Underwriter

Willow South Group; Columbus (OH); On-site; USD 80,000 - 112,000; Full time

Benefits offered by this job

Health insurance

Retirement plans

Job summary

Willow South Group in Columbus, OH is seeking an Underwriter for a full-time role. You will evaluate risks from insurance applications, determine policy terms, limits, and premiums, and contribute to clients' risk management.

You will work with diverse clients from small businesses to large enterprises, joining a collaborative, client-focused office culture that emphasizes professional growth through training programs. Columbus offers a vibrant community and work-life balance.

Qualifications

• Bachelor’s degree in insurance, risk management, or related field required.
• 3–5 years underwriting experience preferred.
• Knowledge of insurance laws and regulations.
• Strong analytical and communication skills.

Responsibilities

• Evaluate insurance applications and assess the risks involved, ensuring compliance with underwriting guidelines and state regulations.
• Determine the appropriate coverage terms, limits, deductibles, and premiums for policies, considering factors such as loss history, market conditions, and industry trends.
• Conduct thorough underwriting analyses to support the issuance of new business and the renewal of existing policies.
• Review and approve or decline insurance applications based on risk assessments and underwriting guidelines.
• Monitor policy performance and provide recommendations for policy adjustments or cancellations as needed.
• Maintain accurate and up-to-date records of all underwriting activities and decisions.

Skills

Analytical thinking

Decision-making under pressure

Communication skills

Team collaboration

Risk assessment

Education

Bachelor's degree in insurance, risk management, or related field

Tools

Excel

Microsoft Office

Job description

Willow South Group, an insurance and risk management firm, is seeking an Underwriter in Columbus, OH, for a FULL_TIME position. The salary range is $80,000 - $111,746. The role involves navigating the complex insurance and risk assessment landscape.

As an Underwriter, you'll evaluate risks from insurance applications, determine policy terms, limits, and premiums. Your decisions will impact clients' risk management. You'll work with diverse clients, from small businesses to large enterprises, and develop innovative risk solutions.

You'll work in a team at Willow South Group's office in Columbus, OH, where the collaborative and client-focused workplace culture fosters a supportive environment. This atmosphere encourages professional growth and development, providing ample opportunities for you to expand your skills and knowledge. The team's dedication to collaboration ensures that you'll have the resources and support needed to excel in your role. Additionally, the office's location in Columbus, OH, offers a vibrant community and a variety of amenities, enhancing your overall work-life balance.

The salary range for this position is $80,000 to $111,746, reflecting a competitive compensation package. Employees can expect a comprehensive benefits package that includes health insurance, which covers a wide range of medical services, and retirement plans, such as a 401(k) or pension scheme, to help them save for their future. Additionally, the role offers opportunities for professional development, allowing employees to enhance their skills and advance their careers through training programs, workshops, and certifications.

You should have a bachelor's degree in insurance, risk management, or a related field. Experience in insurance underwriting is required. Knowledge of insurance laws and regulations is essential. Strong analytical and communication skills are necessary.

What You Will Do:

• Evaluate insurance applications and assess the risks involved, ensuring compliance with underwriting guidelines and state regulations.
• Determine the appropriate coverage terms, limits, deductibles, and premiums for policies, considering factors such as loss history, market conditions, and industry trends.
• Conduct thorough underwriting analyses to support the issuance of new business and the renewal of existing policies.
• Review and approve or decline insurance applications based on risk assessments and underwriting guidelines.
• Monitor policy performance and provide recommendations for policy adjustments or cancellations as needed.
• Maintain accurate and up-to-date records of all underwriting activities and decisions.

What You Bring:

• A bachelor's degree in a related field, such as insurance, risk management, business, or a similar discipline.
• Minimum of 3-5 years of experience in underwriting, preferably in the insurance industry.
• Strong knowledge of insurance products, underwriting principles, and risk assessment techniques.
• Excellent analytical and problem-solving skills, with the ability to make sound judgments under pressure.
• Proficient in Microsoft Office Suite, particularly Excel, and comfortable with other relevant software tools.
• Strong communication and interpersonal skills, with the ability to work collaboratively with colleagues and clients.