Underwriter

NACBA; Scottsdale, Northern (AZ, KY); On-site; USD 70,000 - 110,000; Full time

Benefits offered by this job

26 PTO Days

401(k) Match

Hybrid work environment

Training and development

Healthcare

Performance-based bonuses

College Loan Assistance

Educational Assistance

Mentorship

Dress for Your Day

Job summary

IAT Insurance Group in Scottsdale, Arizona, is seeking an Underwriter to assess risk, underwrite commercial property and casualty portfolios, and drive profitable growth while maintaining an acceptable loss ratio. This role offers a hybrid schedule with in-office Monday–Wednesday and remote options Thursday–Friday.

You will analyze applications, loss history, and third‑party data, collaborate with agencies, ensure compliance with underwriting guidelines, and participate in business development

Qualifications

• Bachelor's degree or 2+ years underwriting experience required.
• Strong written and verbal communication skills.
• Ability to react quickly and professionally in dynamic environments.
• Authorized to work in the United States; no visa sponsorship needed.

Responsibilities

• Underwrite and drive profitable growth within assigned authority.
• Collaborate with agencies to grow the business and close performance gaps.
• Ensure adherence to underwriting guidelines, governance standards, and regulatory requirements.
• Leverage data and analytics to evaluate risk and support decisions.
• Analyze applications, loss history, and third‑party data for risk assessments.
• Communicate clearly with internal and external stakeholders.
• Support business development and partner engagement.
• Deliver responsive, customer‑focused service to teams and partners.
• Partner with distribution channels to enhance market presence.
• Use performance data to optimize territory outcomes.
• Maintain awareness of market dynamics and industry trends.

Skills

Underwriting

Communication

Analytical thinking

Time management

Education

Bachelor's degree or 2+ years underwriting experience

Tools

Data analytics tools

Job description

IAT Insurance Group has an immediate opening for Underwriter from our Scottsdale, Arizona location.

This role will be tasked with underwriting the company's risk profile to achieve objectives for profitable growth and maintain an acceptable loss ratio.

This role works a hybrid schedule that requires working from the office Monday through Wednesday, with the option of working Thursday and Friday remotely.

Responsibilities:

• You will underwrite and drive profitable growth within assigned authority while aligning to broader organizational objectives and risk appetite.
• Collaborate to cultivate, strengthen, and strategically manage agency relationships, identifying opportunities for growth and addressing performance gaps with a solutions-oriented approach.
• Ensure adherence to corporate underwriting guidelines, governance standards, and regulatory requirements to support consistent and compliant decision-making.
• Leverage data, tools, and analytics to evaluate risk, generate insights, and support balanced underwriting decisions.
• Analyze applications, financials, loss history, and third-party data to produce comprehensive risk assessments.
• Communicate clearly and effectively across verbal, written, and digital channels to maintain alignment with internal and external stakeholders.
• Demonstrate product knowledge and articulate value propositions to support business development and partner engagement.
• Deliver responsive, customer-focused service to internal teams and external partners, reinforcing a high-performance service culture.
• Partner with distribution channels to enhance market presence, promote capabilities, and identify new business opportunities.
• Utilize metrics and performance data to continuously optimize territory outcomes and support strategic objectives.
• Maintain awareness of market dynamics, industry trends, and competitive landscape to inform decision-making and drive results.
• Perform other duties as needed

Qualifications:

Must-Have:

• Bachelor's Degree or at least 2 years of relevant commercial Property and Casualty underwriting experience.
• Must have the ability to react and respond quickly and professionally.
• Must provide creative, analytical, and innovative thinking to inure to productive problem-solving.
• Must have excellent written and verbal communication skills
• To qualify, applicants must be authorized to work in the United States and must not require VISA sponsorship, now or in the future, for employment purposes.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify.

IAT Insurance Group is the largest private, family-owned property and casualty insurer in the U.S. Insurance Answers Together is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers.

At IAT, we're committed to driving and building an open and supportive culture for all. Our employees propel IAT forward - driving innovation, stable partnerships and growth. That's why we continue to build an engaging workplace culture to attract and retain the best talent.

We offer comprehensive benefits like:

• 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off
• 7% 401(k) Company Match and additional Profit Sharing
• Hybrid work environment
• Numerous training and development opportunities to assist you in furthering your career
• Healthcare and Wellness Programs
• Opportunity to earn performance-based bonuses
• College Loan Assistance Support Plan
• Educational Assistance Program
• Mentorship Program
• Dress for Your Day Policy

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify.

To view details of our full benefits, please visit https://www.iatinsurancegroup.com/careers/benefits