Underwriter

Cascade Ridge Solutions; St. Louis (MO); On-site; USD 90,000 - 118,000; Full time

Benefits offered by this job

Health insurance

Retirement plans

Paid time off

Job summary

Requirements include a bachelor’s degree in a related field, 3–5 years of underwriting experience, strong analytical and communication skills, and proficiency in Microsoft Office. Travel may be required.

Qualifications

• Bachelor's degree in Insurance, Finance, or related field.
• 3–5 years of experience in insurance underwriting.
• Strong understanding of insurance products, risk assessment, and underwriting principles.
• Excellent analytical, problem-solving, and communication skills.
• Proficiency with Microsoft Office, especially Excel.
• Valid driver's license and ability to travel as needed.

Responsibilities

• Review and assess insurance applications to determine risk level and premiums.
• Conduct investigations to verify information provided by applicants.
• Collaborate with internal teams and external partners to ensure regulatory compliance.
• Provide expert advice and guidance on insurance products and coverage options.
• Maintain accurate and up-to-date underwriting records.
• Stay informed about industry trends, regulations, and best practices to improve processes.

Skills

Analytical skills

Communication

Detail-oriented

Travel readiness

Education

Bachelor's degree in Insurance/Finance or related field

Tools

Microsoft Excel

Microsoft Office Suite

Job description

Cascade Ridge Solutions, a prominent insurance underwriting firm based in St. Louis, Missouri, employs me as an Underwriter. In this role, I am responsible for evaluating the risks associated with insurance applications and making informed decisions on their acceptance or rejection. The company's primary focus is on insurance underwriting, comprehensive risk assessment, and financial planning, ensuring that clients receive tailored insurance solutions that meet their unique needs.

Underwriter reviews insurance applications, assesses risks, and makes underwriting decisions. Underwriter maintains accurate records and communicates with clients. Underwriter collaborates with team members to ensure compliance and accuracy.

Underwriter works in an office environment with a team of underwriters and support staff in St. Louis, MO. Underwriter may travel to client locations as needed. Underwriter must be detail-oriented and have strong communication skills.

Underwriter salary range is $90,000 - $118,497. Benefits include health insurance, retirement plans, and paid time off. Cascade Ridge Solutions offers a supportive work environment and opportunities for professional growth.

Underwriter must have a bachelor's degree in finance, insurance, or a related field. Underwriter must have 3+ years of experience in insurance underwriting. Underwriter must be proficient in Microsoft Office and have strong analytical skills.

Cascade Ridge Solutions is committed to providing equal opportunities to all applicants, regardless of their background, experience, or personal characteristics. The company believes in fostering a diverse and inclusive work environment, where every individual can thrive and contribute to the organization's success. As an equal opportunity employer, Cascade Ridge Solutions does not discriminate against any applicant on the basis of race, color, religion, sex, national origin, age, disability, or any other protected characteristic. The company is dedicated to creating a workplace that values and respects diversity, and encourages all interested candidates to apply.

What you will do:

1. Review and assess insurance applications to determine the level of risk and the appropriate premiums.
2. Conduct thorough investigations to verify the accuracy of information provided by applicants.
3. Collaborate with internal teams and external partners to ensure compliance with regulatory requirements and industry standards.
4. Provide expert advice and guidance to clients regarding insurance products and coverage options.
5. Maintain accurate and up-to-date records of all underwriting activities.
6. Stay informed about industry trends, regulations, and best practices to continuously improve underwriting processes.

What we need:

1. A bachelor's degree in a related field, such as Insurance, Finance, or a similar discipline.
2. 3-5 years of experience in insurance underwriting, preferably in a similar industry.
3. A solid understanding of insurance products, risk assessment, and underwriting principles.
4. Excellent analytical, problem-solving, and communication skills.
5. Proficiency in Microsoft Office Suite, particularly Excel.
6. A valid driver's license and the ability to travel as needed.