimum of 6 years related experience or an equivalent combination of education and experience.
• The Underwriter Lead would have a Bachelor’s degree in business, math, statistics or related discipline and a minimum of 8 years related experience or an equivalent combination of education and experience.

Skills And Attributes

• Demonstrated analytical and problem solving skills.
• Business sense including: finance, accounting, economics, and risk management principles.
• Effective verbal and written communications.
• Ability to build and maintain positive internal and external customer interactions.
• Ability to prioritize tasks and meet deadlines.
• Demonstrated technology proficiency, including Excel, Word, and applicable software applications.

Additional Requirements

For Underwriter II: Demonstrated success with managing competing priorities and workload.

For Underwriter III: Proficiency with complex computer software systems and automation; ability to explain complex concepts to stakeholders.

For Underwriter Senior: Understanding of business principles; high independent performance; ability to handle complex assignments; knowledge of market environment.

For Underwriter Lead: Highly developed business acumen; project management skills; oversight of work programs.

What You Will Do At Cambia

• Approve renewal changes, verify rates and product selection.
• Audit groups, determine rates for benefit variations, prepare rate filings.
• Gather data, maintain records, communicate decisions, support sales staff.

Additional Responsibilities

• Manage complex funding arrangements, mentor junior staff, support management reporting.
• Participate in testing systems, develop guidelines, review rate models, and handle large volume production.
• Contribute to underwriting guidelines, attend meetings, and develop new rating methodologies.

Compensation and Benefits

Ranges vary by role, with competitive base salary, bonuses, 401(k), health benefits, paid time off, parental leave, wellness programs, and more.

Work Environment

Remote work options available, requiring reliable internet with specified speeds.

Equal Opportunity Statement

We are an Equal Opportunity employer, committed to a drug and tobacco-free workplace. Accommodations available for disabilities.