Underwriter

Fcebenefits; San Antonio (TX); Hybrid; USD 80,000 - 110,000; Full time

Job summary

FCE Benefits Administrators is seeking an Underwriter to ensure accurate financial analysis, pricing, and compliance for medical, dental, vision, life, and disability programs across both fully insured and self-funded plans.

The role involves allocating benefits within a health and welfare budget, collaborating with third-party vendors, and servicing client requests for alternate benefit arrangements. We support military communities and invite veterans and spouses to apply.

Qualifications

• 3+ years of underwriting, actuarial, accounting, budgeting, or health insurance risk experience.
• Understanding of health and welfare benefits including medical, prescription drug, dental, vision, life, and disability.
• Advanced Excel use, including modeling and data analysis.

Responsibilities

• Proposal development: create complex new business and renewal proposals within a health and welfare budget.
• Compliance & strategy: ensure adherence to laws, regulations, and client requirements (SCA, DBA, PPACA).
• Quality assurance & analysis: audit peers and perform detailed claims, risk, and financial trend analyses.

Skills

Underwriting

Excel modeling

Financial analysis

Tools

Excel

Job description

Careers

Career Opportunity with FCE Benefits Administrators

The Underwriter ensures accurate financial analysis, pricing, and compliance for Medical, Dental, Vision, Life, and Disability programs, covering both fullyinsured and self-funded plans. This role involves allocating a variety of benefits within a health and welfare budget, collaborating with third-party vendors,and servicing client requests for alternate benefit arrangements.

We proudly support the military community and encourage military spouses, veterans, and career-transitioners to apply.

Essential Functions and Responsibilities

• Proposal Development: Create complex new business and renewal proposals, incorporating a variety of benefits within an anticipated health and welfare budget.
• Compliance & Strategy: Ensure compliance with the industry’s best practices, client requirements, and applicable laws or regulations including but not limited to the Service Contract Act (SCA), Davis Bacon Act (DBA), and Patient Protection and Affordable Care Act (PPACA).
• Quality Assurance & Analysis: Audit work of other team members for accuracy and perform detailed claims, risk, and financial trend analyses.
• Efficiency Optimization: Implement procedural changes to enhance department efficiency.

Qualifications and Requirements

• Experience: A minimum of three (3) years of underwriting, actuarial, accounting, budgeting, or health insurance risk experience is required.
• Expertise: Understanding of health and welfare benefits, including but not limited to medical, prescription drug, dental, vision, limited medical, group life, accident, and critical illness.
• Technical Skills: Advanced Microsoft Excel use, including modeling and data analysis.

It is FCE Benefit’s policy to provide equal opportunity employment for all qualified applicants and employees. FCE does not unlawfully discriminate on the basis of race, color, religion, sex (including pregnancy, childbirth, or related medical conditions), national origin, ancestry, age, physical or mental disability, legally protected medical condition, family care status, veteran status, marital status, sexual orientation, or any other basis protected by state or federal law or local ordinance. This applies to all areas of employment including recruitment, hiring, training, promotion, compensation, benefits, transfer, and social and recreational programs.

Leading provider of Health and Welfare benefit solutions to Government Contractors.