Underwriter

Auto-Owners Insurance; United States; On-site; USD 50,000 - 70,000; Full time

Benefits offered by this job

Friendly work environment

Structured training program

Competetive compensation package

401(k) matching

Fully-funded pension plan

Job summary

Auto-Owners Insurance in the United States seeks a motivated underwriting trainee to join their team. This position involves learning insurance coverages and making underwriting decisions while participating in a structured training program. Ideal candidates will possess a Bachelor’s degree or equivalent experience in property/casualty underwriting.

Benefits include a friendly work environment, competitive salary, 401(k) matching, and paid time off, ensuring employee support and growth.

Qualifications

• Bachelor’s degree or direct equivalent experience with property/casualty underwriting.
• Ability to organize data, multi-task and make decisions independently.
• Above-average communication skills (written and verbal).

Responsibilities

• Learn various insurance coverages and contracts to make underwriting decisions.
• Read and interpret documents to understand their meaning and use.
• Assemble information and express decisions using sound reasoning.

Skills

Property/casualty underwriting knowledge

Organizational skills

Communication skills

Decision-making ability

Problem-solving skills

Education

Bachelor’s degree or equivalent experience

Job description

Career Overview

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.

Job Description

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. The role performs and applies insurance coverage, rules, and guidelines to execute the underwriting decision-making process according to the Company underwriting philosophy. This job includes training and development through completion of the Company’s underwriter training program for the assigned line of insurance.

Responsibilities

• Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions.
• Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use.
• Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment.
• Analyze loss experience, financial conditions, and physical characteristics of risks.
• Acquire a working knowledge of supporting sections of the underwriting department.
• Effectively communicate with independent agents and other associates through verbal and/or written means.
• Participate in and successfully complete the Company underwriter training program.

Desired Skills & Experience

• Bachelor’s degree or direct equivalent experience with property/casualty underwriting.
• Ability to organize data, multi-task and make decisions independently.
• Above-average communication skills (written and verbal).
• Ability to write reports and compose correspondence.
• Ability to resolve complex issues.
• Continually develop product knowledge through participation in approved educational programs.

Benefits

We offer a friendly work environment, structured training program, employee mentoring, an excellent compensation/benefits package including competitive base salary, matched 401(k), fully‑funded pension plan (once vested), and bonus programs. Paid time off includes holidays, vacation days, personal time, and sick leave.

Equal Employment Opportunity

Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law. *Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.