Underwriter

AMBA; Des Moines (IA); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Medical, dental, and vision insurance

Annual Bonus Program

401k Matching

Paid time off and holidays

Parental leave

Employee Assistance Program (EAP)

Job summary

AMBA is seeking an Underwriter to join our Client Delivery Team in Des Moines, IA. You will evaluate and price commercial risks, ensuring competitive coverage options for clients while maintaining compliance and service standards.

The role emphasizes collaboration, data-driven decision making, and effective communication with clients and carriers. Licensing or licensing within 1 year is expected, with a strong focus on accuracy and timely processing.

Qualifications

• Insurance Industry experience preferred.
• High School Diploma required.
• Must be Property and Casualty Licensed or pass licensing test within 1 year.
• Proficient in MS Excel and Word.
• Ability to work well in team-based environment with a positive attitude.
• Excellent written and verbal communication skills.
• Excellent organizational and time-management skills to handle multiple tasks in a fast-paced environment.

Responsibilities

• Applies and interprets underwriting guidelines & rating rules in the evaluation and pricing of a risk with limited supervision.
• Contributes to the profitability of the business through the underwriting of new and renewal applications.
• Determines appropriate coverages and rates and prepares quote documents.
• Makes logical and precise recommendations to the carrier when required.
• Provides ongoing service and account maintenance for multiple programs and/or products.
• Assists with projects as needed.
• Ensures that all regulatory, compliance and transparency requirements are met and complies with all internal policies and procedures.
• Manages workload within established service levels and/or production requirements.

Skills

Insurance knowledge

Team collaboration

Data-driven mindset

Critical thinking

Attention to detail

Education

High School Diploma

Tools

MS Excel

MS Word

Job description

AMBA is seeking a talented Underwriter to join our growing Client Delivery Team! We are looking for someone who thrives in an agile, team-oriented environment, is a critical thinker, and has a data-driven mindset.

About AMBA

Since 1981, AMBA has been a trusted provider of essential coverage for retired public servants nationwide. Our reach extends to diverse groups, including hardworking public employees, state retirees, educators, military personnel, trade professionals, firefighters, law enforcement, Unions, Alumni groups, Allied Healthcare, and other non-profit associations. As a full-service marketing and membership development company, we proudly offer outstanding insurance services to our vast network of 44 million members across 450+ associations in all 50 states.

• Comprehensive benefits package including medical, dental, and vision insurance, spending accounts, and other voluntary benefits.
• Annual Bonus Program.
• Corporate 401k Matching.
• Generous time off including vacation days, 10 paid company holidays, and paid parental leave.
• Sick time that can be used for both physical and mental wellness days.
• Community Involvement perks, including 1 paid day off each year to volunteer with a local charity of your choice and company volunteer events.
• Free, confidential counseling and support through our Employee Assistance Program (EAP).
• Support & development to cultivate your knowledge and continuing education to support your professional designations.
• Business casual dress code.

About the Role

As part of a growing team, you will bring a positive attitude and energy to our team. The primary duties are ensuring we are providing excellent service, product knowledge, and presenting the best possible coverage options to our new and existing clients.

The Underwriter applies and interprets underwriting guidelines & rating rules in the evaluation and pricing of a commercial insurance risk. This role is responsible for providing ongoing service and account maintenance for multiple programs and/or products.

The Day-to-Day

• Applies and interprets underwriting guidelines & rating rules in the evaluation and pricing of a risk with limited supervision.
• Contributes to the profitability of the business through the underwriting of new and renewal applications.
• Determines appropriate coverages and rates and prepares quote documents.
• Makes logical and precise recommendations to the carrier when required.
• Provides ongoing service and account maintenance for multiple programs and/or products.
• Assists with projects as needed.
• Ensures that all regulatory, compliance and transparency requirements are met and complies with all internal policies and procedures.
• Manages workload within established service levels and/or production requirements.
• Handles less complex accounts typically for one P&C program.
• Has limited underwriting authority and works within pre-stated rating structures as defined by the carrier.

Requirements

• Insurance Industry experience preferred
• High School Diploma
• Must be Property and Casualty Licensed or pass licensing test within 1 year
• Proficient in MS Excel and Word
• Ability to work well in team-based environment with a positive attitude
• Excellent written and verbal communication skills
• Excellent organizational and time-management skills to handle multiple tasks in a fast-paced environment

AMBA is an equal opportunity employer committed to providing a workplace free from harassment and discrimination. We celebrate the unique differences of our employees because that is what drives curiosity, innovation, and the success of our business. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, gender identity or expression, age, marital status, veteran status, disability status, pregnancy, parental status, genetic information, political affiliation, or any other status protected by the laws or regulations in the locations where we operate. We value diversity and the skills, knowledge, and experience that difference brings to our culture, attracting top talent with shared values and forming the foundation for a great place to work.