Underwriter, Finance & Insurance

Arch Insurance Group Inc.; Cockeysville (MD); Presencial; USD 75.000 - 83.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Medical plans

Dental plans

Vision plans

401k with matching

PTO 20 days per year

Holidays 12 per year

Volunteer Time Off

Life Insurance

Disability Insurance

Parental Leave

Student Loan Assistance

Tuition Reimbursement

Backup Child and Elder Care

Descripción de la vacante

Arch Insurance Group Inc. seeks an Underwriter in Finance & Insurance (F&I) to support underwriting, pricing analysis, and portfolio monitoring for a range of vehicle protection and service products.

You will collaborate with cross‑functional teams and report to the VP of Underwriting in a dynamic, risk‑aware environment. The role emphasizes strong risk evaluation, data interpretation, and client collaboration, with responsibilities spanning quote development through post‑bind activities.

Formación

• Underwriting experience in F&I or related lines.
• Ability to evaluate risk, interpret loss data, and make recommendations.
• Proficiency in documenting underwriting steps and decisions.

Responsabilidades

• Evaluate risk selection, pricing, and program structure within authority.
• Support underwriting guidelines, pricing assumptions, and portfolio optimization.
• Analyze portfolio performance, loss trends, audits, and KPIs.
• Refer complex accounts to senior leadership with clear next steps.
• Provide timely underwriting analyses and resolve issues for clients and partners.
• Collaborate with stakeholders to align underwriting solutions with program needs.
• Participate in onboarding, training, and knowledge sharing.
• Support end‑to‑end underwriting lifecycle from quotes to binding and post‑bind activity.
• Review portfolio reports and summarize insights for leadership.
• Maintain knowledge of F&I products, regulations, and market dynamics.
• Share observations to adapt underwriting approach and risk appetite.

Conocimientos

Underwriting experience

Data analysis

Communication skills

Excel

Educación

Bachelor’s degree in Business, Finance, Accounting, Economics, or related field

Herramientas

Excel

Descripción del empleo

With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility.

Position Summary:

The Underwriter, Finance & Insurance (F&I), will support underwriting execution, risk evaluation, pricing analysis, and portfolio monitoring for F&I products including Debt Protection Products (Gap, Excess Wear & Tear), Vehicle Service Contracts, Ancillary Service Contracts, Limited Warranties, Auto Deductible Reimbursement, and Vehicle Protection Products. This individual will report to the Vice President of Underwriting and work closely with the Warranty & Lender Solutions underwriting team, business partners, and cross-functional stakeholders.

Responsibilities and Accountabilities:

• Evaluate risk selection, pricing, and program structure for new and existing accounts within assigned authority and established underwriting guidelines.
• Support the development and documentation of underwriting guidelines, pricing assumptions, and portfolio optimization initiatives in partnership with the AWLS management team.
• Analyze portfolio performance, loss trends, audits, and KPIs; identify issues and prepare recommendations for corrective action.
• Refer large, complex, special risk, or sensitive accounts to senior underwriting leadership with clear analysis and recommended next steps.
• Support relationships with clients, agents, OEM’s, and third-party administrators by providing timely underwriting analysis, documentation, and issue resolution.
• Partner with clients and internal stakeholders to understand business objectives and align underwriting solutions and operational capabilities with program needs.
• Participate in onboarding, training, and knowledge-sharing activities to promote consistency across the underwriting team.
• Support the end-to-end underwriting lifecycle, including quote letter development, binding, policy issuance coordination, and post-bind activities.
• Review portfolio reports, loss projections, and performance metrics; summarize insights for underwriting leadership.
• Maintain working knowledge of F&I products, regulatory considerations, trade association updates, and competitive market dynamics.
• Stay informed on industry trends and emerging risks; share observations and support updates to underwriting approach and risk appetite as directed.

Required Skills and Abilities:

• Underwriting experience in F&I, specialty insurance, or related lines.
• Ability to evaluate risk, interpret loss experience, analyze financial information, and prepare sound underwriting recommendations.
• Ability to communicate effectively with clients, business partners, and internal stakeholders.
• Ability to manage multiple priorities, meet deadlines, and maintain accurate documentation.
• Proficiency in Excel and data analysis tools.

Desired Skills and Abilities:

• Direct experience with Debt Protection Products, Vehicle Service Contracts, Ancillary Service Contracts, Limited Warranties, or Vehicle Protection Products.
• Professional designations such as CPCU, AINS, or ARe, or progress toward a designation.
• Experience supporting underwriting audits, pricing models, portfolio reviews, or client reporting.

Education and Experience:

• Bachelor’s degree in Business, Finance, Accounting, Economics, or related field, or equivalent experience.
• Proficiency in Excel is required.

For individuals assigned or hired to work in the location(s) indicated below, the base salary range is provided. Range is as of the time of posting. Position is incentive eligible.

$75,000 - $83,000/year

• Total individual compensation (base salary, short & long-term incentives) offered will take into account a number of factors including but not limited to geographic location, scope & responsibilities of the role, qualifications, talent availability & specialization as well as business needs. The above pay range may be modified in the future.
• Arch is committed to helping employees succeed through our comprehensive benefits package that includes multiple medical plans plus dental, vision and prescription drug coverage; a competitive 401k with generous matching; PTO beginning at 20 days per year; up to 12 paid company holidays per year plus 2 paid days of Volunteer Time Offer; basic Life and AD&D Insurance as well as Short and Long-Term Disability; Paid Parental Leave of up to 10 weeks; Student Loan Assistance and Tuition Reimbursement, Backup Child and Elder Care; and more.

14400 Arch Insurance Group Inc.