Underwriter - Commercial Services Group (CSG) - Pacific Coast Region

Ally; Denver (CO); Remote; USD 55,000 - 95,000; Full time

Job summary

A leading financial services company is seeking an Underwriter to evaluate commercial offerings and manage customer portfolios. This remote role requires at least 1 year of experience in auto finance underwriting and a bachelor's degree in a related field. You'll ensure compliance with policies and provide excellent customer service while enjoying numerous benefits including flexible paid time off and health insurance options.

Benefits

Competitive holiday and flexible paid-time-off

401K retirement savings plan with matching

Flexible health and insurance options

Adoption and fertility support programs

Qualifications

• 1+ years experience in auto finance underwriting is required.
• Bachelor's degree in a related field preferred.
• Must demonstrate strong time management skills.

Responsibilities

• Evaluate and decision commercial offerings within underwriting policies.
• Build and maintain a high level of customer service.
• Ensure compliance with underwriting policies.

Skills

1+ years in auto finance consumer or commercial underwriting (prime, sub-prime, and/or non-prime)

Excellent sales, negotiation, problem solving, and analytical skills

Ability to perform technical based activities

Knowledge of the Auto Finance industry, consumer credit

Demonstrating technical expertise

Education

Bachelor's degree in business related subject area

Job description

Overview

General information

Ref # 20750

Remote? Yes

Ally and Your Career

Ally Financial focuses on health and safety, work-life balance, diversity and inclusion, and opportunities for professional growth. We offer benefits and employee resource groups to support development and learning. You’re encouraged to grow and evolve professionally.

The Opportunity

Responsible for evaluating and decisioning commercial offerings within Ally underwriting policies. Encouraged to build and maintain a high level of customer service for their assigned territory. The territory assigned will require the management of a portfolio of dealers and demonstrate the potential to further grow the business. Location: Candidate must reside in and work remote in one of these states: AK, AZ, CA, CO, HI, ID, NV, OR, UT, or WA. Requires flexibility in work schedule (Pacific time zone); evening hours and weekends may be required.

The Work Itself

• Improve portfolio revenue by practicing sound underwriting judgment and risk management principles.
• Ensure compliance with underwriting policies; elevate risk issues and stay abreast of constant changes in policy and procedures.
• Limited travel will be required for this role.
• Requires flexibility in work schedule, evening hours and weekends may be required.

The Skills You Bring

• 1+ years in auto finance consumer or commercial underwriting (prime, sub-prime, and/or non-prime) is required.
• Bachelor's degree in business related subject area preferred.
• Ability to perform technical based activities.
• Knowledge of and exposure to fundamental theories, principles and concepts.
• Demonstrating technical expertise and relationships to supply to strategy and drive business results.
• Familiar with the Auto Finance industry, consumer credit, trend analysis/analytics.
• Excellent sales, negotiation, problem solving, and analytical skills. Must be an independent worker with strong time management skills.

How We'll Have Your Back

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally’s total compensation - or total rewards - extends beyond your paycheck and is designed to support and enrich your personal and professional life, including:

• Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting.
• Planning for the Future: 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs.
• Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions, and a total well-being program.
• Building a Family: adoption, surrogacy, and fertility support, parental and caregiver leave, back-up child and adult/elder day care program and childcare discounts.
• Work-Life Integration: LifeMatters Employee Assistance Program, subsidized Weight Watchers program and other employee discount programs.

Who We Are

Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are focused on being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.

Equal Opportunity and Compliance

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

Where permitted by applicable law, must have received or be willing to receive the COVID-19 vaccine by date of hire to be considered, if not currently employed by Ally.

We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at [e-mail]. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

Compensation

Base Pay Range: An individual's position in the range is determined by the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.

Emerging: 55,000

Experienced: 75,000

Expert: 95,000

Incentive Compensation: This position is eligible to participate in our annual incentive plan