Underwriter, FinPro (AVP)

Relm Insurance Ltd.; Miami (FL); On-site; USD 80,000 - 120,000; Full time

Job summary

Relm Insurance Ltd. is seeking an experienced Underwriter for Financial Lines to evaluate and underwrite complex risks in the financial sector. The role requires a minimum of 3 years of relevant experience and offers a dynamic work environment focused on innovation and collaboration. Join a leading company in shaping the future of insurance with competitive benefits and growth opportunities.

Benefits

Full Payroll Tax & Social Insurance Coverage

Comprehensive Insurance Plans

Generous Pension Contributions

Paid Time Off (PTO)

Professional Development

Travel Benefits

Wellness Benefits

Growth Opportunities

Flexible & Family-Friendly Work Environment

Qualifications

• Minimum of 3 years of experience in Financial Lines underwriting and/or broking.
• D&O experience required.
• Strong skills in policy and endorsement negotiation.

Responsibilities

• Source, underwrite, price, and negotiate Financial Lines accounts.
• Analyze and evaluate risks using discretion and independent judgment.
• Build and maintain strong relationships with brokers and policyholders.

Skills

Policy and endorsement negotiation

Organizational skills

Critical thinking

Communication skills

Interpersonal skills

Attention to detail

Education

Bachelor’s degree in business, finance, accounting, insurance, law, actuarial science, or computer science

Tools

Microsoft Office

Job description

WHO WE ARE

Domiciled in Bermuda, with offices in London, Miami, New York, and Dubai, Relm Insurance Ltd. (“Relm”) is the first IIGB (Innovative Insurer General Business) insurer regulated by the Bermuda Monetary Authority (“BMA”). Since inception, Relm has focused on its Vision of “Making Innovation Resilient” by providing insurance to companies pioneering new horizons in technology across more than 35 countries. Relm’s dynamic global team has delivered market-leading insurance solutions for companies in web3, AI, fintech, biotech, and other emerging sectors.

WHAT WE ARE LOOKING FOR

At Relm Insurance Ltd., our Mission is “To contribute to the building of the future by creating solutions for complex risks in innovative markets.” As part of our journey to lead in emerging sectors, we are seeking an experienced Underwriter, Financial Lines to join our team.

At Relm, we believe in fostering a diverse and inclusive culture where everyone is empowered to bring their unique perspectives and ideas. Our core values of Accountability, Collaboration, Curiosity & Creativity, and Courage & Optimism are central to who we are, and we strive to embody these values daily.

WHO WE ARE LOOKING FOR

As an Underwriter, you will play a critical role in our Financial Lines underwriting team. You will be responsible for evaluating and underwriting complex risks within the financial sector, including Directors and Officers (D&O) liability, Professional Liability (E&O), Cyber Liability, and Employment Practices Liability (EPL). Your strategic insight, underwriting expertise, and leadership skills will drive profitable growth and ensure exceptional service delivery to our clients.

WHAT YOU WILL DO

• Source, underwrite, price, and negotiate Financial Lines accounts (D&O, EPL, Fiduciary, etc.) aligned with our strategy and risk appetite to meet profitability, retention, and premium targets.
• Analyze and evaluate risks using discretion and independent judgment to achieve optimal underwriting outcomes.
• Negotiate and draft policy and endorsement wordings as needed.
• Build and maintain strong relationships with brokers and policyholders.
• Stay informed about industry trends by participating in market discussions, conferences, and roundtables.
• Promote Relm’s value proposition and product offerings to brokers and clients.
• Collaborate with colleagues to identify cross-selling opportunities and achieve shared goals.
• Improve underwriting processes through efficiency gains, leveraging data and technology.
• Ensure compliance with internal and external underwriting guidelines and legal requirements.
• Support special projects and take on additional responsibilities as needed.

WHAT YOU’LL BRING

• Minimum of 3 years of experience in Financial Lines underwriting and/or broking, with D&O experience required.
• Bachelor’s degree in business, finance, accounting, insurance, law, actuarial science, computer science, or a related field.
• Strong skills in policy and endorsement negotiation, preparation, and drafting.
• Excellent organizational and time management skills.
• A creative problem solver with strong critical thinking and a unique approach to challenges.
• Ability to thrive in a fast-paced, collaborative, and team-oriented environment.
• Exceptional written and verbal communication skills.
• Proficiency in Microsoft Office applications.
• Strong interpersonal skills and confidence in client and broker interactions.
• Meticulous attention to detail and a strong work ethic.
• Willingness to travel internationally and work outside core hours when required.

WHY YOU’LL LOVE WORKING WITH US

At Relm, we are more than just an insurance company – we are innovators, creators, and collaborators shaping the future of insurance. We value each individual’s unique skills and experiences and foster a workplace where creativity, innovation, and diversity thrive.

We are committed to building an inclusive culture where every team member feels supported and empowered. At Relm, you will have opportunities to grow your career, be part of industry transformation, and contribute to a team that celebrates creativity, collaboration, and innovation.

WHAT WE OFFER

• Full Payroll Tax & Social Insurance Coverage: The company covers 100% of your payroll tax and social insurance, ensuring your financial security.
• Comprehensive Insurance Plans: 100% coverage for health, dental, and life insurance to protect you and your loved ones.
• Generous Pension Contributions: The company contributes 5% of your pensionable earnings to help secure your financial future.
• Paid Time Off (PTO): 28 days of PTO to take vacation, sick leave, or personal time.
• Professional Development: Training, development programs, and mentorship to support your growth.
• Travel Benefits: Commuting and parking perks for convenience.
• Wellness Benefits: Gym memberships and access to exercise classes to support your well-being.
• Your Voice Matters: An environment where your ideas are valued and impactful.
• Growth Opportunities: Resources and support for career advancement.
• Flexible & Family-Friendly Work Environment: Hybrid work options supporting work-life balance.

Join Relm and be part of shaping the future. We look forward to hearing from you.