Underwriter

Cascade Prime Group; Fresno (CA); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Health insurance

Retirement plans

Professional development opportunities

Job summary

Cascade Prime Group in Fresno, CA is seeking an Underwriter to join our local team. This full-time role focuses on underwriting property and casualty insurance, ensuring clients receive appropriate coverage at competitive rates.

You will review applications, assess risks, and collaborate with agents and clients to tailor coverage. A bachelor’s degree in insurance or risk management and 2–3 years of P&C underwriting are required.

Qualifications

• Bachelor’s degree in Insurance, Business, or a related field.
• 2–3 years of experience in insurance underwriting, preferably property and casualty.
• Strong analytical and problem-solving skills to assess risks.
• Excellent communication and interpersonal skills to interact with clients, agents, and stakeholders.
• Proficiency in Microsoft Office Suite, particularly Excel.
• Knowledge of insurance laws, regulations, and industry standards in Fresno, CA.

Responsibilities

• Review and assess insurance applications to determine risks and coverage options.
• Conduct thorough investigations to gather information necessary for underwriting decisions.
• Collaborate with insurance agents and clients to explain underwriting decisions and recommend appropriate coverage.
• Maintain accurate and up-to-date records of all underwriting activities.
• Stay informed about industry trends, regulations, and best practices to ensure compliance and continuous improvement.
• Participate in training and professional development opportunities to enhance your skills and knowledge.

Skills

Analytical skills

Communication skills

Interpersonal skills

Problem solving

Education

Bachelor's degree in Insurance, Risk Management, or related field

Tools

Microsoft Excel

Job description

Cascade Prime Group is hiring an Underwriter in Fresno, CA. This full-time role involves underwriting property and casualty insurance, ensuring clients receive suitable coverage at competitive rates. Salary is negotiable, and the position is open until November 22, 2026.

As an Underwriter, you will review insurance applications, assess risks, and determine coverage terms. You will also collaborate with clients to understand their needs and provide tailored solutions. Your tasks include analyzing policy documents, conducting risk assessments, and making underwriting decisions.

You will work in a team at Cascade Prime Group's Fresno office. The workplace is in Fresno, CA, and you will collaborate with underwriting staff, claims adjusters, and other departments to ensure smooth operations and client satisfaction.

The salary for this role is negotiable, allowing for a tailored compensation package that reflects the candidate's skills, experience, and market value. In addition to the base salary, the company offers a comprehensive benefits package that includes health insurance, which covers a range of medical services and prescriptions, ensuring the well‑being of the employee and their family. Retirement plans, such as a 401(k) or pension scheme, are also provided, offering long‑term financial security and the opportunity to save for future goals. Furthermore, the company is committed to professional development, providing opportunities for employees to enhance their skills, pursue further education, or advance their careers within the organization. Specific details about the benefits package can be discussed during the hiring process, allowing the candidate to understand the full extent of the compensation and support offered.

To be successful in this role, you should have a bachelor's degree in insurance, risk management, or a related field. Experience in underwriting property and casualty insurance is required. Strong analytical and communication skills are essential.

What you will do:

1. Review and assess insurance applications to determine risks and coverage options.
2. Conduct thorough investigations to gather information necessary for underwriting decisions.
3. Collaborate with insurance agents and clients to explain underwriting decisions and recommend appropriate coverage.
4. Maintain accurate and up‑to‑date records of all underwriting activities.
5. Stay informed about industry trends, regulations, and best practices to ensure compliance and continuous improvement.
6. Participate in training and professional development opportunities to enhance your skills and knowledge.

What we need:

1. A bachelor's degree in Insurance, Business, or a related field.
2. 2‑3 years of experience in insurance underwriting, preferably in property and casualty insurance.
3. Strong analytical and problem‑solving skills to assess risks effectively.
4. Excellent communication and interpersonal skills to interact with clients, agents, and other stakeholders.
5. Proficiency in Microsoft Office Suite, particularly Excel.
6. Knowledge of insurance laws, regulations, and industry standards in Fresno, CA.